Save On Home Insurance in Springdale, AR | TGS Insurance Agency

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Springdale, AR

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Homeowners Insurance  »  Arkansas  »  


Getting a Springdale Home Insurance Quote is as Easy as 1-2-3! 


Getting the best homeowner’s insurance in Springdale is simple when you use TGS Insurance’s proprietary online quoting tool for a free, no-obligation quote. 


  1. Enter your address
  2. View your quote 
  3. Customize your coverage with the guidance of one of our expert independent agents


Springdale Home Insurance Coverage: The Basics


There are several standard forms of homeowners insurance that offer various levels of protection from varying perils depending on the needs of the home and homeowner. The majority of these forms include coverage (at some level) for:

  • Your home’s structure
  • Additional structures on your property (detached garage, shed, fence, etc)
  • Your personal belongings
  • Liability for injuries on your property


How Much Does Springdale Home Insurance Cost?


The average homeowners insurance policy in Springdale costs an average of $1,400 per year among TGS Insurance customers. This average is based on policies with an average home value of $214,073 and includes windstorm and hail coverage with a 2% deductible. Our agents know that every homeowner’s needs are different and that’s why we work with you to build the right coverage at the best price on the market. On average, we have been able to save our customers throughout Arkansas $870 a year when they switch to us. Seeing how much you could be saving is quick and free- enter your address above for your instant quote!


Average Home Insurance Quotes in Springdale By Dwelling Coverage Levels


Dwelling coverage is an essential component of your homeowners insurance policy, and unfortunately, most homeowners aren’t carrying enough. Dwelling coverage refers to the amount it would cost to completely rebuild your home to its current value and is one of the considerations home insurance carriers use to calculate your yearly premium. In Springdale, Arkansas if you need $100,000-$200,000 in dwelling coverage, you’ll pay about an average of $1,254 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $300,000-$400,000 in dwelling coverage will pay an average of $1,767 in Springdale, Arkansas.


Home Size in Square FeetAverage Annual Premium (incl. Wind Coverage)
0-2,000 sq ft$1,265
2,000+ sq ft$1,571


Springdale Home Insurance Quotes and Home Size by the Numbers


The estimated cost of rebuilding your home plays a large role in the home insurance premium you can expect to pay. The square footage of your home directly impacts the cost of rebuilding your home since a larger home will require more building materials and will generally be more expensive to rebuild than a smaller home. For this reason, insurers view bigger homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk.  In Springdale, the average home insurance quote for a home bigger than 2,000 square feet is 24% more expensive than quotes for a home less than 2,000 square feet.


Home Size in Square FeetAverage Annual Premium (incl. Wind Coverage)
0-2,000 sq ft$1,265
2,000+ sq ft$1,571


Cheapest Springdale Home Insurance Carriers 


Homeowners in Springdale all want the same thing- an excellent home insurance policy that doesn’t break the bank. Cost is one of the most influential things homeowners look at when purchasing insurance, next to the amount of coverage. This is why it’s imperative for homeowners to comparison shop their policy across multiple carriers! Insurance carriers all set their own rates, so your premium could vary across multiple carriers with the same coverage. Our two most affordable (and popular) insurance providers in Springdale, Arkansas, are Encompass and State Auto. On average, TGS Insurance homeowners in Springdale, Arkansas, pay $1,417 for Encompass annually and $1,670 for State Auto.


Springdale Zip Codes We Insure


  • 72762
  • 72764


Zip code not listed? Not a problem! We are able to incredible rates for homeowners throughout Arkansas.  Enter your address above for a free instant home insurance quote

TGS Insurance is Springdale's Premier Home Insurance Provider

Springdale neighborhood

Springdale, Arkansas is a family-friendly city located in the northwest corner of the state near the foothills of the Ozark Mountains. Originally named Shiloh, Springdale is one of the fastest-growing "small cities" in the U.S. and is home to popular water sports destinations such as Beaver Lake, as well as outdoor hotspots for hiking, caving, canoeing, and camping! The annual Rodeo of the Ozarks and the world-famous AQ Chicken House are the two crowning jewels for Arkansans living in Springdale. From its thriving community to historic heritage, it's easy to see why over 80,000 people call Springdale, Arkansas home.

Springdale neighborhood

At TGS Insurance, it’s our goal to provide Springdale homeowners with the best home insurance policy at a great rate from one of our 35 A-rated or better carriers. We win business from Springdale residents every day because our focus is on saving you money and providing an exceptional customer service experience!

Key Home Statistics in Springdale


Total Population in Springdale, AR


Average Home Value in Springdale, AR


Median Household Income in Springdale, AR


Median Age in Springdale, AR

Major Neighborhoods in Springdale, AR

Image of Tuscany Neighborhood


Located just along Har-Ber Avenue, Tuscany is a beautiful, established neighborhood that offers its residents two beautiful pools, a clubhouse, and basketball courts.

Image of Heritage Hills Neighborhood

Heritage Hills

Heritage Hills is a beautiful gated community settled along a rolling hillside on Carley Road. The neighborhood boasts the perfect blend of quaint living and easy access to shops, restaurants, and more.

Image of Grand Valley Neighborhood

Grand Valley

Grand Valley is located on Don Tyson Parkway in southeast Springdale. The community features a playground, basketball court, picnic area, and community pond.

Image of Enclave Neighborhood


Enclave is a quiet, quaint neighborhood nestled on Ivey Lane near Don Tyson Parkway. Residents have several amenities and community activities to enjoy, Lake Fayetteville Park, Willie George Park, and the Botanical Gardens of the Ozarks, all a quick drive away.

Image of Thornbury Neighborhood


Found between Wagon Wheel Road and Route 71, Thornbury is a beautiful, picturesque neighborhood filled with luscious trees, big open skies, walking trails, and a community park. It's ideally located between Fayetteville and Bentonville!

Image of Willow Bend  Neighborhood

Willow Bend

The lovely community of Willow Bend is located off Carley Road conveniently near Interstate 49! The neighborhood is picturesque and classic-looking, and just a quick drive from Lake Fayetteville.

Local Home Resources in Springdale, AR

Fire Departments
Fire Department - Lincoln Business Transactions5810 S Cardwell Rd
Springdale, AR 72762
(479) 824-3425
Springdale Fire Dept417 Holcomb St
Springdale, AR 72764
(479) 751-4510
Timbes Fire & SafetyNorthwest Ar
Springdale, AR 72764
(479) 751-8365
Police Departments
Springdale Police Dept Jail201 Spring St
Springdale, AR 72766
Springdale Police Dispatch201 Spring St
Springdale, AR 72766