Save On Home Insurance in Benton, AR | TGS Insurance Agency

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Getting a Benton Home Insurance Quote Has Never Been Easier!


Gone are the days of filling out endless questionnaires about your home or talking on the phone with an insurance agent for over 15 minutes only to wait days to get an insurance quote. At TGS Insurance, we’ve flipped the industry norm upside down to provide customers with a real, accurate home insurance quote in 15 seconds or less, using just your address! What’s even better? That policy is shopped through our bank of 35+ A-rated (or better) carriers so you can rest-assure it’s the best policy the market has to offer! We even handle everything from policy inception to payment and anything else in between for the easiest shopping experience ever. 


You’re one click away from never having to worry about home insurance again! 


Benton Home Insurance Coverage: The Basics


There are several standard forms of homeowners insurance that offer various levels of protection from varying perils depending on the needs of the home and homeowner. The majority of these forms include coverage (at some level) for:


  • Your home’s structure
  • Additional structures on your property (detached garage, shed, fence, etc)
  • Your personal belongings
  • Liability for injuries on your property


How Much is Home Insurance in Benton, Arkansas?


Benton home insurance costs an average of $1,445 per year among TGS Insurance customers. This average is based on policies with an average home value of $209,938 and includes windstorm and hail coverage with a 2% deductible. Home insurance premiums will vary home to home depending on several factors. Our proprietary tool shops your policy in seconds to find you the best rates with just your address. Our independent agents will work with you to further customize your quote to ensure you have the right amount of coverage for your needs at the best rate on the market! 


Comparing Average Home Insurance Premiums in Benton By Dwelling Coverage Levels


Dwelling coverage helps to rebuild or repair your home in the event of a covered loss. Your dwelling coverage limit must cover the cost to rebuild your home as it is today. Since dwelling coverage is such a large component of your home insurance policy, your limit on the coverage affects your overall premium. In Benton, carrying $150,000 in dwelling coverage would result in a premium of around $1,315 per year, whereas having dwelling coverage worth closer to $350,000 would cost around $1,806 per year. 


Home ValueAverage Annual Premium (incl. Wind Coverage)


How Does Home Age Impact Home Insurance Rates in Benton, Arkansas


Many factors impact your home insurance premium, and one of those factors is the age of your home. As your home ages, the need for improvements and repairs increases, increasing the likelihood of filing a claim. For this reason, insurers view older homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk. Our data shows that home insurance quotes in Benton for homes that are 15+ years old are, on average, 17% higher than homes that were built within the past 15 years.


Home AgeAverage Annual Premium (incl. Wind Coverage)
0-15 Years$1,323
15+ Years$1,552


Keep in mind that age is not the only factor influencing your premium! Other factors insurers often consider include:

  • Location
  • Replacement cost
  • Credit history
  • Claims history
  • Marital Status
  • Breeds of pets
  • Attractive nuisances (swimming pools, trampolines, swing sets, etc.)
  • And more! 


Cheapest Benton Home Insurance Carriers


When considering purchasing a home insurance policy, the price is more often than not the most influential factor. Carriers set their own rates, so your policy premium will vary across different providers even with the same coverage. Our two most affordable (and popular) insurance providers in Benton, Arkansas, are Encompass and State Auto. On average, TGS Insurance homeowners in Benton, Arkansas, pay $1,461 for Encompass annually and $1,739 for State Auto


Benton Zip Codes We Insure


  • 72015
  • 72019


Zip code not listed? Not a problem! We are able to incredible rates for homeowners throughout ArkansasEnter your address above for a free instant home insurance quote. 

TGS Insurance is Benton's Premier Home Insurance Provider

Benton neighborhood

Benton, Arkansas is a southeastern suburb of Little Rock in the central region of the state. Home to The Royal Theatre, Benton residents can enjoy live theatre in this historic building and landmark that was built in 1920. The Shoppach House, Bennett House, and the Gann House all join the Royal Theatre on the National Register of Historic Places.

Benton neighborhood

TGS Insurance provides home insurance in Benton from dozens of different carriers. Benton customers all want the same thing - the best home insurance policy at the lowest price. As an independent company with thousands of customers, 35+ carriers, and fantastic customer service, we win business from Benton residents every single day.

Key Home Statistics in Benton


Total Population in Benton, AR


Average Home Value in Benton, AR


Median Household Income in Benton, AR


Median Age in Benton, AR

Major Neighborhoods in Benton, AR

Image of Hurricane Lake Estates Neighborhood

Hurricane Lake Estates

Hurricane Lake Estates is a 400-acre luxury lakefront community in North Little Rock. From tennis courts to a sandy beach with a swimming area, boat docs, fishing piers, a community pool, and designated riding paths, the community offers something for everyone to enjoy.

Image of The Woodlands Neighborhood

The Woodlands

The Woodlands is the only neighborhood in Benton with a community pool. Additionally, the area features nature trails, a walking track, and a newly-retouched pond. It’s no wonder why this neighborhood is highly desirable!

Image of The Preserve at The Woodlands Neighborhood

The Preserve at The Woodlands

The Preserve at The Woodlands is a newly-built neighborhood spanning 160 acres that features both spec homes and custom homes. Lots range from .33 acres to 3.5 acres.

Image of Salt Creek Estates Neighborhood

Salt Creek Estates

The beautiful Salt Creek Estates subdivision in Benton is located on Highway 5 near the intersection of Salt Creek Road. The newly developed community offers residents a peaceful environment to escape the hustle and bustle of everyday life while still being conveniently located close to multiple cities.

Image of Winds of Osage Neighborhood

Winds of Osage

The Winds of Osage is located just off Highway 5 on McGee Road in Benton, Arkansas. Homes start at 2,200 square feet and lie on generous plots of lands starting at 1+ acres. The neighborhood is zoned to Benton School District.

Local Home Resources in Benton, AR

Fire Departments
Haskell City - Fire Department2520 N Highway 229
Benton, AR 72015
(501) 776-2667
Haskell Fire Dept121 Cardinal Dr
Benton, AR 72015
(501) 776-2667
Salem Fire Dept1785 Salem Rd
Benton, AR 72019
(501) 794-2707
Shaw Volunteer Fire Department5513 Highway 35
Benton, AR 72015
(501) 776-2640
TULL Fire & Rescue8201 N Main St
Benton, AR 72015
(501) 776-4047
Turtle Creek Volunteer Fire Department5900 Highway 67
Benton, AR 72015
(501) 776-0744
Police Departments
Benton Police Chief114 S East St # 100
Benton, AR 72015
Benton Police Dept114 S East St # 100
Benton, AR 72015
Benton Police Dept-records114 S East St # 100
Benton, AR 72015
Benton Police-tickets & Fines114 S East St # 100
Benton, AR 72015
Haskell Police Dept2520 N Highway 229
Benton, AR 72015
Saline County Sheriff321 N Main St
Benton, AR 72158