Finding Affordable Marion Home Insurance Is Easier Than You Think.
Looking for home insurance can be tedious, boring, overwhelming… you name it, we’ve heard it. And we agree! That’s why TGS Insurance Agency is dedicated to doing the heavy lifting for you, starting with instantly comparing quotes from 35+ A-rated (or better) carriers to find you the best possible price in your area without having to compromise on coverage. We can provide you with your initial quote within 15 seconds with just your address. From there, if you would like to customize your policy, any of our dedicated independent agents are ready to work for you to create a policy that covers everything you need.
We shop. You Save. Yes, it really is that easy.
What Does Marion Home Insurance Cover?
Buying a house is no small investment, and now is the time to protect it as you make it your home. Home insurance policies provide homeowners with coverage for your home’s structure, any additional structures on your property (sheds, garages, fences, etc.), and personal items (various policy limits will apply). Home insurance policies will also include personal financial protection against legal action and medical bills should someone have an accident while on your property.
How Much Does Marion Home Insurance Cost?
The average homeowners insurance policy in Marion costs an average of $1,692 per year among TGS Insurance customers. This average is based on policies with an average home value of $209,879 and includes windstorm and hail coverage with a 2% deductible. Our agents know that every homeowner’s needs are different, and that’s why we work with you to build the right coverage at the best price on the market. On average, we have saved our customers throughout Arkansas $870 a year when they switch to us. Seeing how much you could be saving is quick and free- enter your address above for your instant quote!
Average Home Insurance Premiums in Marion By Dwelling Coverage Levels
Several factors go into a carrier’s calculations for your Marion home insurance quote. One of the most significant factors is the level of dwelling coverage that you select. Dwelling coverage is based on the value of your home’s structure if you were to rebuild it to its current condition today. For instance, in Marion, carrying $100,000-$200,000, dwelling coverage costs an average of $1,403, while increasing that coverage level to $300,000-$400,000 will cost you an average of $2,393 per year.
Home Value Average Annual Premium (incl. Wind Coverage)
How Does Home Age Impact Home Insurance Rates in Marion, Arkansas
Many factors impact your home insurance premium, and one of those factors is the age of your home. As your home ages, the need for improvements and repairs increases, increasing the likelihood of filing a claim. For this reason, insurers view older homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk. Our data shows that home insurance quotes in Marion for homes that are 15+ years old are, on average, 2% higher than homes that were built within the past 15 years.
Home Age Average Annual Premium (incl. Wind Coverage)
0-15 Years $1,684
15+ Years $1,707
Keep in mind that age is not the only factor influencing your premium! Other factors insurers often consider include:
- Replacement cost
- Credit history
- Claims history
- Marital Status
- Breeds of pets
- Attractive nuisances (swimming pools, trampolines, swing sets, etc.)
- And more!
Marion Home Insurance Rates by Insurer
Choosing your home insurance provider is about more than just price, but the cost is undoubtedly an essential factor. Because each carrier sets its rates, the same coverage will sometimes vary in price among carriers. Two of our most popular insurance providers in Marion, Arkansas, are State Auto and Encompass. Home insurance quotes from TGS Insurance for State Auto average $1,799 annually. Home insurance quotes for Encompass run a little bit higher, averaging $1,896 per year.
Zip Codes in Marion We Insure
Don’t see your zip code? We’re able to help homeowners throughout Arkansas find the best home insurance coverage for their needs. Get started with a free instant quote by providing your address above.