Comparison Shop Home Insurance in Wynne from Multiple Carriers in Minutes!
Did you know less than 50% of homeowners comparison shop when their policy is up? That means more than half of homeowners are leaving potential savings on the table. It’s time to recoup the savings! At TGS Insurance, our team of agents will take away the hassle of comparing insurance providers by doing the hard work for you! As an independent insurance agency, we’re carrier-agnostic, which means we don’t work for one insurance provider; we work for you! When you input your address, we’ll shop our bank of 35+ top carriers to find you the best policy at an exceptional rate in just 15 seconds!
Wynne Home Insurance Coverage: The Basics
Several standard forms of homeowners insurance offer various levels of protection from varying perils depending on the needs of the home and homeowner. The majority of these forms include coverage (at some level) for:
- Your home’s structure
- Additional structures on your property (detached garage, shed, fence, etc.)
- Your personal belongings
- Liability for injuries on your property
How Much is Home Insurance in Wynne, Arkansas?
Wynne home insurance costs an average of $1,395 per year among TGS Insurance customers. This average is based on policies with an average home value of $205,315 and includes windstorm and hail coverage with a 2% deductible. Home insurance premiums will vary home to home depending on several factors. Our proprietary tool shops your policy in seconds to find you the best rates with just your address. Our independent agents will work with you to further customize your quote to ensure you have the right amount of coverage for your needs at the best rate on the market!
Average Home Insurance Quotes in Wynne By Dwelling Coverage Levels
One of the biggest mistakes a homeowner can make is not carrying enough dwelling coverage on their home insurance policy. Dwelling coverage refers to the amount it would cost to completely rebuild your home from the ground up to its current value. The dwelling coverage level you select is one of the most significant factors insurance carriers use when determining your home insurance premium. So, for example, if you choose $100,000-$200,000 in dwelling coverage, your home insurance policy in Wynne, Arkansas, will cost an average of $1,132. However, if you needed $300,000-$400,000 in dwelling coverage, your home insurance premium would then increase to an average of $2,139. The more dwelling coverage you want, the higher the home insurance premium.
Home Value Average Annual Premium (incl. Wind Coverage)
$100,000-$200,000 $1,132
$200,000-$300,000 $1,613
$300,000-$400,000 $2,139
$400,000-$500,000 $2,617
How the Size of Your Wynne Home Impacts Your Homeowners Insurance Rates
Many factors impact your home insurance premium, and one of those factors is the square footage of your home. As the footprint of your home increases, the cost of replacing it should it need to be rebuilt due to covered perils increases. For this reason, insurers view bigger homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk. Our data shows that home insurance quotes in Wynne for homes that 2,000+ square feet are, on average, 50% higher than homes that are less than 2,000 square feet in size.
Home Size in Square Feet Average Annual Premium (incl. Wind Coverage)
0-2,000 sq ft $1,153
2,000+ sq ft $1,734
Keep in mind that size is not the only factor influencing your premium! Other factors insurers often consider include:
- Location
- Age
- Roof condition and age
- Credit history
- Claims history
- Marital Status
- Breeds of pets
- Attractive nuisances (swimming pools, trampolines, swing sets, etc.)
- And more!
Most Affordable Home Insurance Companies in Wynne
Homeowners look at various things when deciding what home insurance policy to buy, coverage and cost being the two most influential factors. It’s essential for Wynne homeowners to compare shop their policies across several different insurance carriers because the same coverage could vary in price. Our two most affordable (and popular) insurance providers in Wynne, Arkansas, are State Auto and Encompass. On average, TGS Insurance homeowners in Wynne, Arkansas, pay $1,410 annually for State Auto and $1,835 for Encompass.
Zip Codes in Wynne TGS Insurance Covers
- 72396
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