Save on Home Insurance in
Rogers, AR

We ONLY need your address

Quote looks like this
An Example Quote

See What Our Customers Have to Say

Trustpilot Reviews Google Reviews

Excellent

trust star

Based on 2,023 reviews

Showing our 4 & 5 star reviews

Finding Affordable Rogers Home Insurance Made Simple

 

Shopping for home insurance can be an exhausting, dull, and downright stressful process. TGS Insurance Agency is here to change that. At TGS Insurance, we do all of the nitty-gritty work for you so you don’t have to! Our agents will shop your home insurance policy across our bank of 35+ carriers to find you the best policy at the best price so you never have to compromise on coverage to save money. How do you get started? Easy! All we need is your address and you’ll get a real quote in 15 seconds or less. After that, our agents will work to further customize your policy so it’s tailored to your specific insurance needs. Shopping for home insurance has never been so simple! 

 

We shop, you save, it’s really that easy.

 

What Does Rogers Home Insurance Cover?

 

A home insurance policy can, and should, be customized to fit your specific needs, but standard policies usually offer:

  • Coverage for your home and additional structures on your property such as detached garages, sheds, and fences
  • Coverage for your personal belongings such as clothes, furniture, and electronics
  • Coverage for personal liability exposures that comes with being a homeowner such as a guest being hurt on your property
  • Coverage for living expenses should your home become uninhabitable and you require temporary lodging while it is repaired or replaced

How Much Does Rogers Home Insurance Cost?

 

The average homeowners insurance policy in Rogers costs an average of $1,444 per year among TGS Insurance customers. This average is based on policies with an average home value of $231,104 and includes windstorm and hail coverage with a 2% deductible. Our agents know that every homeowner’s needs are different and that’s why we work with you to build the right coverage at the best price on the market. On average, we have been able to save our customers throughout Arkansas $870 a year when they switch to us. Seeing how much you could be saving is quick and free- enter your address above for your instant quote!

 

Comparing Average Home Insurance Premiums in Rogers By Dwelling Coverage Levels

 

Dwelling coverage helps to rebuild or repair your home in the event of a covered loss. Your dwelling coverage limit must cover the cost to rebuild your home as it is today. Since dwelling coverage is such a large component of your home insurance policy, your limit on the coverage affects your overall premium. In Rogers, carrying $150,000 in dwelling coverage would result in a premium of around $1,213 per year, whereas having dwelling coverage worth closer to $350,000 would cost around $1,780 per year. 

Home ValueAverage Annual Premium (incl. Wind Coverage)
$100,000-$200,000$1,213
$200,000-$300,000$1,515
$300,000-$400,000$1,780
$400,000-$500,000$1,997

The Age of Your Home and Homeowners Insurance in Rogers, Arkansas

 

Homeowners in Rogers looking for the most affordable home insurance rates may want to consider looking at newer homes. While older homes may have a certain charm that can be lost on new builds, they also tend to have more problems as elements such as piping or mechanical systems age; this means they are a more considerable risk to insure in the eyes of carriers.  In fact, in Rogers, the average home insurance quote for homes that were built more than 15 years ago is 24% more than a home built within the past 15 years. Over the last few years, we have seen homeowners with homes built in the past 15 years pay an average annual premium of $1,272 while those with homes older than 15 years see quotes closer to an average of $1,575 per year. 

 

If you own an older home, there are several steps you can take to help reduce your premiums, such as:

  • Bundle your home policy with another policy
  • Choose a higher deductible
  • Keep your home’s replacement cost estimate up to date
  • Stay ahead of repairs and updates to your home by scheduling routine maintenance (and be sure to notify your agent of repairs or upgrades made!)

 

Rogers Home Insurance Averages by Carrier  

 

Homeowners look at various things when deciding what home insurance policy to buy, coverage and cost being the two most influential factors. It’s important for homeowners in Rogers to comparison shop their policy across several different insurance carriers because the same coverage could vary in price. Our two most affordable (and popular) insurance providers in Rogers, Arkansas, are Encompass and State Auto. On average, TGS Insurance homeowners in Rogers, Arkansas, pay $1,458 annually for Encompass and $1,835 for State Auto. 

 

Rogers Zip Codes We Insure

 

  • 72756
  • 72758

 

Zip code not listed? Not a problem! We are able to incredible rates for homeowners throughout Arkansas.  Enter your address above for a free instant home insurance quote. 

TGS Insurance is Rogers' Premier Home Insurance Provider

Rogers neighborhood

Rogers, Arkansas, is a charming city in Northwest Arkansas known for the brick-paved streets running through its historic downtown. Beyond downtown, Rogers features several parks, trails, and the most extensive soccer program in the state at Forester Park. The city of Rogers has a lot to offer, and TGS Insurance is proud to be one of its leading homeowners insurance providers!

Rogers neighborhood

At TGS Insurance, we only work with the best insurance carriers, which is why Rogers locals can always expect an excellent homeowners insurance policy at a low cost. As an independent agency with thousands of customers, 35+ carriers, and exceptional customer service, we win business from Rogers residents every day.

Key Home Statistics in Rogers

69,908

Total Population in Rogers, AR

$269,428

Average Home Value in Rogers, AR

$61,551

Median Household Income in Rogers, AR

33

Median Age in Rogers, AR

Major Neighborhoods in Rogers, AR

Image of Bent Tree Neighborhood

Bent Tree

Located within minutes of both Razorback Greenway and Interstate 49, Bent Tree offers a convenient location combined with great amenities such as a park, basketball court, and playground.

Image of Creekwood Neighborhood

Creekwood

The alluring Creekwood neighborhood in Rogers offers residents a great community pool and playground area for all to enjoy. The community is minutes from Razorback Greenway.

Image of Cross Creek Neighborhood

Cross Creek

Cross Creek is a desirable master-planned community in Rogers. The community is built around a large community center with a pool, playground, and pavilion, making for a great sense of camaraderie.

Image of Hearthstone Neighborhood

Hearthstone

Located in Southeast Rogers, the Hearthstone neighborhood offers several family-friendly amenities including a pool, two playground, and a covered pavilion picnic are

Image of Lexington Neighborhood

Lexington

The Lexington neighborhood in Rogers packs convenience and amenities in to one affordable and desirable community. Residents enjoy a pool, covered pavilion, and playground.

Image of Shadow Valley Neighborhood

Shadow Valley

The Shadow Valley neighborhood, located on the west side of Rogers, is a gated golf course community that offers residents exclusive country club amenities such as a restaurant and bar along with several playgrounds, a community pool, and more!

Local Home Resources in Rogers, AR

Fire Departments
Avoca Fire Dept251 Main St
Rogers, AR 72756
(479) 631-6551
Beaver Lake Fire Department16035 Cypress Ln
Rogers, AR 72756
(479) 925-2082
Beaver Lake Fire Dept8944 Grimes Dr
Rogers, AR 72756
(479) 925-2082
Highway 94 E Volunteer Fire14872 E Highway 94
Rogers, AR 72758
(479) 925-6262
Highway 94 E Volunteer Fire Department14868 E Highway 94
Rogers, AR 72758
(479) 925-6262
Little Flock City - Fire Department1500 Little Flock Dr
Rogers, AR 72756
(479) 936-7912
Rogers City - Fire Department- Administration201 N 1st St
Rogers, AR 72756
(479) 621-1179
Rogers City - Fire Department- Fire & Ambulance Dispatch114 S 1st St
Rogers, AR 72756
(479) 636-1234
Police Departments
Rogers City Police Dept1905 S Dixieland Rd
Rogers, AR 72758
4796211172
Rogers Police Department1905 S Dixieland Rd
Rogers, AR 72758
4796211172