Comparison Shop Home Insurance in Bryant from Multiple Carriers in Minutes!
Less than 50% of homeowners comparison shop when their policy is up for renewal and leave potential savings on the table. It’s time to recoup the savings! At TGS Insurance, our team of agents will take away the hassle of comparing insurance providers by doing the hard work for you! As an independent insurance agency we’re carrier-agnostic, which means we don’t work for one insurance provider, we work for you! When you input your address, we’ll shop our bank of 35+ top carriers to find you the best policy at an exceptional rate in just 15 seconds!
What Does Bryant Home Insurance Cover?
A home insurance policy can, and should, be customized to fit your specific needs, but standard policies usually offer:
- Coverage for your home and additional structures on your property such as detached garages, sheds, and fences
- Coverage for your personal belongings such as clothes, furniture, and electronics
- Coverage for personal liability exposures that comes with being a homeowner such as a guest being hurt on your property
- Coverage for living expenses should your home become uninhabitable and you require temporary lodging while it is repaired or replaced
How Much is Home Insurance in Bryant, Arkansas?
Bryant home insurance costs an average of $1,502 per year among TGS Insurance customers. This average is based on policies with an average home value of $194,783 and includes windstorm and hail coverage with a 2% deductible. Home insurance premiums will vary home to home depending on several factors. Our proprietary tool shops your policy in seconds to find you the best rates with just your address. Our independent agents will work with you to further customize your quote to ensure you have the right amount of coverage for your needs at the best rate on the market!
Average Home Insurance Quotes in Bryant By Dwelling Coverage Levels
One of the biggest mistakes a homeowner can make is not carrying enough dwelling coverage on their home insurance policy. Dwelling coverage refers to the amount it would cost to completely rebuild your home from the ground up to its current value. The dwelling coverage level you select is one of the biggest factors insurance carriers use when determining your home insurance premium. So for example, if you select $100,000-$200,000 in dwelling coverage, your home insurance policy in Bryant, Arkansas will cost an average of $1,387. However, if you needed $300,000-$400,000 in dwelling coverage, your home insurance premium would then increase to an average of $2,036. The more dwelling coverage you want, the higher the home insurance premium.
Home Value Average Annual Premium (incl. Wind Coverage)
Bryant Home Insurance Quotes and Home Size by the Numbers
The estimated cost of rebuilding your home plays a large role in the home insurance premium you can expect to pay. The square footage of your home directly impacts the cost of rebuilding your home since a larger home will require more building materials and will generally be more expensive to rebuild than a smaller home. For this reason, insurers view bigger homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk. In Bryant, the average home insurance quote for a home bigger than 2,000 square feet is 22% more expensive than quotes for a home less than 2,000 square feet.
Home Size in Square Feet Average Annual Premium (incl. Wind Coverage)
0-2,000 sq ft $1,399
2,000+ sq ft $1,708
Bryant Home Insurance Averages by Carrier
Homeowners look at various things when deciding what home insurance policy to buy, coverage and cost being the two most influential factors. It’s important for homeowners in Bryant to comparison shop their policy across several different insurance carriers because the same coverage could vary in price. Our two most affordable (and popular) insurance providers in Bryant, Arkansas, are Encompass and State Auto. On average, TGS Insurance homeowners in Bryant, Arkansas, pay $1,530 for annually Encompass and $1,731 for State Auto.
Bryant Zip Codes We Insure
Zip code not listed? Don’t worry! We’re able to help homeowners throughout Arkansas save money on their home insurance. Get started with a free instant quote by providing your address above.