Comparison Shop Home Insurance in Pocahontas from Multiple Carriers in Minutes!
Did you know less than 50% of homeowners comparison shop when their policy is up? That means more than half of homeowners are leaving potential savings on the table. It’s time to recoup the savings! At TGS Insurance, our team of agents will take away the hassle of comparing insurance providers by doing the hard work for you! As an independent insurance agency, we’re carrier-agnostic, which means we don’t work for one insurance provider; we work for you! When you input your address, we’ll shop our bank of 35+ top carriers to find you the best policy at an exceptional rate in just 15 seconds!
What Does Pocahontas Home Insurance Cover?
Buying a house is no small investment, and now is the time to protect it as you make it your home. Home insurance policies provide homeowners with coverage for your home’s structure, any additional structures on your property (sheds, garages, fences, etc.), and personal items (various policy limits will apply). Home insurance policies will also include personal financial protection against legal action and medical bills should someone have an accident while on your property.
How Much is Home Insurance in Pocahontas, Arkansas?
The average cost for home insurance in Pocahontas is $1,414 among TGS Insurance Agency customers. This average is based on policies with an average home value of $200,438. While every policy is different and dependent on multiple factors, including your home’s value and coverages your choose, we have proudly been able to save our Arkansas customers an average of $870 per year on their home insurance premiums when they switch to us. Finding out how much you can be saving is as easy as providing your address above for an instant quote– really!
Average Home Insurance Quotes in Pocahontas By Dwelling Coverage Levels
Dwelling coverage is an essential component of your homeowners insurance policy, and unfortunately, most homeowners aren’t carrying enough. Dwelling coverage refers to the amount it would cost to completely rebuild your home to its current value and is one of the considerations home insurance carriers use to calculate your yearly premium. In Pocahontas, Arkansas, if you need $100,000-$200,000 in dwelling coverage, you’ll pay about an average of $1,298 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $300,000-$400,000 in dwelling coverage will pay an average of $1,839 in Pocahontas, Arkansas.
Home Value Average Annual Premium (incl. Wind Coverage)
Pocahontas Home Insurance Quotes and Home Size by the Numbers
The estimated cost of rebuilding your home plays a significant role in the home insurance premium you can expect to pay. The square footage of your home directly impacts the cost of rebuilding your home since a larger home will require more building materials and will generally be more expensive to rebuild than a smaller home. For this reason, insurers view bigger homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk. In Pocahontas, the average home insurance quote for a home bigger than 2,000 square feet is 22% more expensive than quotes for a home less than 2,000 square feet.
Home Size in Square Feet Average Annual Premium (incl. Wind Coverage)
0-2,000 sq ft $1,305
2,000+ sq ft $1,600
Pocahontas Home Insurance Rates by Insurer
Choosing your home insurance provider is about more than just price, but the cost is undoubtedly an essential factor. Because each carrier sets its own rates, the same coverage will sometimes vary in price among carriers. Two of our most popular insurance providers in Pocahontas, Arkansas, are Encompass and State Auto. Home insurance quotes from TGS Insurance for Encompass average $1,414 annually. State Auto’s home insurance quotes run a little bit higher, averaging $1,850 per year.
Pocahontas Zip Codes We Insure
Zip code not listed? Don’t worry! We’re able to help homeowners throughout Arkansas save money on their home insurance. Get started with a free instant quote by providing your address above.