Shopping For Cheap Lewisville Home Insurance Is Easier Than You Think
As an independent agency, we represent 55+ top-rated insurance carriers, which allows us to offer comprehensive insurance options to meet your every need. The best part? Our highly qualified homeowners insurance agents do the hard work for you, making your home insurance shopping process easy and stress-free. Your savings start with an instant, free quote. Our agents are ready to help you further customize your quote and find any discounts you might qualify for!
We shop. You Save. Yes, it really is that easy.
Lewisville Homeowners Insurance Coverage Explained
Your home is more than just a building – it’s where memories are made and cherished. That’s why having the right home insurance in Lewisville is so important. A standard policy typically covers losses caused by weather, theft, and accidents and includes essential coverages like protection for your home’s structure, personal belongings, liability, and additional living expenses. But every homeowner’s needs differ, so working with a trusted agent who can help you customize your coverage is important. From adding flood insurance to increasing your liability limits, we’re here to help you protect what matters most.
What is the Average Cost of Home Insurance in Lewisville?
In Lewisville, the average cost of home insurance for TGS Insurance customers is $1,039 per year. While the cost of your policy will depend on several factors, such as the value and age of your home, your location, and your credit score, our agents can help you find the coverage you need at a price you can afford. We’ll work with you to customize your coverage and ensure you’re not sacrificing anything important to save money.
Home Insurance in Lewisville Cost by Dwelling Coverage Limit
Dwelling coverage limits are one of the key factors that insurers consider when setting premiums. You’ll generally pay a higher premium if you choose a high dwelling coverage limit. However, it’s important to ensure adequate coverage to protect your home during a loss. If you have a mortgage on your home, your lender may require you to have a certain amount of dwelling coverage to protect your investment.
In Lewisville, North Carolina, a policy with $200,000-$299,999 in dwelling coverage costs an average of $934 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $400,000-$499,999 in dwelling coverage will pay an average of $1,299 in Lewisville, North Carolina.
|Dwelling Coverage Limits
|Average Annual Premium (incl. Windstorm & Hail Coverage)
|$100,000.00 - $199,999.00
|$200,000.00 - $299,999.00
|$300,000.00 - $399,999.00
|$400,000.00 - $499,999.00
How Square Footage Affects Your Lewisville Home Insurance
When you initially chat with your insurance agent about your quote, they will want to know the square footage of every part of your home. They do this because the more square footage you have, the more your house will inevitably cost to rebuild if you lose it due to a covered loss. Rebuild costs- known as replacement cost in the insurance world- are a big part of determining how much you will pay in insurance premiums. Below we have a breakdown of average annual premiums in Lewisville, Noth Carolina, based on the size of your home.
Best Lewisville Home Insurance Carriers
Knowing who will give you a competitive premium in your area is a big part of choosing your home insurance. Among TGS customers, the most popular carrier in Lewisville is SageSure. The average annual premium with SageSure is $781. Other popular carriers are Safeco and Homeowners of America. Choosing a carrier is more than just the price; however, here at TGS Insurance Agency, we know that price is one of the more important factors. Check out the table below to see the average price for Lewisville based on the insurance provider.
Lewisville Zip Codes We Insure
Don’t see your zip code? It’s okay! At TGS Insurance Agency, we have access to a wide range of insurance carriers and products to help homeowners throughout North Carolina save money on their home insurance. Get a free, instant quote today and protect yourself, your family, and your home from the unexpected.