Save On Home Insurance in Jonesboro, AR | TGS Insurance Agency

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Homeowners Insurance  »  Arkansas  »  


Getting a Jonesboro Home Insurance Quote is as Easy as 1-2-3! 


Getting the best homeowner’s insurance in Jonesboro is simple when you use TGS Insurance’s proprietary online quoting tool for a free, no-obligation quote. 


  1. Enter your address
  2. View your quote 
  3. Customize your coverage with the guidance of one of our expert independent agents


Jonesboro Home Insurance Coverage: The Basics


There are several standard forms of homeowners insurance that offer various levels of protection from varying perils depending on the needs of the home and homeowner. The majority of these forms include coverage (at some level) for:

  • Your home’s structure
  • Additional structures on your property (detached garage, shed, fence, etc)
  • Your personal belongings
  • Liability for injuries on your property


How Much is Home Insurance in Jonesboro, Arkansas?


Jonesboro home insurance costs an average of $1,202 per year among TGS Insurance customers. This average is based on policies with an average home value of $225,990 and includes windstorm and hail coverage with a 2% deductible. Home insurance premiums will vary home to home depending on several factors. Our proprietary tool shops your policy in seconds to find you the best rates with just your address. Our independent agents will work with you to further customize your quote to ensure you have the right amount of coverage for your needs at the best rate on the market! 


Comparing Average Home Insurance Premiums in Jonesboro By Dwelling Coverage Levels


Dwelling coverage helps to rebuild or repair your home in the event of a covered loss. Your dwelling coverage limit must cover the cost to rebuild your home as it is today. Since dwelling coverage is such a large component of your home insurance policy, your limit on the coverage affects your overall premium. In Jonesboro, carrying $150,000 in dwelling coverage would result in a premium of around $1,077 per year, whereas having dwelling coverage worth closer to $350,000 would cost around $1,455 per year. 


Home ValueAverage Annual Premium (incl. Wind Coverage)


How Your Home’s Size in Jonesboro Affect Your Home Insurance Rates 


When it comes to home insurance premiums, size matters. One of the several factors that insurance companies consider when calculating your premium is the cost of replacement or what it would cost to rebuild your home to its current state. Replacement cost looks at the current building prices in your area and the square footage of your home; so, a large home will come with a higher cost of replacement which tends to contribute to higher premiums. Larger homes also typically house more contents which requires higher personal property coverage limits. In Jonesboro, the average home insurance quote for a home bigger than 2,000 square feet is 21% more expensive than quotes for a home less than 2,000 square feet. For reference, the average home insurance quote from TGS Insurance for homes bigger than 2,000 square feet is $1,316 annually on average, while homes smaller than 2,000 square feet have been running closer to $1,082


Jonesboro Home Insurance Averages by Carrier  


Homeowners look at various things when deciding what home insurance policy to buy, coverage and cost being the two most influential factors. It’s important for homeowners in Jonesboro to comparison shop their policy across several different insurance carriers because the same coverage could vary in price. Our two most affordable (and popular) insurance providers in Jonesboro, Arkansas, are Encompass and State Auto. On average, TGS Insurance homeowners in Jonesboro, Arkansas, pay $1,203 for annually Encompass and $1,773 for State Auto. 


Zip Codes in Jonesboro We Insure


  • 72401
  • 72404


Don’t see your zip code? Not a problem! We’re able to help homeowners throughout Arkansas find the best home coverage for their needs. Get started with a free instant quote by providing your address above

TGS Insurance is Jonesboro's Premier Home Insurance Provider

Jonesboro neighborhood

Jonesboro, Arkansas, also known as the "City of Churches," is located on Crowley's Ridge in the northeast corner of the state in Craighead County. The city is home to several historic Civil War routes, including the Trail of Tears and Southwest Trails, which are part of the Arkansas Heritage Trails System. The city boasts a family-friendly community with many scenic spots including Crowley's Ridge National Scenic Byway.

Jonesboro neighborhood

The TGS Insurance team understands that your home is more than just a place to live, and that’s why we are honored so many Jonesboro homeowners have entrusted us to help protect it with the right insurance coverage. Our team is dedicated to finding each Jonesboro homeowner the right coverage at the best price while providing an excellent customer service experience!

Key Home Statistics in Jonesboro


Total Population in Jonesboro, AR


Average Home Value in Jonesboro, AR


Median Household Income in Jonesboro, AR


Median Age in Jonesboro, AR

Major Neighborhoods in Jonesboro, AR

Image of Barrington Park Neighborhood

Barrington Park

Barrington Park is located just along Woodsprings Drive. The quiet, beautiful neighborhood is close to many of Jonesboro's hotspots, including AGFC Forrest L. Wood Crowley's Ridge Nature Center, Craighead Forest Park, and other parks.

Image of Brody Reed Estates Neighborhood

Brody Reed Estates

Located just off US-555, the Brody Reed Estates community of Jonesboro is a new-build community that offers affordable homes in a fantastic and convenient location.

Image of Sage Meadows Neighborhood

Sage Meadows

The family-friendly, golf course community of Sage Meadows in Jonesboro offers residents access to amenities such as a community tennis court, swimming pool, and clubhouse.

Image of Lake Pointe Estates Neighborhood

Lake Pointe Estates

The Lake Pointe Estates subdivision in Jonesboro is located off of Woodsprings Rd. With a combination of custom and spec homes, both starting around 2,700 sq. ft., the new home development is a wonderful option for many!

Image of Eden Hills Estates Neighborhood

Eden Hills Estates

Eden Hills Estates is a newly built community in Jonesboro. Homes start around 2,300 square feet. The subdivision is located in the Brookland School district.

Image of Woodsprings Estates Neighborhood

Woodsprings Estates

The Woodsprings Estates subdivision is part of the Duckswater area in southwest Jonesboro, Arkansas. Homeowners love the convenient location of the community that has easy access to Interstate 555.

Local Home Resources in Jonesboro, AR

Fire Departments
Brookland Fire DepartmentBemis Street
Jonesboro, AR 72401
(870) 935-0559
Egypt Fire Department11053 Highway 91 West
Jonesboro, AR 72401
(870) 477-5845
Jonesboro Fire Dept3215 E Johnson Ave
Jonesboro, AR 72401
(870) 932-2428
Jonesboro Firedepartment2916 Wood St
Jonesboro, AR 72404
(870) 972-1221
Philadelphia Fire Dept106 County Road 307
Jonesboro, AR 72401
(870) 932-2294
Valley View Fire District STA 15416 Maple Valley Dr
Jonesboro, AR 72404
(870) 933-7371
Police Departments
Craighead County Sheriff901 Willett Rd
Jonesboro, AR 72404
Jonesboro Police Dept410 W Washington Ave
Jonesboro, AR 72404
Jonesboro Police Dept410 W Washington Ave
Jonesboro, AR 72401
Jonesboro Police Dispatch511 W Washington Ave
Jonesboro, AR 72401
State Police2216 Access Rd
Jonesboro, AR 72404
State Police2216 Access Rd
Jonesboro, AR 72401