Finding Affordable Greenbrier Home Insurance Is Easier Than You Think.
Looking for home insurance can be tedious, boring, overwhelming… you name it, we’ve heard it. And we agree! That’s why TGS Insurance Agency is dedicated to doing the heavy lifting for you, starting with instantly comparing quotes from 35+ A-rated (or better) carriers to find you the best possible price in your area without compromising on coverage. We can provide you with your initial quote within 15 seconds with just your address. From there, if you would like to customize your policy, any of our dedicated independent agents are ready to work for you to create a policy that covers everything you need.
We shop. You Save. Yes, it really is that easy.
What Does Greenbrier Home Insurance Cover?
A home insurance policy can, and should, be customized to fit your specific needs, but standard policies usually offer:
- Coverage for your home and additional structures on your property such as detached garages, sheds, and fences
- Coverage for your personal belongings such as clothes, furniture, and electronics
- Coverage for personal liability exposures that comes with being a homeowner, such as a guest being hurt on your property
- Coverage for living expenses should your home become uninhabitable, and you require temporary lodging while it is repaired or replaced
How Much Does Greenbrier Homeowners Insurance Cost?
The average TGS Insurance home insurance policy for Greenbrier is $1,291 per year. This average is based on policies with an average home value of $207,660 and includes windstorm and hail coverage with a 2% deductible. Home insurance rates differ considerably due to several constituents, based on you, your home, and your location, among many other things. We offer adaptable options to all of our clients so they can find the right policy without paying for too much or too little homeowners insurance coverage. Get started with a free instant home insurance quote by providing your address above.
Average Home Insurance Quotes in Greenbrier By Dwelling Coverage Levels
Dwelling coverage is an essential component of your homeowners insurance policy, and unfortunately, most homeowners aren’t carrying enough. Dwelling coverage refers to the amount it would cost to completely rebuild your home to its current value and is one of the considerations home insurance carriers use to calculate your yearly premium. In Greenbrier, Arkansas, if you need $100,000-$200,000 in dwelling coverage, you’ll pay an average of $1,179 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $300,000-$400,000 in dwelling coverage will pay an average of $1,589 in Greenbrier, Arkansas.
Home Value Average Annual Premium (incl. Wind Coverage)
$100,000-$200,000 $1,179
$200,000-$300,000 $1,379
$300,000-$400,000 $1,589
$400,000-$500,000 $1,791
Greenbrier Home Insurance Quotes and Your Home’s Age by the Numbers
Many factors go into calculating your home insurance premium, one of which is your home’s age. Typically, older homes are more expensive to insure because their construction and structural components tend to be more obsolete (Ex. using galvanized piping instead of PEX) and experienced years of general wear and tear. Both contribute to an older home being more susceptible to damage- therefore a higher risk to insure. Our data shows that homes in Greenbrier for homes that are 15+ old are on average 21% higher than homes that were built within the past 15 years.
Home Age Average Annual Premium (incl. Wind Coverage)
0-15 Years $1,157
15+ Years $1,401
Age is not the only influencing factor for your home insurance premium. Carriers look at a variety of other things, including:
- Attractive nuisances (Ex. pools, trampolines, playsets, etc.)
- Breeds of pets
- Claims history
- Credit history
- Crime rate
- Location
- Marital status
- Size
- Replacement cost
- And much more!
Cheapest Homeowners Insurance Companies in Greenbrier
Shopping for home insurance is no easy feat. Insurance carriers set their rates, so the same coverage will vary in price across multiple carriers. How do you know you’re getting the best deal? By comparison shopping your policy, you can see what the market has to offer and select the policy that works best for your coverage needs and budget. Two of our most popular insurance providers in Greenbrier, Arkansas, are Encompass and State Auto. Home insurance quotes from TGS Insurance for Encompass average $1,291 annually. State Auto’s home insurance quotes run a little bit higher, averaging $1,726 per year.
Greenbrier Zip Codes We Insure
- 72058
Zip code not listed? Don’t worry! We’re able to help homeowners throughout Arkansas save money on their home insurance. Get started with a free instant quote by providing your address above.
