Save On Home Insurance in Greenville, NC | TGS Insurance Agency

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Greenville, NC

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Finding Affordable Greenville Home Insurance Made Simple

At TGS Insurance Agency, we leverage our relationships with several top-rated carriers to find you the best coverage and prices. Our online quoting tool makes getting a home insurance quote easier and faster than ever- all we need is your address! Our agents are ready to review your quote to assure you are getting the coverage you need and not overpaying for coverage you don’t.  

We shop, and you save time and money; it really is that easy.


Greenville Home Insurance Coverage: The Basics

If you’re like most homeowners in Greenville, your home is your most valuable asset, and you should protect it as such. It’s important to understand that when you create your home insurance policy, it should meet your individual needs. Insurance companies offer different levels of coverage, endorsements, and protections with varying conditions and limitations that enable policies to be customized. With that in mind, the most common types of coverage you will see on a homeowners insurance policy include: 

  • Dwelling coverage for the structure of your home.
  • Other structures coverage for structures not attached to your home, like detached garages, sheds, and fences.
  • Personal property coverage for replacing and repairing furniture, electronics, clothing, etc.
  • Loss of use coverage for additional living expenses if you need to stay somewhere else while your home is being repaired.
  • Personal liability coverage for legal bills if someone gets injured on your property or you cause damage and get sued.
  • Medical payment coverage helps cover medical expenses for nonhousehold members injured on your property.


What Does Home Insurance Cost in Greenville?

Homeowners insurance in Greenville costs $1,671 a year, or $139.25 a month, for TGS customers. The cost of your home insurance premium will vary based on a few different things. This can be from your credit, location, value of your home, and what year your home was built. It is normal for your home insurance to vary from this average and other numbers you see online. The great thing about it is that you can completely customize your coverage.TGS has helped over 15,000 customers save on their home insurance premiums. To lock in your savings, type your address above for an instant quote! 


Average Cost of Greenville Home Insurance by Dwelling Coverage Amount

Typical home insurance includes dwelling coverage which covers the costs of repairing or rebuilding your home if it sustains damage or is destroyed due to a covered event. The limit of your dwelling coverage should match the rebuilding cost of your home, and the higher the limit, the more substantial the impact on home insurance premiums since the insurance company bears more risk. For TGS customers with a $200,000 dwelling coverage limit, their premium averages at $1,564 per year. 

Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$1,115.88
$200,000.00 - $299,999.00$1,564.03
$300,000.00 - $399,999.00$1,905.78
$400,000.00 - $499,999.00$2,308.08
$500,000.00 - $599,999.00$2,838.03


Does My Location Affect Home Insurance Premiums in Greenville?

Determining home insurance rates is very similar to determining auto insurance rates. Providers look at factors in your area, like the potential dangers you face and the crime rates. Your premiums could be lower if you live in a relatively low crime rate area. If your area is known for having floods or severe weather, you may have to pay more for your premium. Of the two ZIP codes in Greenville, the one with the highest average premium is 27858. The average cost for that ZIP code is $1,801. Below is a comparison of the average cost of auto insurance within ZIP codes of Greenville


Best Greenville Home Insurance Carriers

Knowing who will give you a competitive premium in your area is a big part of choosing your home insurance. Among TGS customers, the most popular carrier in Greenville is Travelers. The average annual premium with Travelers is $1,589. Another popular carrier is SageSure, where TGS customers are paying an average of $1,208. Choosing a carrier is more than just the price; however, here at TGS Insurance Agency, we know that price is one of the more important factors. Here is some information on the most popular carriers in Greenville, North Carolina.

Greenville Zip Codes TGS Insurance Agency Insures

  • 27834
  • 27858

Don’t worry if you don’t see your zip code above! We can find incredible rates for homeowners throughout North Carolina.  Enter your address above for a free instant home insurance quote. 


TGS Insurance is Greenville's Premier Home Insurance Provider

Greenville neighborhood

Greenville, North Carolina, is a medical hub of Eastern North Carolina. It is home to Eastern Carolina University and hosts events year-round at the Greenville Convention Center. The city has a lively art and music culture, and the food is amazing in Uptown Greenville and Dickinson Avenue Districts.

Greenville neighborhood

As an independent insurance agency, our commitment is to our client's best interests. TGS Insurance Agency is committed to finding Greenville residents home insurance options to meet their every need at a competitive price coupled with exceptional customer service.

Key Home Statistics in Greenville


Total Population in Greenville, NC


Average Home Value in Greenville, NC


Median Household Income in Greenville, NC


Median Age in Greenville, NC

Major Neighborhoods in Greenville, NC

Image of Drexelbrook Neighborhood


Drexelbrook is home to families, singles, and college students. This neighborhood is reportedly a student-friendly area and above average in safety for the area.

Image of Lynndale Neighborhood


Lynndale is a beautiful suburban neighborhood in Greenville. It is an upper-middle-class area with access to shopping, dining, and different local amenities.

Image of Forest Hills Neighborhood

Forest Hills

A big thing about Forest Hills is its proximity to East Carolina University. There are a lot of college students in this neighborhood, making it walkable and safe.

Image of Eastwood Neighborhood


Eastwood is a neighborhood that is a mix of college students and families. It is a very walkable neighborhood that parents of students boast about.

Image of Frog Level Neighborhood

Frog Level

Frog Level is a neighborhood of mostly military personnel. Close to the hustle of downtown Greenville, Frog Level gives residents a nice mix of the small town and city feel.

Image of Renston Neighborhood


Renston is a more rural neighborhood in Greenville. It is less populated than other suburban areas. People love Rensiton because of its seclusion and privacy.

Local Home Resources in Greenville, NC

Fire Departments
Bell Arthur Fire Dept2634 Fire House Rd
Greenville, NC 27834
(252) 752-8100
Greenville Fire Dept200 Staton Rd
Greenville, NC 27834
(252) 329-4390
North Carolina State - Forest Service- Fire Tower3101 Bismarck St
Greenville, NC 27834
(252) 355-9079
Police Departments
Pitt County Sheriff100 W 3rd St
Greenville, NC 27858