Save On Home Insurance in Bentonville, AR | TGS Insurance Agency

Save on Home Insurance in
Bentonville, AR

We ONLY need your address

Quote looks like this
An Example Quote

See What Our Clients Have to Say


trust star

Based on 2,615 reviews

Showing our 4 & 5 star reviews
Homeowners Insurance  »  Arkansas  »  


Getting a Bentonville Home Insurance Quote Has Never Been Easier! 


Gone are the days of filling out endless questionnaires about your home or talking on the phone with an insurance agent for over 15 minutes only to wait days to get an insurance quote. At TGS Insurance, we’ve flipped the industry norm upside down to provide customers with a real, accurate home insurance quote in 15 seconds or less, using just your address! 


What Does Homeowners Insurance in Bentonville cover?


The majority of home insurance policies include some level of the following types of coverages. 


Coverage Acovers damages to your home
Coverage Bcovers damages to additional structures on your property such as detached garages, sheds, or fences
Coverage Ccovers damage to personal property such as furniture, electronics, and clothes
Coverage Dcovers additional living expenses if your home becomes uninhabitable due to a covered loss
Coverage Ecovers personal liability including coverage for claims arising from accidents on your property
Coverage Fcovers medical expenses for injuries occurring on your property for those outside of your household


How Much Does Bentonville Home Insurance Cost?


The average homeowners insurance policy in Bentonville costs an average of $1,387 per year among TGS Insurance customers. This average is based on policies with an average home value of $248,630 and includes windstorm and hail coverage with a 2% deductible. Our agents know that every homeowner’s needs are different and that’s why we work with you to build the right coverage at the best price on the market. On average, we have been able to save our customers throughout Arkansas $870 a year when they switch to us. Seeing how much you could be saving is quick and free- enter your address above for your instant quote!


Average Home Insurance Quotes in Bentonville By Dwelling Coverage Levels


Dwelling coverage is an essential component of your homeowners insurance policy, and unfortunately, most homeowners aren’t carrying enough. Dwelling coverage refers to the amount it would cost to completely rebuild your home to its current value and is one of the considerations home insurance carriers use to calculate your yearly premium. In Bentonville, Arkansas if you need $100,000-$200,000 in dwelling coverage, you’ll pay about an average of $1,207 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $300,000-$400,000 in dwelling coverage will pay an average of $1,621 in Bentonville, Arkansas.


Home ValueAverage Annual Premium (incl. Wind Coverage)


Bentonville Home Insurance Quotes and Your Home’s Age by the Numbers


Many factors go into calculating your home insurance premium, one of which is your home’s age. Typically, older homes are more expensive to insure because their construction and structural components tend to be more obsolete (Ex. using galvanized piping instead of PEX) and experienced years of general wear and tear. Both contribute to an older home being more susceptible to damage- therefore a higher risk to insure. Our data shows that homes in Bentonville for homes that are 15+ old are on average 34% higher than homes that were built within the past 15 years. 


Age is not the only influencing factor for your home insurance premium. Carriers look at a variety of other things including: 

  • Attractive nuisances (Ex. pools, trampolines, playsets, etc.) 
  • Breeds of pets
  • Claims history
  • Credit history
  • Crime rate
  • Location
  • Marital status
  • Size
  • Replacement cost
  • And much more!


Bentonville Home Insurance Rates by Insurer  


Choosing your home insurance provider is about more than just price, but the cost is undoubtedly an essential factor. Because each carrier sets its own rates, sometimes the same coverage will vary in price among carriers. Two of our most popular insurance providers in Bentonville, Arkansas, are Encompass and State Auto. Home insurance quotes from TGS Insurance for Encompass average $1,392 annually. Home insurance quotes for State Auto run a little bit higher, averaging $1,883 per year.


Zip Codes in Bentonville TGS Insurance Covers


  • 72712


Don’t see your zip code? We’ve got you covered! Enter your address above for a free instant home insurance quote

TGS Insurance is Bentonville's Premier Home Insurance Provider

Bentonville neighborhood

Bentonville, Arkansas, is the state’s fastest-growing city. It is easy to see why people love this northwest-Arkansas city. 22 parks and 50 miles of trails plus 28 miles of award-winning mountain biking trails capture the hearts of outdoors enthusiasts while The Crystal Bridges Museum of American Art offers a cultural experience unlike any other in the state.

Bentonville neighborhood

TGS Insurance provides home insurance in Bentonville from dozens of different carriers. Bentonville customers all want the same thing - the best home insurance policy at the lowest price. As an independent company with thousands of customers, 35+ carriers, and fantastic customer service, we win business from Bentonville residents every single day.

Key Home Statistics in Bentonville


Total Population in Bentonville, AR


Average Home Value in Bentonville, AR


Median Household Income in Bentonville, AR


Median Age in Bentonville, AR

Major Neighborhoods in Bentonville, AR

Image of Allencroft Neighborhood


Allencroft is a charming neighborhood in Bentonville that offers residents access to 7 acres of green space, walking trails, a playground and a basketball court.

Image of Chapel Hill Neighborhood

Chapel Hill

Located in the heart of Bentonville, the Chapel Hill neighborhood offers a prime location with great amenities such as a clubhouse, community pool, walking trail and playground.

Image of Creekstone Neighborhood


Unbeatable views is what residents of the Creekstone neighborhood in Bentonville are accustomed to. This hillside community offers a view-from-the-top, a convenient location near Razorback Greenway and Interstate 49, and community amenities for residents.

Image of Quailridge Neighborhood


The family-friendly community of Quailridge in Bentonville features a community clubhouse, a pool, a basketball court, two playgrounds, and a park for residents to enjoy.

Image of Stonebriar Neighborhood


The luxurious Stonebriar neighborhood features large homes and even larger lots, some up to 3 acres! The community is located in Bentonville near the Centerton border and provides access to great schools.

Image of Wildwood Neighborhood


Occupying 125 acres in West Bentonville, the Wildwood neighborhood is comprised of 306 lots and offers residents a community pool and pavilion area, a walking path, and a playground.

Local Home Resources in Bentonville, AR

Fire Departments
Benton County - Fire Departments- Xna Nwara Fire12399 Tower Dr
Bentonville, AR 72712
(479) 205-1021
Bentonville City - Fire Department215 SW A St
Bentonville, AR 72712
(479) 271-3151
Maysville Fire Dept215 E Central Ave
Bentonville, AR 72712
(479) 273-5532
Police Departments
Benton County Sheriff's Office1300 Sw 14th St
Bentonville, AR 72712
Police Dept-Chief's Ofc908 SE 14th St
Bentonville, AR 72716
Police Dept-chief's Ofc908 Se 14th St
Bentonville, AR 72712