Save On Home Insurance in Asheboro, NC | TGS Insurance Agency

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Getting an Asheboro Home Insurance Quote is as Easy as 1-2-3!

Getting the best homeowner’s insurance in Asheboro is easy when you use TGS Insurance’s proprietary online quoting tool for a free, no-obligation quote. Did we mention it only takes 15 seconds?

  1. Enter your address
  2. View your quote 
  3. Customize your coverage with the guidance of one of our expert independent agents


What is Included in Asheboro Home Insurance?

There are a few standard forms of home insurance that offer different levels of protection. This varies from different perils coverage and how much protection you want. Most of these forms include coverage- at some level- for:

  • Dwelling
  • Other Structures
  • Personal Property 
  • Loss of Use
  • Personal Liability
  • Medical Payments

Having these coverages at the base of every standard home policy allows everyone to be somewhat protected. You can choose whether or not you have more coverage in one area compared to another. All of this is based on your unique lifestyle in Asheboro.


What Does Home Insurance Cost in Asheboro?

Homeowners insurance in Asheboro costs $948 a year, or $79 a month, for TGS customers. The cost of your home insurance premium will vary based on a few different things. This can be from your credit, location, value of your home, and what year your home was built. It is normal for your home insurance to vary from this average and other numbers you see online. The great thing about it is that you can completely customize your coverage.TGS has helped over 15,000 customers save on their home insurance premiums. To lock in your savings, type your address above for an instant quote! 


Average Asheboro Home Insurance Cost By Dwelling Coverage Limits

Dwelling coverage is the component of home insurance that protects the physical structure of your home from covered perils. It is designed to cover the cost of repairing or rebuilding your home if it is damaged or destroyed by a covered event. The amount of dwelling coverage you need will depend on the cost of rebuilding your home. Your home insurance policy typically provides coverage up to a specified dollar amount, known as the policy limit. It’s important to ensure that your dwelling coverage limit is high enough to cover the cost of rebuilding your home in the event of a total loss. Dwelling coverage limits can have a significant impact on home insurance premiums. In general, the higher the dwelling coverage limit, the higher the premium since the insurance company will take on more risk.

In Asheboro, North Carolina, if you need $200,000 in dwelling coverage, you’ll pay an average of $1,004 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $400,000 in dwelling coverage will pay an average of $1,550 in Asheboro, North Carolina.

Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$721.37
$200,000.00 - $299,999.00$1,003.72
$300,000.00 - $399,999.00$1,239.32
$400,000.00 - $499,999.00$1,549.56
$500,000.00 - $599,999.00$1,888.53


How the Age of Your Asheboro Home Affects Your Insurance

The age of your home can affect your insurance in many ways. Older homes are more at risk of electrical, plumbing, and heating/cooling complications. These issues increase the risk of fire and water damage in homes. Also, older homes can be less structurally sound than newer homes. This could lead to more damage when natural disasters-like hurricanes- come through. All of these can result in higher insurance premiums. In contrast, newer homes may be immune to these issues, making them cheaper to insure. 


How Does Your Location in Asheboro Affect Your Home Insurance?

Where you live is one of the biggest factors that affect your home insurance premium. This gets so specific that carriers look at ZIP codes and neighborhoods. If your neighborhood has a higher theft rate than another neighborhood a few blocks down, your rates will be higher. Because carriers are very particular with risk evaluations, rates vary greatly-even within the same city. Below is a breakdown of the average annual premium for home insurance in Asheboro:

Home insurance premium by ZIP in Asheboro, NC


Asheboro Home Insurance Rates By Company

Choosing your home insurance provider is about more than the price, even though we know the cost is undoubtedly a factor. Because each provider sets their rates, the same coverage can vary between carriers. The top carrier in Asheboro is SageSure. TGS customers in Asheboro pay an average of $742 when insured by SageSure. Looking at the numbers, an overwhelming number of people in your area have chosen SageSure over our next most popular carrier, Travelers. The average premium for Travelers is $874 for TGS Insurance customers. Here is a breakdown of the different carriers used in Asheboro

Home insurance premium by carrer in Asheboro, NC


Asheboro Zip Codes TGS Insurance Agency Insures

  • 27203
  • 27205

Don’t worry if you don’t see your zip code above! We can find incredible rates for homeowners throughout North Carolina.  Enter your address above for a free instant home insurance quote.

TGS Insurance is Asheboro's Premier Home Insurance Provider

Asheboro neighborhood

Asheboro, North Carolina, is a favorite spot for tourists and locals because of the North Carolina Zoo. It is one of the largest natural habitat zoos in the world, which is so fun for the whole family. If you go a little south of Asheboro, you will come across Uwharrie National Forest. When you visit downtown Asheboro, you are greeted with beautiful buildings, unique shopping, and restaurants.

Asheboro neighborhood

The TGS Insurance Agency team understands that your home is more than just a place to live. We are grateful that numerous Asheboro homeowners have entrusted us to help protect theirs with the right insurance coverage. Our independent agents are committed to finding each and every Asheboro homeowner the proper coverage at competitive prices while delivering a superior customer service experience!

Key Home Statistics in Asheboro


Total Population in Asheboro, NC


Average Home Value in Asheboro, NC


Median Household Income in Asheboro, NC


Median Age in Asheboro, NC

Major Neighborhoods in Asheboro, NC

Image of Old Lexington Road Neighborhood

Old Lexington Road

Sherwood Forest is a well-established neighborhood with homes built in the 1960s and 1970s. The neighborhood is known for its large lots, mature trees, and beautiful landscaping.

Image of Asheboro West Neighborhood

Asheboro West

Asheboro West is a mix of single-family homes and townhouses. The neighborhood features a community pool and playground, making it a popular choice for families with children.

Image of Sherwood Forest Neighborhood

Sherwood Forest

Old Lexington Road is a historic neighborhood with homes dating back to the early 1900s. It is conveniently located near downtown Asheboro and the Randolph County Courthouse.

Local Home Resources in Asheboro, NC

Fire Departments
Asheboro Fire Chief401 S Church St
Asheboro, NC 27203
(336) 626-1238
Bennett Fire Dept
Asheboro, NC
(919) 663-2911
East Side Volunteer Fire Department Grantville4144 Old Nc-13
Asheboro, NC 27205
(336) 625-0654
Fire Department-East Side614 Daniel Rd
Asheboro, NC 27205
(336) 629-5294
Fire Department-Ulah2067 Pisgah Covered Bridge Rd
Asheboro, NC 27205
(336) 629-1966
Fire Department-Westside225 Westside Cir
Asheboro, NC 27205
(336) 629-0802
Police Departments
Asheboro Police Dept205 E Academy St
Asheboro, NC 27203
Asheboro Police Dept-training205 E Academy St
Asheboro, NC 27203
Asheboro Police Dept.205 E Academy St
Asheboro, NC 27203
County Sheriff Admin727 Mcdowell Rd
Asheboro, NC 27205
County Sheriff Records727 Mcdowell Rd
Asheboro, NC 27205
Highway Patrol2754 US Highway 220 Bus S
Asheboro, NC 27205