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Pocahontas, AR

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Comparison Shop Home Insurance in Pocahontas from Multiple Carriers in Minutes!

 

Did you know less than 50% of homeowners comparison shop when their policy is up? That means more than half of homeowners are leaving potential savings on the table. It’s time to recoup the savings!  At TGS Insurance, our team of agents will take away the hassle of comparing insurance providers by doing the hard work for you! As an independent insurance agency, we’re carrier-agnostic, which means we don’t work for one insurance provider; we work for you! When you input your address, we’ll shop our bank of 35+ top carriers to find you the best policy at an exceptional rate in just 15 seconds!

 

What Does Pocahontas Home Insurance Cover?

 

Buying a house is no small investment, and now is the time to protect it as you make it your home. Home insurance policies provide homeowners with coverage for your home’s structure, any additional structures on your property (sheds, garages, fences, etc.), and personal items (various policy limits will apply). Home insurance policies will also include personal financial protection against legal action and medical bills should someone have an accident while on your property. 

 

How Much is Home Insurance in Pocahontas, Arkansas?

 

The average cost for home insurance in Pocahontas is $1,414 among TGS Insurance Agency customers. This average is based on policies with an average home value of $200,438. While every policy is different and dependent on multiple factors, including your home’s value and coverages your choose, we have proudly been able to save our Arkansas customers an average of $870 per year on their home insurance premiums when they switch to us. Finding out how much you can be saving is as easy as providing your address above for an instant quote– really!

 

Average Home Insurance Quotes in Pocahontas By Dwelling Coverage Levels

 

Dwelling coverage is an essential component of your homeowners insurance policy, and unfortunately, most homeowners aren’t carrying enough. Dwelling coverage refers to the amount it would cost to completely rebuild your home to its current value and is one of the considerations home insurance carriers use to calculate your yearly premium. In Pocahontas, Arkansas, if you need $100,000-$200,000 in dwelling coverage, you’ll pay about an average of $1,298 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $300,000-$400,000 in dwelling coverage will pay an average of $1,839 in Pocahontas, Arkansas.

 

Home ValueAverage Annual Premium (incl. Wind Coverage)
$100,000-$200,000$1,298
$200,000-$300,000$1,533
$300,000-$400,000$1,839
$400,000-$500,000$1,986

 

Pocahontas Home Insurance Quotes and Home Size by the Numbers

 

The estimated cost of rebuilding your home plays a significant role in the home insurance premium you can expect to pay. The square footage of your home directly impacts the cost of rebuilding your home since a larger home will require more building materials and will generally be more expensive to rebuild than a smaller home. For this reason, insurers view bigger homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk.  In Pocahontas, the average home insurance quote for a home bigger than 2,000 square feet is 22% more expensive than quotes for a home less than 2,000 square feet.

 

Home Size in Square FeetAverage Annual Premium (incl. Wind Coverage)
0-2,000 sq ft$1,305
2,000+ sq ft$1,600

 

Pocahontas Home Insurance Rates by Insurer  

 

Choosing your home insurance provider is about more than just price, but the cost is undoubtedly an essential factor. Because each carrier sets its own rates, the same coverage will sometimes vary in price among carriers. Two of our most popular insurance providers in Pocahontas, Arkansas, are Encompass and State Auto. Home insurance quotes from TGS Insurance for Encompass average $1,414 annually. State Auto’s home insurance quotes run a little bit higher, averaging $1,850 per year.

 

Pocahontas Zip Codes We Insure

 

  • 72455

 

Zip code not listed? Don’t worry! We’re able to help homeowners throughout Arkansas save money on their home insurance. Get started with a free instant quote by providing your address above. 

 

TGS Insurance is Pocahontas' Premier Home Insurance Provider

Pocahontas neighborhood

Pocahontas is a beautiful city in Arkansas nestled along the Black River in Randolph County. Pocahontas is one of the most historic towns in Arkansas and holds many of the state's "firsts." Residents of this beautiful community have much to enjoy, including art, camping, museums, multiple historic trails, some listed in the Arkansas Heritage Trails System, and many different types of local eateries and shopping hot spots.

Pocahontas neighborhood

TGS Insurance Agency has provided our neighbors in Pocahontas with complete home insurance coverage since 2017. Our team is dedicated to working with each homeowner to find the right policy for their individual needs at the best price available by leveraging our partnerships with 35+ carriers.

Key Home Statistics in Pocahontas

6,645

Total Population in Pocahontas, AR

$97,470

Average Home Value in Pocahontas, AR

$34,628

Median Household Income in Pocahontas, AR

35

Median Age in Pocahontas, AR

Local Home Resources in Pocahontas, AR

Fire Departments
City of Pocahontas Fire Department Station # 32670 N Thomasville St
Pocahontas, AR 72455
(870) 248-3473
Pocahontas Fire Dept2010 Airways Ln
Pocahontas, AR 72455
(870) 892-8553
Police Departments
Police DepartmentPO Box 896
Pocahontas, AR 72455
8708929867
Police Department410 N Marr St
Pocahontas, AR 72455
8708929867
Randolph Cnty Sheriff's Office1510 Pace Rd
Pocahontas, AR 72455
8708928888