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Bella Vista, AR

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Finding Affordable Bella Vista Home Insurance Made Simple

 

Shopping for home insurance can be an exhausting, dull, and downright stressful process. TGS Insurance Agency is here to change that. At TGS Insurance, we do all of the nitty-gritty work for you, so you don’t have to! Our agents will shop your home insurance policy across our bank of 35+ carriers to find you the best policy at the best price, so you never have to compromise on coverage to save money. How do you get started? Easy! All we need is your address, and you’ll get an accurate quote in 15 seconds or less. After that, our agents will further customize your policy so it’s tailored to your specific insurance needs. Shopping for home insurance has never been so simple! 

 

We shop, you save, it’s really that easy.

 

Bella Vista Home Insurance Coverage: The Basics

 

Several standard forms of homeowners insurance offer various levels of protection from varying perils depending on the needs of the home and homeowner. The majority of these forms include coverage (at some level) for:

  • Your home’s structure
  • Additional structures on your property (detached garage, shed, fence, etc.)
  • Your personal belongings
  • Liability for injuries on your property

 

How Much is Home Insurance in Bella Vista, Arkansas?

 

The average cost for home insurance in Bella Vista is $1,286 among TGS Insurance Agency customers. This average is based on policies with an average home value of $185,808. While every policy is different and dependent on multiple factors, including your home’s value and coverages your choose, we have proudly been able to save our Arkansas customers an average of $870 per year on their home insurance premiums when they switch to us. Finding out how much you can be saving is as easy as providing your address above for an instant quote– really!

 

Average Home Insurance Quotes in Bella Vista By Dwelling Coverage Levels

 

Dwelling coverage is an essential component of your homeowners insurance policy, and unfortunately, most homeowners aren’t carrying enough. Dwelling coverage refers to the amount it would cost to completely rebuild your home to its current value and is one of the considerations home insurance carriers use to calculate your yearly premium. In Bella Vista, Arkansas, if you need $100,000-$200,000 in dwelling coverage, you’ll pay about an average of $1,207 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $300,000-$400,000 in dwelling coverage will pay an average of $1,829 in Bella Vista, Arkansas.

 

Home ValueAverage Annual Premium (incl. Wind Coverage)
$100,000-$200,000$1,207
$200,000-$300,000$1,473
$300,000-$400,000$1,829
$400,000-$500,000$2,008

 

Bella Vista Home Insurance Quotes and Your Home’s Age by the Numbers

 

Many factors go into calculating your home insurance premium, one of which is your home’s age. Typically, older homes are more expensive to insure because their construction and structural components tend to be more obsolete (Ex. using galvanized piping instead of PEX) and experienced years of general wear and tear. Both contribute to an older home being more susceptible to damage- therefore a higher risk to insure. Our data shows that homes in Bella Vista for homes that are 15+ old are on average 10% higher than homes that were built within the past 15 years. 

 

Home AgeAverage Annual Premium (incl. Wind Coverage)
0-15 Years$1,201
15+ Years$1,324

 

Age is not the only influencing factor for your home insurance premium. Carriers look at a variety of other things, including: 

  • Attractive nuisances (Ex. pools, trampolines, playsets, etc.) 
  • Breeds of pets
  • Claims history
  • Credit history
  • Crime rate
  • Location
  • Marital status
  • Size
  • Replacement cost
  • And much more!

 

Bella Vista Zip Codes We Insure

 

  • 72714
  • 72715

 

Zip code not listed? Not a problem! We can find incredible rates for homeowners throughout ArkansasEnter your address above for a free instant home insurance quote. 

TGS Insurance is Bella Vista's Premier Home Insurance Provider

Bella Vista neighborhood

Bella Vista, Arkansas is known as a recreational city of nearly 30,000 residents in the northwesternmost corner of Arkansas. Bella Vista has been dedicated to outdoor lifestyles since it was first established as a resort destination in 1917, offering a picturesque activity-based lifestyle for its residents and visitors alike. Also, is quickly becoming widely known as a world-class mountain biking destination.

Bella Vista neighborhood

The TGS Insurance Agency team of independent insurance agents is dedicated to tailoring home insurance policies that are as unique as your Bella Vista home while promising best-in-class customer service. When you contact TGS Insurance, you can expect to work with the best and know that you are getting the right coverage at the best price.

Key Home Statistics in Bella Vista

30,104

Total Population in Bella Vista, AR

$253,815

Average Home Value in Bella Vista, AR

$67,550

Median Household Income in Bella Vista, AR

52

Median Age in Bella Vista, AR

Local Home Resources in Bella Vista, AR

Police Departments
Bella Vista Police Dept105 Town Ctr W
Bella Vista, AR 72714
4798558200
Police Department Bella Vista105 Town Ctr W
Bella Vista, AR 72714
4798553771