Save on Home Insurance in
Searcy, AR

We ONLY need your address

Quote looks like this
An Example Quote

See What Our Customers Have to Say

Trustpilot Reviews Google Reviews

Excellent

trust star

Based on 1,391 reviews

Showing our 4 & 5 star reviews

Getting a Searcy Home Insurance Quote Has Never Been Easier! 

 

Gone are the days of filling out endless questionnaires about your home or talking on the phone with an insurance agent for over 15 minutes, only to wait days to get an insurance quote. At TGS Insurance, we’ve flipped the industry norm upside down to provide customers with a real, accurate home insurance quote in 15 seconds or less, using just your address! What’s even better? That policy is shopped through our bank of 35+ A-rated (or better) carriers, so you can rest-assure it’s the best policy the market has to offer! We even handle everything from policy inception to payment and anything else in between for the easiest shopping experience ever. 

 

You’re one click away from never having to worry about insurance again! 

 

What Does Searcy Home Insurance Cover?

 

Buying a house is no small investment, and now is the time to protect it as you make it your home. Home insurance policies provide homeowners with coverage for your home’s structure, any additional structures on your property (sheds, garages, fences, etc.), and personal items (various policy limits will apply). Home insurance policies will also include personal financial protection against legal action and medical bills should someone have an accident while on your property.

 

How Much is Home Insurance in Searcy, Arkansas?

 

The average cost for home insurance in Searcy is $1,415 among TGS Insurance Agency customers. This average is based on policies with an average home value of $213,603. While every policy is different and dependent on multiple factors, including your home’s value and coverages your choose, we have proudly been able to save our Arkansas customers an average of $870 per year on their home insurance premiums when they switch to us. Finding out how much you can be saving is as easy as providing your address above for an instant quote– really!

 

Average Home Insurance Quotes in Searcy By Dwelling Coverage Levels

 

Dwelling coverage is an essential component of your homeowners insurance policy, and unfortunately, most homeowners aren’t carrying enough. Dwelling coverage refers to the amount it would cost to completely rebuild your home to its current value and is one of the considerations home insurance carriers use to calculate your yearly premium. In Searcy, Arkansas, if you need $100,000-$200,000 in dwelling coverage, you’ll pay about an average of $1,268 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $300,000-$400,000 in dwelling coverage will pay an average of $1,791 in Searcy, Arkansas.

 

Home ValueAverage Annual Premium (incl. Wind Coverage)
$100,000-$200,000$1,268
$200,000-$300,000$1,507
$300,000-$400,000$2,036
$400,000-$500,000$2,361

 

How the Size of Your Searcy Home Impacts Your Homeowners Insurance Rates

 

Many factors impact your home insurance premium, and one of those factors is the square footage of your home. As the footprint of your home increases, the cost of replacing it should it need to be rebuilt due to covered perils increases. For this reason, insurers view bigger homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk. Our data shows that home insurance quotes in Searcy for homes that 2,000+ square feet are, on average, 25% higher than homes that are less than 2,000 square feet in size.

 

Home Size in Square FeetAverage Annual Premium (incl. Wind Coverage)
0-2,000 sq ft$1,277
2,000+ sq ft$1,593

 

Keep in mind that size is not the only factor influencing your premium! Other factors insurers often consider include:

  • Location
  • Age
  • Roof condition and age
  • Credit history
  • Claims history
  • Marital Status
  • Breeds of pets
  • Attractive nuisances (swimming pools, trampolines, swing sets, etc.)
  • And more! 

 

Most Inexpensive Searcy Home Insurance Companies 

 

When considering purchasing a home insurance policy, the price is more often than not the most influential factor. Carriers set their own rates, so your policy premium will vary across providers, even with the same coverage. Our two most affordable (and popular) insurance providers in Searcy, Arkansas, are Encompass and State Auto. On average, TGS Insurance homeowners in Searcy, Arkansas, pay $1,415 for Encompass annually and $1,893 for State Auto

 

Searcy Zip Codes We Insure

 

  • 72143
  • 72149

 

Zip code not listed? Not a problem! We can find incredible rates for homeowners throughout ArkansasEnter your address above for a free instant home insurance quote. 

TGS Insurance is Searcy's Premier Home Insurance Provider

Searcy neighborhood

Searcy, Arkansas is named after Richard Searcy who was born in Tennessee and came to Arkansas with the early settlers of Davidsonville. Also, Searcy is the largest city and county seat of White County, Arkansas. Currently Searcy, Arkansas is known as a college town which is home to Harding University. The University draws students from around the country and offers arts and athletic events for the community. Plus, Searcy Arkansas has many major attractions such as the White County Fair, which began is 1930, and the historic 1874 Black House, which is a restored 1870’s Italianate home on the National Register of Historic Places.

Searcy neighborhood

The TGS Insurance team understands that your home is more than just a place to live, and that’s why we are honored so many Searcy homeowners have entrusted us to help protect it with the right insurance coverage. Our team is dedicated to finding each Searcy homeowner the right coverage at the best price while providing an excellent customer service experience!

Key Home Statistics in Searcy

22,937

Total Population in Searcy, AR

$157,384

Average Home Value in Searcy, AR

$41,014

Median Household Income in Searcy, AR

29

Median Age in Searcy, AR

Local Home Resources in Searcy, AR

Fire Departments
Fire Station Three2612 W Beebe Capps Expy
Searcy, AR 72143
(501) 279-1055
Gum Springs Volunteer Fire Department Business Matters2320 Highway 267 S
Searcy, AR 72143
(501) 268-2451
Searcy City - Fire Department- Fire Marshall300 W Arch Ave
Searcy, AR 72143
(501) 279-1075
Searcy City - Fire Department- Other Fire Department Business301 W Race Ave
Searcy, AR 72143
(501) 279-1066
Searcy City Fire Station1901 E Market Ave
Searcy, AR 72143
(501) 279-1047
Searcy Fire Dept501 W Beebe Capps Expy
Searcy, AR 72143
(501) 279-1066
Volunteer Fire Dept2923 Highway 16
Searcy, AR 72143
(501) 279-2756
Police Departments
Searcy Police DeptPo Box 178
Searcy, AR 72145
5012791025