Getting a Springdale Home Insurance Quote is as Easy as 1-2-3!
Getting the best homeowner’s insurance in Springdale is simple when you use TGS Insurance’s proprietary online quoting tool for a free, no-obligation quote.
- Enter your address
- View your quote
- Customize your coverage with the guidance of one of our expert independent agents
Springdale Home Insurance Coverage: The Basics
There are several standard forms of homeowners insurance that offer various levels of protection from varying perils depending on the needs of the home and homeowner. The majority of these forms include coverage (at some level) for:
- Your home’s structure
- Additional structures on your property (detached garage, shed, fence, etc)
- Your personal belongings
- Liability for injuries on your property
How Much Does Springdale Home Insurance Cost?
The average homeowners insurance policy in Springdale costs an average of $1,400 per year among TGS Insurance customers. This average is based on policies with an average home value of $214,073 and includes windstorm and hail coverage with a 2% deductible. Our agents know that every homeowner’s needs are different and that’s why we work with you to build the right coverage at the best price on the market. On average, we have been able to save our customers throughout Arkansas $870 a year when they switch to us. Seeing how much you could be saving is quick and free- enter your address above for your instant quote!
Average Home Insurance Quotes in Springdale By Dwelling Coverage Levels
Dwelling coverage is an essential component of your homeowners insurance policy, and unfortunately, most homeowners aren’t carrying enough. Dwelling coverage refers to the amount it would cost to completely rebuild your home to its current value and is one of the considerations home insurance carriers use to calculate your yearly premium. In Springdale, Arkansas if you need $100,000-$200,000 in dwelling coverage, you’ll pay about an average of $1,254 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $300,000-$400,000 in dwelling coverage will pay an average of $1,767 in Springdale, Arkansas.
Home Size in Square Feet Average Annual Premium (incl. Wind Coverage)
0-2,000 sq ft $1,265
2,000+ sq ft $1,571
Springdale Home Insurance Quotes and Home Size by the Numbers
The estimated cost of rebuilding your home plays a large role in the home insurance premium you can expect to pay. The square footage of your home directly impacts the cost of rebuilding your home since a larger home will require more building materials and will generally be more expensive to rebuild than a smaller home. For this reason, insurers view bigger homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk. In Springdale, the average home insurance quote for a home bigger than 2,000 square feet is 24% more expensive than quotes for a home less than 2,000 square feet.
Home Size in Square Feet Average Annual Premium (incl. Wind Coverage)
0-2,000 sq ft $1,265
2,000+ sq ft $1,571
Cheapest Springdale Home Insurance Carriers
Homeowners in Springdale all want the same thing- an excellent home insurance policy that doesn’t break the bank. Cost is one of the most influential things homeowners look at when purchasing insurance, next to the amount of coverage. This is why it’s imperative for homeowners to comparison shop their policy across multiple carriers! Insurance carriers all set their own rates, so your premium could vary across multiple carriers with the same coverage. Our two most affordable (and popular) insurance providers in Springdale, Arkansas, are Encompass and State Auto. On average, TGS Insurance homeowners in Springdale, Arkansas, pay $1,417 for Encompass annually and $1,670 for State Auto.
Springdale Zip Codes We Insure
- 72762
- 72764
Zip code not listed? Not a problem! We are able to incredible rates for homeowners throughout Arkansas. Enter your address above for a free instant home insurance quote.
