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Finding Affordable Paragould Home Insurance Made Simple

 

Shopping for home insurance can be an exhausting, dull, and downright stressful process. TGS Insurance Agency is here to change that. At TGS Insurance, we do all of the nitty-gritty work for you, so you don’t have to! Our agents will shop your home insurance policy across our bank of 35+ carriers to find you the best policy at the best price, so you never have to compromise on coverage to save money. How do you get started? Easy! All we need is your address, and you’ll get an accurate quote in 15 seconds or less. After that, our agents will further customize your policy so it’s tailored to your specific insurance needs. Shopping for home insurance has never been so simple! 

 

We shop, you save, it’s really that easy.

 

Paragould Home Insurance Coverage: The Basics

 

You’ve invested in your house; now it’s time to protect it while you make it your home. Most standard policies will provide coverage for the structure of your home, any additional structures on the property, such as a shed or detached garage, and your personal belongings (with varying limits). Coverage will also include financial protection from legal action and medical care in the instance that someone is harmed on your property. 

 

How Much Does Paragould Home Insurance Cost?

 

The average homeowners insurance policy in Paragould costs an average of $1,331 per year among TGS Insurance customers. This average is based on policies with an average home value of $195,720 and includes windstorm and hail coverage with a 2% deductible. Our agents know that every homeowner’s needs are different, and that’s why we work with you to build the right coverage at the best price on the market. On average, we have saved our customers throughout Arkansas $870 a year when they switch to us. Seeing how much you could be saving is quick and free- enter your address above for your instant quote!

 

Average Home Insurance Quotes in Paragould By Dwelling Coverage Levels

 

Dwelling coverage is an essential component of your homeowners insurance policy, and unfortunately, most homeowners aren’t carrying enough. Dwelling coverage refers to the amount it would cost to completely rebuild your home to its current value and is one of the considerations home insurance carriers use to calculate your yearly premium. In Paragould, Arkansas, if you need $100,000-$200,000 in dwelling coverage, you’ll pay about an average of $1,232 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $300,000-$400,000 in dwelling coverage will pay an average of $1,764 in Paragould, Arkansas.

 

Home ValueAverage Annual Premium (incl. Wind Coverage)
$100,000-$200,000$1,232
$200,000-$300,000$1,450
$300,000-$400,000$1,764
$400,000-$500,000$1,839

 

Paragould Home Insurance Quotes and Your Home’s Age by the Numbers

 

Many factors go into calculating your home insurance premium, one of which is your home’s age. Typically, older homes are more expensive to insure because their construction and structural components tend to be more obsolete (Ex. using galvanized piping instead of PEX) and experienced years of general wear and tear. Both contribute to an older home being more susceptible to damage- therefore a higher risk to insure. Our data shows that homes in Paragould for homes that are 15+ old are on average 29% higher than homes that were built within the past 15 years. 

 

Home AgeAverage Annual Premium (incl. Wind Coverage)
0-15 Years$1,131
15+ Years$1,454

 

Age is not the only influencing factor for your home insurance premium. Carriers look at a variety of other things, including: 

  • Attractive nuisances (Ex. pools, trampolines, playsets, etc.) 
  • Breeds of pets
  • Claims history
  • Credit history
  • Crime rate
  • Location
  • Marital status
  • Size
  • Replacement cost
  • And much more!

 

Cheapest Paragould Home Insurance Carriers 

 

When considering purchasing a home insurance policy, the price is more often than not the most influential factor. Carriers set their rates, so your policy premium will vary across providers, even with the same coverage. Our two most affordable (and popular) insurance providers in Paragould, Arkansas, are Encompass and State Auto. On average, TGS Insurance homeowners in Paragould, Arkansas, pay $1,338 for Encompass annually and $1,620 for State Auto

 

Paragould Zip Codes We Insure

 

  • 72450

 

Zip code not listed? Don’t worry! We can help homeowners throughout Arkansas save money on their home insurance. Get started with a free instant quote by providing your address above. 

 

TGS Insurance is Paragould's Premier Home Insurance Provider

Paragould neighborhood

Paragould, Arkansas, is located in the state’s northeastern corner on the eastern edge of Crowley’s Ridge in Greene County. Rich in history, Paragould is a Main Street Community, and the downtown district is on the National Register of Historic Places. TGS Insurance is honored to serve Paragould as one of its leading home insurance providers.

Paragould neighborhood

The TGS Insurance Agency team of independent insurance agents is dedicated to tailoring home insurance policies that are as unique as your Paragould home while promising best-in-class customer service. When you contact TGS Insurance, you can expect to work with the best and know that you are getting the right coverage at the best price.

Key Home Statistics in Paragould

29,537

Total Population in Paragould, AR

$129,658

Average Home Value in Paragould, AR

$45,841

Median Household Income in Paragould, AR

36

Median Age in Paragould, AR

Major Neighborhoods in Paragould, AR

Image of Fox Ridge Landing Neighborhood

Fox Ridge Landing

Fox Ridge Landing is a beautiful, quiet development in northern Paragould. The subdivision is less than a mile from Fox Hills Country Club and is located in the Paragould School District.

Image of Callaway Hills  Neighborhood

Callaway Hills

The elegant and highly-sought-after Callaway Hills subdivision is located in southwest Paragould. Many homes in the subdivision enjoy views of or sit directly on the Paragould Country Club golf course.

Image of Fairview Haven Neighborhood

Fairview Haven

The new-build community of Fairview Haven is a family-friendly neighborhood located on the northern side of Paragould. The subdivision provides residents a convenient location for shopping, restaurants, and more!

Local Home Resources in Paragould, AR

Fire Departments
Paragould City - Fire Department1405 W Kings Hwy
Paragould, AR 72450
(870) 239-7525
South Greene County Fire Department300 Greene 765 Rd
Paragould, AR 72450
(870) 239-6041
Western Greene County Fire District1740 Arkansas 141
Paragould, AR 72450
(870) 573-6640
Police Departments
PARAGOULD POLICE DEPT101 N 3 1/2 ST
PARAGOULD, AR 72451
8702367621
Paragould Police Dept101 N 3 1/2 St
Paragould, AR 72450
8702367621