Comparison Shop Home Insurance in Jacksonville from Multiple Carriers in Minutes!
Less than 50% of homeowners comparison shop when their policy is up for renewal and leave potential savings on the table. It’s time to recoup the savings! At TGS Insurance, our team of agents will take away the hassle of comparing insurance providers by doing the hard work for you! As an independent insurance agency we’re carrier-agnostic, which means we don’t work for one insurance provider, we work for you! When you input your address, we’ll shop our bank of 35+ top carriers to find you the best policy at an exceptional rate in just 15 seconds!
What Does Homeowners Insurance in Jacksonville cover?
The majority of home insurance policies include some level of the following types of coverages.
|Coverage A||covers damages to your home|
|Coverage B||covers damages to additional structures on your property such as detached garages, sheds, or fences|
|Coverage C||covers damage to personal property such as furniture, electronics, and clothes|
|Coverage D||covers additional living expenses if your home becomes uninhabitable due to a covered loss|
|Coverage E||covers personal liability including coverage for claims arising from accidents on your property|
|Coverage F||covers medical expenses for injuries occurring on your property for those outside of your household|
How Much Does Jacksonville Homeowners Insurance Cost?
The average TGS Insurance home insurance policy for Jacksonville is $1,441 per year. This average is based on policies with an average home value of $189,976 and includes windstorm and hail coverage with a 2% deductible. Home insurance rates differ considerably due to several constituents, based on you, your home, and your location, among many other things. We offer adaptable options to all of our clients so they can find the right policy without paying for too much or too little homeowners insurance coverage. Get started with a free instant home insurance quote by providing your address above.
Average Home Insurance Quotes in Jacksonville By Dwelling Coverage Levels
Dwelling coverage is an essential component of your homeowners insurance policy, and unfortunately, most homeowners aren’t carrying enough. Dwelling coverage refers to the amount it would cost to completely rebuild your home to its current value and is one of the considerations home insurance carriers use to calculate your yearly premium. In Jacksonville, Arkansas if you need $100,000-$200,000 in dwelling coverage, you’ll pay about an average of $1,333 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $300,000-$400,000 in dwelling coverage will pay an average of $1,916 in Jacksonville, Arkansas.
Home Value Average Annual Premium (incl. Wind Coverage)
Jacksonville Home Insurance Quotes and Home Size by the Numbers
The estimated cost of rebuilding your home plays a large role in the home insurance premium you can expect to pay. The square footage of your home directly impacts the cost of rebuilding your home since a larger home will require more building materials and will generally be more expensive to rebuild than a smaller home. For this reason, insurers view bigger homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk. In Jacksonville, the average home insurance quote for a home bigger than 2,000 square feet is 25%} more expensive than quotes for a home less than 2,000 square feet.
Home Size in Square Feet Average Annual Premium (incl. Wind Coverage)
0-2,000 sq ft $1,342
2,000+ sq ft $1,673
Cheapest Jacksonville Home Insurance Carriers
Homeowners look at various things when deciding what home insurance policy to buy, coverage and cost being the two most influential factors. It’s important for homeowners in Jacksonville to comparison shop their policy across several different insurance carriers because the same coverage could vary in price. Our two most affordable (and popular) insurance providers in Jacksonville, Arkansas, are Encompass and State Auto. On average, TGS Insurance homeowners in Jacksonville, Arkansas, pay $1,447 for annually Encompass and $1,721 for State Auto.
Jacksonville Zip Codes We Insure
Zip code not listed? Not a problem! We are able to incredible rates for homeowners throughout Arkansas. Enter your address above for a free instant home insurance quote.