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Finding Affordable Cabot Home Insurance Is Easier Than You Think. 

 

Looking for home insurance can be tedious, boring, overwhelming… you name it, we’ve heard it. And we agree! That’s why TGS Insurance Agency is dedicated to doing the heavy lifting for you, starting with instantly comparing quotes from 35+ A-rated (or better) carriers to find you the best possible price in your area, without having to compromise on coverage. We can provide you with your initial quote within 15 seconds with just your address. From there, if you would like to customize your policy, any of our dedicated independent agents are ready to work for you to create a policy that covers everything you need.  

 

We shop. You Save. Yes, it really is that easy.

 

Cabot Home Insurance Coverage: The Basics

 

There are several standard forms of homeowners insurance that offer various levels of protection from varying perils depending on the needs of the home and homeowner. The majority of these forms include coverage (at some level) for:

  • Your home’s structure
  • Additional structures on your property (detached garage, shed, fence, etc)
  • Your personal belongings
  • Liability for injuries on your property

 

How Much is Home Insurance in Cabot, Arkansas?

 

The average cost of homeowners insurance in Cabot is $1,450 among TGS Insurance Agency customers. This average includes windstorm and hail coverage and is based on policies with an average home value of $201,038. Every policy is unique based on the characteristics of the home and coverage needs so rates will vary from home to home and even carrier to carrier. By comparison shopping policies, we are able to find the right policy at the best price without compromising on coverage. On average, we’ve been able to save our customers more than $800/year when they switch to TGS Insurance. Finding out how much you can be saving is as easy as providing your address above for an instant quote– really!

 

Comparing Average Home Insurance Premiums in Cabot By Dwelling Coverage Levels

 

Dwelling coverage helps to rebuild or repair your home in the event of a covered loss. Your dwelling coverage limit must cover the cost to rebuild your home as it is today. Since dwelling coverage is such a large component of your home insurance policy, your limit on the coverage affects your overall premium. In Cabot, carrying $150,000 in dwelling coverage would result in a premium of around $1,327 per year, whereas having dwelling coverage worth closer to $350,000 would cost around $1,853 per year. 

 

Home ValueAverage Annual Premium (incl. Wind Coverage)
$100,000-$200,000$1,327
$200,000-$300,000$1,577
$300,000-$400,000$1,853
$400,000-$500,000$2,038

 

How the Size of Your Cabot Home Impacts Your Homeowners Insurance Rates

 

Many factors impact your home insurance premium, and one of those factors is the square footage of your home. As the footprint of your home increases, the cost of replacing it should it need to be rebuilt due to covered perils increases. For this reason, insurers view bigger homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk. Our data shows that home insurance quotes in Cabot for homes that 2,000+ square feet are, on average, 22% higher than homes that are less than 2,000 square feet in size.

 

Home Size in Square FeetAverage Annual Premium (incl. Wind Coverage)
0-2,000 sq ft$1,338
2,000+ sq ft$1,628

 

Keep in mind that size is not the only factor influencing your premium! Other factors insurers often consider include:

  • Location
  • Age
  • Roof condition and age
  • Credit history
  • Claims history
  • Marital Status
  • Breeds of pets
  • Attractive nuisances (swimming pools, trampolines, swing sets, etc.)
  • And more! 

 

Cabot Home Insurance Rates by Insurer  

 

Choosing your home insurance provider is about more than just price, but the cost is undoubtedly an essential factor. Because each carrier sets its own rates, sometimes the same coverage will vary in price among carriers. Two of our most popular insurance providers in Cabot, Arkansas, are Encompass and State Auto. Home insurance quotes from TGS Insurance for Encompass average $1,467 annually. Home insurance quotes for State Auto run a little bit higher, averaging $1,705 per year.

 

Cabot Zip Codes We Insure

 

  • 72023

 

Zip code not listed? Not a problem! We are able to incredible rates for homeowners throughout Arkansas.  Enter your address above for a free instant home insurance quote

TGS Insurance is Cabot's Premier Home Insurance Provider

Cabot neighborhood

Cabot, Arkansas, is a northern suburb of Little Rock in Central Arkansas and is the largest city in Lonoke County. Cabot is a family-friendly community. The city is known for its excellent schools, which have been recognized nationally. Friday night lights are a popular social event as the city cheers on its Panthers! Cabot is a family-friendly community.

Cabot neighborhood

TGS Insurance provides home insurance in Cabot from dozens of different carriers. Cabot customers all want the same thing - the best home insurance policy at the lowest price. As an independent company with thousands of customers, 35+ carriers, and fantastic customer service, we win business from Cabot residents every single day.

Key Home Statistics in Cabot

26,569

Total Population in Cabot, AR

$186,675

Average Home Value in Cabot, AR

$60,591

Median Household Income in Cabot, AR

35

Median Age in Cabot, AR

Local Home Resources in Cabot, AR

Fire Departments
Cabot Fire Dept114 W Pine St
Cabot, AR 72023
(501) 843-7671