Save On Home Insurance in Sherwood, AR | TGS Insurance Agency

Save on Home Insurance in
Sherwood, AR

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Homeowners Insurance  »  Arkansas  »  


Getting a Sherwood Home Insurance Quote is as Easy as 1-2-3! 


Getting the best homeowner’s insurance in Sherwood is simple when you use TGS Insurance’s proprietary online quoting tool for a free, no-obligation quote. 


  1. Enter your address
  2. View your quote 
  3. Customize your coverage with the guidance of one of our expert independent agents


What Does Sherwood Home Insurance Cover?


Buying a house is no small investment and now is the time to protect it as you make it your home. Home insurance policies provide homeowners with coverage for your home’s structure, any additional structures on your property (sheds, garages, fences, etc.), and personal items (various policy limits will apply). Home insurance policies will also include personal financial protection against legal action and medical bills should someone have an accident while on your property. 


How Much Does Sherwood Home Insurance Cost?


The average homeowners insurance policy in Sherwood costs an average of $1,463 per year among TGS Insurance customers. This average is based on policies with an average home value of $213,770 and includes windstorm and hail coverage with a 2% deductible. Our agents know that every homeowner’s needs are different and that’s why we work with you to build the right coverage at the best price on the market. On average, we have been able to save our customers throughout Arkansas $870 a year when they switch to us. Seeing how much you could be saving is quick and free- enter your address above for your instant quote!


Average Home Insurance Quotes in Sherwood By Dwelling Coverage Levels


Home insurance carriers take into consideration several different factors when calculating your home insurance premium. One of the biggest components is how much dwelling coverage you need. Dwelling coverage refers to the amount it would cost to completely rebuild your home from the ground up to its current value. Unfortunately, some homeowners don’t carry enough dwelling coverage. If a disaster were to strike, you wouldn’t have enough financial assistance to help rebuild your home and would be left with the remaining balance. In Sherwood, homeowners wanting $100,000-$200,000 in coverage should expect to pay about $1,332 per year for homeowners insurance. For $300,000-$400,000 in dwelling coverage, homeowners would see an average of $1,784 in Sherwood, Arkansas. The more dwelling coverage, the higher the home insurance premium. 


Home ValueAverage Annual Premium (incl. Wind Coverage)


How the Size of Your Sherwood Home Impacts Your Homeowners Insurance Rates


Many factors impact your home insurance premium, and one of those factors is the square footage of your home. As the footprint of your home increases, the cost of replacing it should it need to be rebuilt due to covered perils increases. For this reason, insurers view bigger homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk. Our data shows that home insurance quotes in Sherwood for homes that 2,000+ square feet are, on average, 19% higher than homes that are less than 2,000 square feet in size.


Home Size in Square FeetAverage Annual Premium (incl. Wind Coverage)
0-2,000 sq ft$1,340
2,000+ sq ft$1,590


Keep in mind that size is not the only factor influencing your premium! Other factors insurers often consider include:

  • Location
  • Age
  • Roof condition and age
  • Credit history
  • Claims history
  • Marital Status
  • Breeds of pets
  • Attractive nuisances (swimming pools, trampolines, swing sets, etc.)
  • And more! 


Cheapest Sherwood Home Insurance Carriers 


When considering purchasing a home insurance policy, the price is more often than not the most influential factor. Carriers set their own rates, so your policy premium will vary across different providers even with the same coverage. Our two most affordable (and popular) insurance providers in Sherwood, Arkansas, are Encompass and State Auto. On average, TGS Insurance homeowners in Sherwood, Arkansas, pay $1,466 for Encompass annually and $1,901 for State Auto


Sherwood Zip Codes We Insure


  • 72120


Zip code not listed? Don’t worry! We’re able to help homeowners throughout Arkansas save money on their home insurance. Get started with a free instant quote by providing your address above


TGS Insurance is Sherwood's Premier Home Insurance Provider

Sherwood neighborhood

Sherwood, Arkansas, is a family-friendly suburb in Central Arkansas, about 12 miles north of Little Rock. The city hosts several festivals, the two most famous being the Sherwood Fall Festival and the Enchanted Forest and Holiday Trail of Lights. Having something to do is far from limited to festivals in this city which offers 17 community parks and recreational facilities.

Sherwood neighborhood

TGS Insurance Agency has provided our neighbors in Sherwood with complete home insurance coverage since 2017. Our team is dedicated to working with each homeowner to find the right policy for their individual needs at the best price available by leveraging our partnerships with 35+ carriers.

Key Home Statistics in Sherwood


Total Population in Sherwood, AR


Average Home Value in Sherwood, AR


Median Household Income in Sherwood, AR


Median Age in Sherwood, AR

Major Neighborhoods in Sherwood, AR

Image of Millers Glen Neighborhood

Millers Glen

Millers Glen is located off Oakdale Road between Kellogg Acres Road and AR-107 in Sherwood, Arkansas. Residents love the neighborhood for its quiet, safe, and family-friendly atmosphere.

Image of Gap Creek Neighborhood

Gap Creek

Families, with and without children alike, will love taking advantage of the amenities to bring them outdoors in the family-friendly neighborhood of Gap Creek in northern Sherwood. Amenities include playgrounds, walking trails, and picnic areas.

Local Home Resources in Sherwood, AR

Fire Departments
Fire Departments - Sylvan Hills Fire Department400 Lantrip Rd
Sherwood, AR 72120
(501) 835-0342
Runyan Acres Fire Department17820 Batesville Pike
Sherwood, AR 72120
(501) 835-8183
Sherwood Fire Department505 Sherwood Ave
Sherwood, AR 72120
(501) 834-8911
Sylvan Hills Fire Department Station 210205 Highway 107
Sherwood, AR 72120
(501) 835-0389
Police Departments
Sherwood Police Chief2201 E Kiehl Ave
Sherwood, AR 72120
Sherwood Police-Warrants Brnch2201 E Kiehl Ave
Sherwood, AR 72120
Sherwood Police-warrants BrnchPo Box 6256
Sherwood, AR 72124