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North Little Rock, AR

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Finding Affordable North Little Rock Home Insurance Is Easier Than You Think. 

 

Looking for home insurance can be tedious, boring, overwhelming… you name it, we’ve heard it. And we agree! That’s why TGS Insurance Agency is dedicated to doing the heavy lifting for you, starting with instantly comparing quotes from 35+ A-rated (or better) carriers to find you the best possible price in your area, without having to compromise on coverage. We can provide you with your initial quote within 15 seconds with just your address. From there, if you would like to customize your policy, any of our dedicated independent agents are ready to work for you to create a policy that covers everything you need.  

 

We shop. You Save. Yes, it really is that easy.

 

What Does North Little Rock Home Insurance Cover?

 

Buying a house is no small investment and now is the time to protect it as you make it your home. Home insurance policies provide homeowners with coverage for your home’s structure, any additional structures on your property (sheds, garages, fences, etc.), and personal items (various policy limits will apply). Home insurance policies will also include personal financial protection against legal action and medical bills should someone have an accident while on your property. 

 

How Much Does North Little Rock Home Insurance Cost?

 

The average homeowners insurance policy in North Little Rock costs an average of $1,327 per year among TGS Insurance customers. This average is based on policies with an average home value of $206,187 and includes windstorm and hail coverage with a 2% deductible. Our agents know that every homeowner’s needs are different and that’s why we work with you to build the right coverage at the best price on the market. On average, we have been able to save our customers throughout Arkansas $870 a year when they switch to us. Seeing how much you could be saving is quick and free- enter your address above for your instant quote!

 

Average Home Insurance Quotes in North Little Rock By Dwelling Coverage Levels

 

One of the biggest mistakes a homeowner can make is not carrying enough dwelling coverage on their home insurance policy. Dwelling coverage refers to the amount it would cost to completely rebuild your home from the ground up to its current value. The dwelling coverage level you select is one of the biggest factors insurance carriers use when determining your home insurance premium. So for example, if you select $100,000-$200,000 in dwelling coverage, your home insurance policy in North Little Rock, Arkansas will cost an average of $1,114. However, if you needed $300,000-$400,000 in dwelling coverage, your home insurance premium would then increase to an average of $1,847. The more dwelling coverage you want, the higher the home insurance premium. 

 

Home ValueAverage Annual Premium (incl. Wind Coverage)
$100,000-$200,000$1,114
$200,000-$300,000$1,531
$300,000-$400,000$1,847
$400,000-$500,000$2,050

 

How the Size of Your North Little Rock Home Impacts Your Homeowners Insurance Rates

 

Many factors impact your home insurance premium, and one of those factors is the square footage of your home. As the footprint of your home increases, the cost of replacing it should it need to be rebuilt due to covered perils increases. For this reason, insurers view bigger homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk. Our data shows that home insurance quotes in North Little Rock for homes that 2,000+ square feet are, on average, 43% higher than homes that are less than 2,000 square feet in size.

 

Home Size in Square FeetAverage Annual Premium (incl. Wind Coverage)
0-2,000 sq ft$1,126
2,000+ sq ft$1,620

 

Keep in mind that size is not the only factor influencing your premium! Other factors insurers often consider include:

  • Location
  • Age
  • Roof condition and age
  • Credit history
  • Claims history
  • Marital Status
  • Breeds of pets
  • Attractive nuisances (swimming pools, trampolines, swing sets, etc.)
  • And more! 

 

Average Home Insurance Premiums in North Little Rock by Carrier  

 

When considering purchasing a home insurance policy, the price is more often than not the most influential factor. Carriers set their own rates, so your policy premium will vary across different providers even with the same coverage. Our two most affordable (and popular) insurance providers in North Little Rock, Arkansas, are Encompass and State Auto. On average, TGS Insurance homeowners in North Little Rock, Arkansas, pay $1,367 for Encompass annually and $1,593 for State Auto

 

North Little Rock Zip Codes We Insure

 

  • 72114
  • 72116
  • 72117
  • 72118
  • 72119

 

Zip code not listed? Not a problem! We are able to incredible rates for homeowners throughout Arkansas.  Enter your address above for a free instant home insurance quote. 

TGS Insurance is North Little Rock's Premier Home Insurance Provider

North Little Rock neighborhood

North Little Rock, Arkansas, is located across the Arkansas River from the capital city of Little Rock. Shopping and dining are bountiful in the Argenta Historic District downtown, and Burns Park offers access to one of the largest municipal parks in the United States! North Little Rock has a lot to offer, and TGS Insurance is proud to be one of its leading homeowners insurance providers!

North Little Rock neighborhood

At TGS Insurance, it’s our goal to provide North Little Rock homeowners with the best home insurance policy at a great rate from one of our 35 A-rated or better carriers. We win business from North Little Rock residents every day because our focus is on saving you money and providing an exceptional customer service experience!

Key Home Statistics in North Little Rock

64,591

Total Population in North Little Rock, AR

$124,636

Average Home Value in North Little Rock, AR

$43,703

Median Household Income in North Little Rock, AR

34

Median Age in North Little Rock, AR

Local Home Resources in North Little Rock, AR

Fire Departments
North Little Rock Fire Department723 N Maple St
North Little Rock, AR 72114
(501) 340-5377
Ol' Red Fire Apparatus7613 Hardin Dr
North Little Rock, AR 72117
(501) 834-7911
Police Departments
Arkansas Association of Chiefs of Police2525 Main St
North Little Rock, AR 72114
877-818-7428
Arkansas Association of Chiefs of Police3903 CAMP ROBINSON RD
North Little Rock, AR 72118-4603
877-818-7428
N Little Rock Police Sub-sta3903 Camp Robinson Rd
North Little Rock, AR 72199
5017912060
North Little Rock Police Dept200 W Pershing Blvd
North Little Rock, AR 72114
5017581234
North Little Rock Police Dept200 W Pershing Blvd
North Little Rock, AR 72199
5017581234