Save On Home Insurance in Fuquay Varina, NC | TGS Insurance Agency

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Homeowners Insurance  »  North Carolina  »  

Fuquay Varina

Get an Instant Fuquay-Varina Home Insurance Quote!

With over 55 top-rated insurance carriers at our disposal, we pride ourselves on being an independent agency that can offer comprehensive Fuquay-Varina home insurance options to meet your every need. Our team of highly qualified homeowners insurance agents will do the heavy lifting for you, making your home insurance shopping process a breeze. Get started with an instant, free quote today, and let us help you customize your policy to find any discounts you qualify for. We shop, you save – it’s that simple!


Fuquay-Varina Homeowners Insurance Coverage Explained

Your home is more than just a building – it’s where memories are made and cherished. That’s why having the right home insurance in Fuquay-Varina is so important. A standard policy typically covers losses caused by weather, theft, and accidents and includes essential coverages like protection for your home’s structure, personal belongings, liability, and additional living expenses. But every homeowner’s needs differ, so working with a trusted agent who can help you customize your coverage is important. From adding flood insurance to increasing your liability limits, we’re here to help you protect what matters most.


How Much is Home Insurance in Fuquay-Varina, North Carolina?

Fuquay-Varina home insurance costs an average of $1,183 per year for TGS Insurance customers. This average is factored with policies with a 2% wind and hail coverage deductible and an average home value of $320,049. The cost of your home insurance premium will vary based on a few different things. This can be your credit, where you live, how much your house is worth, and the age of your home. Our instant home quote tool shops for you to find the best rates with just your address. After your instant quote, connect with one of our agents to further customize your coverage!


Average Fuquay-Varina Home Insurance Cost By Coverage Level

Dwelling coverage is a fundamental element of home insurance that protects the physical structure of your home against covered hazards. The intention is to cover the expenses of repairing or rebuilding your home if it is damaged or destroyed due to a covered event. The amount of dwelling coverage needed depends on the cost of rebuilding your home. Your home insurance covers the policy limit- which is coverage for up to a specified dollar amount. It is critical to ensure that your dwelling coverage limit is sufficient to cover the cost of rebuilding your home in case of a complete loss. Dwelling coverage limits can significantly impact home insurance premiums, with higher limits resulting in higher premiums since the insurance company is assuming more risk.

In Fuquay-Varina, North Carolina, if you need $200,000 in dwelling coverage, you’ll pay an average of $1,074 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $400,000 in dwelling coverage will pay an average of $1,418 in Fuquay-Varina, North Carolina

Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$841.07
$200,000.00 - $299,999.00$1,074.05
$300,000.00 - $399,999.00$1,228.70
$400,000.00 - $499,999.00$1,418.14
$500,000.00 - $599,999.00$1,655.58


How the Age of Your Fuquay-Varina Home Affects Your Insurance

The main difference between older and newer houses is that older homes pose a larger risk to insurance carriers. Older homes are more susceptible to fires and issues with plumbing and roofing. It would also be more expensive for carriers to repair older homes, so your premium will be higher. To avoid high premiums on older homes, keep up with home maintenance. If you update your home systems, your insurance carrier will not see them as a big risk. 


How Square Footage Affects Your Fuquay-Varina Home Insurance

When you initially chat with your insurance agent about your quote, they will want to know the square footage of every part of your home. They do this because the more square footage you have, the more your house will inevitably cost to rebuild if you lose it due to a covered loss. Rebuild costs- known as replacement costs in the insurance world- are a big part of determining how much you will pay in insurance premiums. Below we have a breakdown of average annual premiums in Fuquay-Varina, Noth Carolina, based on the size of your home. 

Fuquay-Varina average home insurance by square footage.


Best Fuquay-Varina Home Insurance Carriers

Knowing who will give you a competitive premium in your area is a big part of choosing your home insurance. Among TGS customers, the most popular carrier in Fuquay-Varina is SageSure. The average annual premium with SageSure is $914. Other popular carriers are Travelers and Safeco. Choosing a carrier is more than just the price; however, here at TGS Insurance Agency, we know that price is one of the more important factors. Check out the table below to see the average price for Fuquay-Varina based on the insurance provider.

Fuquay-Varina average home insurance by carrier.

Fuquay-Varina Zip Codes We Insure

  • 27526

Zip code not listed? Don’t worry! We can help homeowners throughout North Carolina save money on their home insurance. Get started with a free instant quote by providing your address above. 

TGS Insurance is Fuquay-Varina's Premier Home Insurance Provider

Fuquay-Varina neighborhood

Fuquay-Varina, North Carolina, is a town south of Raleigh. The Fuquay Mineral Spring Park is a great place to visit and the namesake for the first part of its name. The healing waters thee are beautiful to picnic around. Because of its ideal location, you can easily access the Research Triangle, Raleigh-Durham International Airport, and downtown Raleigh.

Fuquay-Varina neighborhood

When choosing an insurance agency for your Fuquay-Varina home insurance needs, you want a company you can trust. TGS Insurance Agency is an independent insurance agency committed to being that for you. We do not work for an insurance company; we work for you.

Key Home Statistics in Fuquay-Varina


Total Population in Fuquay-Varina, NC


Average Home Value in Fuquay-Varina, NC


Median Household Income in Fuquay-Varina, NC


Median Age in Fuquay-Varina, NC

Major Neighborhoods in Fuquay-Varina, NC

Image of South Lakes Neighborhood

South Lakes

South Lakes is a large, master-planned community with great amenities like a community pool and club house. It is close to the Raleigh area, and residents love going into the city.

Image of Sunset Bluffs Neighborhood

Sunset Bluffs

Sunset Bluffs is a new upscale neighborhood. The area is located just outside the town, providing a peaceful and secluded atmosphere.

Image of Ballentine  Neighborhood


Ballentine is a family-friendly neighborhood that offers affordable homes and a strong sense of community. The area is known for its proximity to schools and shopping centers.

Local Home Resources in Fuquay-Varina, NC

Fire Departments
Fire Dept-Fuquay Varina301 S Fuquay Ave
Fuquay-Varina, NC 27526
(919) 552-0422
Holly Springs Town - Public Safety- Fire Station No 2129 N Main St
Fuquay-Varina, NC 27526
(919) 552-3996
Northwest Harnett Vol Fire6015 Christian Light Rd
Fuquay-Varina, NC 27526
(919) 552-8371