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Prairie Grove, AR

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Getting a Prairie Grove Home Insurance Quote Has Never Been Easier! 

 

Gone are the days of filling out endless questionnaires about your home or talking on the phone with an insurance agent for over 15 minutes, only to wait days to get an insurance quote. At TGS Insurance, we’ve flipped the industry norm upside down to provide customers with a real, accurate home insurance quote in 15 seconds or less, using just your address! That policy is shopped through our bank of 35+ A-rated (or better) carriers, so you can rest-assure it’s the best policy the market has to offer! We even handle everything from policy inception to payment and anything else in between for the easiest shopping experience ever. 

 

You’re one click away from never having to worry about insurance again! 

 

What Does Prairie Grove Home Insurance Cover?

 

Buying a house is no small investment, and now is the time to protect it as you make it your home. Home insurance policies provide homeowners with coverage for your home’s structure, any additional structures on your property (sheds, garages, fences, etc.), and personal items (various policy limits will apply). Home insurance policies will also include personal financial protection against legal action and medical bills should someone have an accident while on your property. 

 

How Much Does Prairie Grove Home Insurance Cost?

 

The average homeowners insurance policy in Prairie Grove costs an average of $1,197 per year among TGS Insurance customers. This average is based on policies with an average home value of $182,726 and includes windstorm and hail coverage with a 2% deductible. Our agents know that every homeowner’s needs are different, and that’s why we work with you to build the right coverage at the best price on the market. On average, we have saved our customers throughout Arkansas $870 a year when they switch to us. Seeing how much you could be saving is quick and free- enter your address above for your instant quote!

 

Average Home Insurance Quotes in Prairie Grove By Dwelling Coverage Levels

 

Home insurance carriers consider several different factors when calculating your home insurance premium. One of the biggest components is how much dwelling coverage you need. Dwelling coverage refers to the amount it would cost to completely rebuild your home from the ground up to its current value. Unfortunately, some homeowners don’t carry enough dwelling coverage. If a disaster were to strike, you wouldn’t have enough financial assistance to help rebuild your home and would be left with the remaining balance. In Prairie Grove, homeowners wanting $100,000-$200,000 in coverage should expect to pay about $1,091 per year for homeowners insurance. For $300,000-$400,000 in dwelling coverage, homeowners would see an average of $1,721 in Prairie Grove, Arkansas. The more dwelling coverage, the higher the home insurance premium. 

 

Home ValueAverage Annual Premium (incl. Wind Coverage)
$100,000-$200,000$1,091
$200,000-$300,000$1,491
$300,000-$400,000$1,721
$400,000-$500,000$2,153

 

How Your Home’s Size in Prairie Grove Affect Your Home Insurance Rates 

 

When it comes to home insurance premiums, size matters. One of the several factors that insurance companies consider when calculating your premium is the cost of replacement, which is what it would cost to rebuild your home to its current state. Replacement cost looks at the current building prices in your area and the square footage of your home; so, a larger home will come with a higher cost of replacement which tends to contribute to higher premiums. Larger homes also typically house more contents which requires higher personal property coverage limits. In Prairie Grove, the average home insurance quote for a home bigger than 2,000 square feet is 40% more expensive than quotes for a home less than 2,000 square feet. For reference, the average home insurance quote from TGS Insurance for homes bigger than 2,000 square feet is $1,543 annually on average, while homes smaller than 2,000 square feet have been running closer to $1,100

 

Home Size in Square FeetAverage Annual Premium (incl. Wind Coverage)
0-2,000 sq ft$1,100
2,000+ sq ft$1,543

 

Cheapest Prairie Grove Home Insurance Carriers 

 

When considering purchasing a home insurance policy, the price is more often than not the most influential factor. Carriers set their own rates, so your policy premium will vary across different providers even with the same coverage. Our two most affordable (and popular) insurance providers in Prairie Grove, Arkansas, are Encompass and State Auto. On average, TGS Insurance homeowners in Prairie Grove, Arkansas, pay $1,223 for Encompass annually and $1,327 for State Auto

 

Prairie Grove Zip Codes We Insure

 

  • 72753

 

Zip code not listed? Not a problem! We can find incredible rates for homeowners throughout ArkansasEnter your address above for a free instant home insurance quote. 

TGS Insurance is Prairie Grove's Premier Home Insurance Provider

Prairie Grove neighborhood

Prairie Grove, Arkansas is a quiet little town located south of Fayetteville in Washington County. Though small in size, this town is big on heart and is beaming with old-fashioned southern charm. Residents of Prairie Grove enjoy a classic small-town atmosphere with big-city amenities close by. From fun community events, local eateries, shops, and more, it's easy to see why over 5,000 residents call Prairie Grove, Arkansas home!

Prairie Grove neighborhood

At TGS Insurance, it’s our goal to provide Prairie Grove homeowners with the best home insurance policy at a great rate from one of our 35 A-rated or better carriers. We win business from Prairie Grove residents every day because our focus is on saving you money and providing an exceptional customer service experience!

Key Home Statistics in Prairie Grove

6,740

Total Population in Prairie Grove, AR

$223,506

Average Home Value in Prairie Grove, AR

$62,807

Median Household Income in Prairie Grove, AR

38

Median Age in Prairie Grove, AR

Local Home Resources in Prairie Grove, AR

Fire Departments
Prairie Grove City - Fire Dept- for Fire Department Business Transact151 E Buchanan St
Prairie Grove, AR 72753
(479) 267-6262
Strickler Fire Dept
Prairie Grove, AR
(479) 761-3544