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Comparison Shop Home Insurance in Alexander from Multiple Carriers in Minutes!

 

Did you know less than 50% of homeowners comparison shop when their policy is up? That means more than half of homeowners are leaving potential savings on the table. It’s time to recoup the savings!  At TGS Insurance, our team of agents will take away the hassle of comparing insurance providers by doing the hard work for you! As an independent insurance agency, we’re carrier-agnostic, which means we don’t work for one insurance provider; we work for you! When you input your address, we’ll shop our bank of 35+ top carriers to find you the best policy at an exceptional rate in just 15 seconds! 

 

What Does Alexander Home Insurance Cover?

 

Buying a house is no small investment, and now is the time to protect it as you make it your home. Home insurance policies provide homeowners with coverage for your home’s structure, any additional structures on your property (sheds, garages, fences, etc.), and personal items (various policy limits will apply). Home insurance policies will also include personal financial protection against legal action and medical bills should someone have an accident while on your property. 

 

How Much Does Alexander Homeowners Insurance Cost?

 

The average TGS Insurance home insurance policy for Alexander is $1,399 per year. This average is based on policies with an average home value of $198,813 and includes windstorm and hail coverage with a 2% deductible. Home insurance rates differ considerably due to several constituents, based on you, your home, and your location, among many other things. We offer flexible options to all of our clients so they can find the right policy without paying for too much or too little homeowners insurance coverage. Get started with a free instant home insurance quote by providing your address above.

 

Average Home Insurance Quotes in Alexander By Dwelling Coverage Levels

 

Dwelling coverage is an essential component of your homeowners insurance policy, and unfortunately, most homeowners aren’t carrying enough. Dwelling coverage refers to the amount it would cost to completely rebuild your home to its current value and is one of the considerations home insurance carriers use to calculate your yearly premium. In Alexander, Arkansas if you need $100,000-$200,000 in dwelling coverage, you’ll pay about an average of $1,265 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $300,000-$400,000 in dwelling coverage will pay an average of $1,775 in Alexander, Arkansas.

 

Home ValueAverage Annual Premium (incl. Wind Coverage)
$100,000-$200,000$1,265
$200,000-$300,000$1,554
$300,000-$400,000$1,775
$400,000-$500,000$2,108

 

Alexander Home Insurance Quotes and Your Home’s Age by the Numbers

 

Many factors go into calculating your home insurance premium, one of which is your home’s age. Typically, older homes are more expensive to insure because their construction and structural components tend to be more obsolete (Ex. using galvanized piping instead of PEX) and experienced years of general wear and tear. Both contribute to an older home being more susceptible to damage- therefore a higher risk to insure. Our data shows that homes in Alexander for homes that are 15+ old are on average 30% higher than homes that were built within the past 15 years. 

 

Home AgeAverage Annual Premium (incl. Wind Coverage)
0-15 Years$1,258
15+ Years$1,636

 

Age is not the only influencing factor for your home insurance premium. Carriers look at a variety of other things, including: 

  • Attractive nuisances (Ex. pools, trampolines, playsets, etc.) 
  • Breeds of pets
  • Claims history
  • Credit history
  • Crime rate
  • Location
  • Marital status
  • Size
  • Replacement cost
  • And much more!

 

Alexander Home Insurance Rates by Insurer  

 

Choosing your home insurance provider is about more than just price, but the cost is undoubtedly an essential factor. Because each carrier sets its rates, the same coverage will sometimes vary in price among carriers. Two of our most popular insurance providers in Alexander, Arkansas, are Encompass and State Auto. Home insurance quotes from TGS Insurance for Encompass average $1,412 annually. Home insurance quotes for State Auto run a little bit higher, averaging $1,706 per year.

 

Alexander Zip Codes We Insure

 

  • 72002

 

Zip code not listed? Not a problem! We can find incredible rates for homeowners throughout Arkansas.  Enter your address above for a free instant home insurance quote

TGS Insurance is Alexander's Premier Home Insurance Provider

Alexander neighborhood

Alexander, Arkansas, incorporated in 1887, is a suburb of Little Rock in central Arkansas. The continually growing city is home to just over 3,500 residents who enjoy the city’s suburban rural mix feel. Friendly neighborhoods, reasonable cost of living, and great schools make Alexander an easy city to love!

Alexander neighborhood

TGS Insurance provides home insurance in Alexander from dozens of different carriers. Alexander customers all want the same thing - the best home insurance policy at the lowest price. As an independent company with thousands of customers, 35+ carriers, and fantastic customer service, we win business from Alexander residents every single day.

Key Home Statistics in Alexander

3,621

Total Population in Alexander, AR

$267,243

Average Home Value in Alexander, AR

$42,857

Median Household Income in Alexander, AR

31

Median Age in Alexander, AR

Major Neighborhoods in Alexander, AR

Image of Springdale Manor Neighborhood

Springdale Manor

The quiet Springdale Manor neighborhood is located near the intersection of Sparks Road and Springdale Road in Alexander, Arkansas. Lots in this brand new subdivision average around 1.5 acres in size providing plenty of room for beautiful custom homes!

Image of Pinewood Estates Neighborhood

Pinewood Estates

Lots range from .92 acres to 1.39 acres in the beautiful Pinewood Estates subdivision located just off Joseph Drive in Alexander. This family-friendly community is zoned to the Bryant School District.

Image of Stonehill Estates Neighborhood

Stonehill Estates

The highly desired Stonehill Estates neighborhood in Alexander, Arkansas, provides quiet and private country-type living while providing quick access to the freeway for the conveniences of a bigger city.

Local Home Resources in Alexander, AR

Fire Departments
Alexander Central Fire Station15413 S Alexander Rd
Alexander, AR 72002
(501) 455-2325
Alexander City - Fire DepartmentPo Box 610
Alexander, AR 72002
(501) 455-2325
Collegeville Volunteer Fire1307 Dunn Cir
Alexander, AR 72002
(501) 847-9391
Northeast Saline County Fire12503 Germania
Alexander, AR 72002
(501) 847-5100
Springhill Fire Department9001 Springdale Rd
Alexander, AR 72002
(501) 794-1019