Save On Home Insurance in Graham, NC | TGS Insurance Agency

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Graham, NC

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Get an Instant Graham Home Insurance Quote!

With over 55 top-rated insurance carriers at our disposal, we pride ourselves on being an independent agency that can offer comprehensive Graham home insurance options to meet your every need. Our team of highly qualified homeowners insurance agents will do the heavy lifting for you, making your home insurance shopping process a breeze. Get started with an instant, free quote today, and let us help you customize your policy to find any discounts you qualify for. We shop, you save – it’s that simple!


What Does Graham Home Insurance Cover?

Most home insurance policies include some level of the following types of coverage. 

Coverage Acovers damages to your home
Coverage Bcovers damages to additional structures on your property such as detached garages, sheds, or fences
Coverage Ccovers damage to personal property such as furniture, electronics, and clothes
Coverage Dcovers additional living expenses if your home becomes uninhabitable due to a covered loss
Coverage Ecovers personal liability including coverage for claims arising from accidents on your property
Coverage Fcovers medical expenses for injuries occurring on your property for those outside of your household

When it comes to home insurance in Graham, there’s no shortage of options. A standard policy typically covers a variety of losses, including damage caused by weather, theft, and accidents. But not all policies are created equal. That’s why it’s important to work with a knowledgeable agent who can help you navigate the complexities of home insurance and tailor your coverage to fit your needs. Whether you need more protection for your personal belongings or additional liability coverage, we’ve got you covered.


How Much is Home Insurance in Graham, North Carolina?

Graham home insurance costs an average of $879 per year for TGS Insurance customers. This average is factored with policies with a 2% wind and hail coverage deductible and an average home value of $252,662. The cost of your home insurance premium will vary based on a few different things. This can be your credit, where you live, how much your house is worth, and the age of your home. Our instant home quote tool shops for you to find the best rates with just your address. After your instant quote, connect with one of our agents to further customize your coverage!


Average Home Insurance Quotes in Graham by Coverage Level

Dwelling coverage is a critical aspect of home insurance that protects your home’s physical structure from covered hazards. Typically, your home insurance policy provides coverage up to a specified dollar amount, known as the policy limit. Ensuring that your dwelling coverage limit is sufficient to rebuild your home in the event of a total loss is critical. Since the insurance company assumes more risk, dwelling coverage limits may significantly impact home insurance premiums, with higher limits resulting in higher premiums. Below is a breakdown of the average home insurance premium based on dwelling coverage limits.

Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$653.23
$200,000.00 - $299,999.00$892.21
$300,000.00 - $399,999.00$1,084.47
$400,000.00 - $499,999.00$1,276.34


Graham Home Insurance Cost By Home Age

The age of your home is also a factor considered when carriers determine your home insurance premium. The age matters because older homes might be more expensive to rebuild after a total covered loss, especially if they must bring them up to modern safety and building codes. If you have an older home and you are looking for ways to keep your premiums low, be sure to stay up to date on home maintenance and replace older systems in your home. 


Compare Graham Home Insurance Premiums By Carrier

The price is often the most influential factor when considering a home insurance policy. Because each carrier sets its rates, sometimes the same type of coverage can vary in price among different carriers. Two of our most popular carriers in Graham are SageSure and Safeport. Home insurance quotes from TGS Insurance for SageSure average $679 annually. Home insurance quotes for SafePort run more expensive at $701 per year. 

When picking the right home insurance carrier, many factors are involved. You want to make sure the carrier you choose is right for you! Here are some questions to ask yourself when picking a home insurance carrier. 

  • What is their price for the coverage I want?
  • What are the company’s history and reputation?
  • Have you heard anything about the company?
  • Do they offer the coverage I am looking for? 
  • Are there discounts available?
  • Is it easy and convenient to work with them?

At TGS Insurance Agency, we work with over 55+ ‘A-rated’ home insurance carriers to help you make the right decision for your home. Use these questions and call one of our agents to find the right fit for you.

Graham, NC Home Insurance Quotes By Carrier

Graham Zip Codes TGS Insurance Agency Covers

  • 27253

If your zip code is not listed, fret not! We have access to amazing rates for homeowners all across North Carolina. Simply enter your address above to get started with a free instant quote.

TGS Insurance is Graham's Premier Home Insurance Provider

Graham neighborhood

Graham, North Carolina, is in the Piedmont region of the state. With a population of around 17,000, Graham is a great place for families with kids of any age because of the variety of entertainment nearby. The aspect of this community in this area in North Carolina is what the residents love.

Graham neighborhood

When choosing an insurance agency for your Graham home insurance needs, you want a company you can trust. TGS Insurance Agency is an independent insurance agency committed to being that for you. We do not work for an insurance company; we work for you!

Key Home Statistics in Graham


Total Population in Graham, NC


Average Home Value in Graham, NC


Median Household Income in Graham, NC


Median Age in Graham, NC

Major Neighborhoods in Graham, NC

Image of Huntington Hills Neighborhood

Huntington Hills

Huntington Hills is a quaint neighborhood in Graham, North Carolina. This area has a great variety of homes that are suitable for families with younger and older children.

Image of Martindale Acres Neighborhood

Martindale Acres

Martindale Acres is a typical suburban, middle class neighborhood in Graham, North Carolina. The homes there are perfect for smaller families.

Image of Larkin Square Neighborhood

Larkin Square

Larkin Square is a great neighborhood in Graham, North Carolina. This area has access to great dining, local shops and entertainment that the whole family will enjoy.

Local Home Resources in Graham, NC

Fire Departments
54 East Fire Department4841 NC-54
Graham, NC 27253
(336) 376-6632
87 South Fire Department4606 NC-87
Graham, NC 27253
(336) 376-9399
Altamahaw-ossipee Fire Dept124 W Elm St
Graham, NC 27253

Swepsonville Fire Dept2736 Swepsonville-Saxapahaw Rd
Graham, NC 27253
(336) 578-1500
Police Departments
Alamance Co Sheriffs Office109 S Maple St
Graham, NC 27253
Alamance County Sheriff's Ofc109 S Maple St
Graham, NC 27253
Alamenc County Sherrif Ofc109 S Maple St
Graham, NC 27253
County Of Alamance Sheriff's Department109 S Maple St
Graham, NC 27253
Graham Police Dept216 S Maple St
Graham, NC 27253
Highway Patrol1045 Cedar Crest Dr
Graham, NC 27253
Highway Patrol1045 Cedar Crest Dr
Graham, NC 27253-3401