Comparison Shop Home Insurance in Burlington from Multiple Carriers Instantly!
Being an independent insurance agency means we shop and compare the best Burlington homeowners insurance options on your behalf to find you the best combination of cost and coverage. If you want an easier insurance experience, you’ll love doing business with us. How do you get started? Easy! All we need is your address; you’ll get an instant quote in 15 seconds or less. After that, our agents will tailor and further customize your policy to fit your specific insurance needs. Did we mention we re-shop your policy renewal to ensure you are still getting the best deal year after year?
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Burlington Homeowners Insurance Coverage Explained
Your home is more than just a building – it’s where memories are made and cherished. That’s why having the right home insurance in Burlington is so important. A standard policy typically covers losses caused by weather, theft, and accidents and includes essential coverages like protection for your home’s structure, personal belongings, liability, and additional living expenses. But every homeowner’s needs differ, so working with a trusted agent who can help you customize your coverage is important. From adding flood insurance to increasing your liability limits, we’re here to help you protect what matters most.
How Much Does Burlington Home Insurance Cost?
On average, a TGS customer in Burlington would pay $900 per year for home insurance. Home insurance rates vary based on several factors, including your home’s age, value, and location, as well as your credit score and desired coverage levels. This average is based on policies with an average home value of $263,927, including windstorm and hail coverage, with a 2% deductible. TGS Insurance Agency offers customizable options to all our customers so you can find the right policy and pay what you want. Get started with a free instant home insurance quote by providing your address above.
Average Home Insurance Quotes in Burlington by Coverage Level
Dwelling coverage is a critical aspect of home insurance that protects your home’s physical structure from covered hazards. Typically, your home insurance policy provides coverage up to a specified dollar amount, known as the policy limit. Ensuring that your dwelling coverage limit is sufficient to rebuild your home in the event of a total loss is critical. Since the insurance company assumes more risk, dwelling coverage limits may significantly impact home insurance premiums, with higher limits resulting in higher premiums. Below is a breakdown of the average home insurance premium based on dwelling coverage limits.
Dwelling Coverage Limits Average Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00 $655.23
$200,000.00 - $299,999.00 $903.31
$300,000.00 - $399,999.00 $1,113.51
$400,000.00 - $499,999.00 $1,274.79
$500,000.00 - $599,999.00 $1,511.87
How Square Footage Affects Your Burlington Home Insurance
When you initially chat with your insurance agent about your quote, they will want to know the square footage of every part of your home. They do this because the square footage you have, the more your house will inevitably cost to rebuild if you lose it due to a covered loss. Rebuild costs- known as replacement costs in the insurance world- are a big part of determining how much you will pay in insurance premiums. Below we have a breakdown of average annual premiums in Burlington, Noth Carolina, based on the size of your home.
Does My Location Affect Home Insurance Premiums in Burlington?
Determining home insurance rates is very similar to determining auto insurance rates. Providers look at factors in your area, like the potential dangers you face and the crime rates. Your premiums could be lower if you live in a relatively low crime rate area. If your area is known for having floods or severe weather, you may have to pay more for your premium. In Burlington, the ZIP code with the highest average premium is 27215. The average cost for that ZIP code is $980. Below is a comparison of the average cost of auto insurance within ZIP codes of Burlington:
Who is the Most Popular HomeCarrier in Burlington, North Carolina?
We want you to find the perfect homeowners insurance in Burlington, North Carolina. Knowing what the best insurance carriers in your area charge for home insurance is a great way to know if your policy is competitive. We pulled together some data from TGS customers in your area and found that SageSure is the most popular in Burlington. People with SageSure pay an average of $699 annually. Another popular carrier in Burlington is Travelers. Travelers’ rates differ slightly from SageSure, having an average cost of $776 a year. Check out our data below for Burlington’s 4 most popular carriers and their average annual home insurance premiums.
Zip Codes in Burlington We Insure
Don’t see your zip code? Not a problem! We can help homeowners throughout North Carolina find the best home coverage for their needs. Get started with a free instant quote by providing your address above.