Save On Home Insurance in Morrisville, NC | TGS Insurance Agency

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Morrisville, NC

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Getting a Morrisville Home Insurance Quote is as Easy as 1-2-3!

Getting the best homeowner’s insurance in Morrisville is easy when you use TGS Insurance’s proprietary online quoting tool for a free, no-obligation quote. Did we mention it only takes 15 seconds?

  1. Enter your address
  2. View your quote 
  3. Customize your coverage with the guidance of one of our expert independent agents.


What Does Morrisville Home Insurance Cover?

Most home insurance policies include some level of the following types of coverage. 

Coverage Acovers damages to your home
Coverage Bcovers damages to additional structures on your property such as detached garages, sheds, or fences
Coverage Ccovers damage to personal property such as furniture, electronics, and clothes
Coverage Dcovers additional living expenses if your home becomes uninhabitable due to a covered loss
Coverage Ecovers personal liability including coverage for claims arising from accidents on your property
Coverage Fcovers medical expenses for injuries occurring on your property for those outside of your household

When it comes to home insurance in Morrisville, there’s no shortage of options. A standard policy typically covers a variety of losses, including damage caused by weather, theft, and accidents. But not all policies are created equal. That’s why it’s important to work with a knowledgeable agent who can help you navigate the complexities of home insurance and tailor your coverage to fit your needs. Whether you need more protection for your personal belongings or additional liability coverage, we’ve got you covered.


What Does Home Insurance Cost in Morrisville?

Homeowners insurance in Morrisville costs $1,268 a year, or $105.67 a month, for TGS customers. The cost of your home insurance premium will vary based on a few different things. This can be from your credit, location, value of your home, and what year your home was built. It is normal for your home insurance to vary from this average and other numbers you see online. The great thing about it is that you can completely customize your coverage.TGS has helped over 15,000 customers save on their home insurance premiums. To lock in your savings, type your address above for an instant quote! 


Average Homeowners Insurance Cost by Coverage Level in Morrisville

The cost to replace your home is essential to determine the dwelling coverage you need on your home insurance policy; this limit directly impacts your home insurance premium. On top of affecting your average annual costs, having an accurate replacement cost can prevent you from being underinsured if a covered loss takes your entire house. These are the average annual home insurance costs in Morrisville, North Carolina, based on dwelling coverage limits associated with the policy. 

Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$784.46
$200,000.00 - $299,999.00$1,072.56
$300,000.00 - $399,999.00$1,222.00
$400,000.00 - $499,999.00$1,485.76
$500,000.00 - $599,999.00$1,884.78


How the Age of Your Morrisville Home Affects Your Insurance

The age of your home can affect your insurance in many ways. Older homes are more at risk of electrical, plumbing, and heating/cooling complications. These issues increase the risk of fire and water damage in homes. Also, older homes can be less structurally sound than newer homes. This could lead to more damage when natural disasters-like hurricanes- come through. All of these can result in higher insurance premiums. In contrast, newer homes may be immune to these issues, making them cheaper to insure. 


Does the Size of My Morrisville Home Affect My Insurance Rates?

The size of your home is a factor in your home insurance cost. Larger homes with more square footage often have more belonging inside, which is inherently more expensive to replace if they were to be destroyed by a covered peril. Also, your home’s size directly correlates to your home’s replacement cost, severely influencing the amount you will pay in homeowners insurance. 

In Morrisville, North Carolina, houses that are over 2,000 square feet will cost you an average of $1,407 per year. Houses that are under 2,000 square feet have an average annual premium of $1,043 per year.

How size of your Morrisville home affects your insurance premium

Who is the Most Popular Home Insurance Carrier in Morrisville, North Carolina?

We want you to find the perfect homeowners insurance in Morrisville, North Carolina. Knowing what the best insurance carriers in your area charge for home insurance is a great way to know if your policy is competitive. We pulled together some data from TGS customers in your area and found that SageSure is the most popular in Morrisville. People with SageSure pay an average of $971 annually. Another popular carrier in Morrisville is Travelers. Travelers’ rates differ slightly from SageSure, with an average cost of $1,160 a year. Check out our data below for Morrisville’s 4 most popular carriers and their average annual home insurance premiums. 

Average Morrisville Home Insurance Quote by Carrier


Zip Codes in Morrisville We Insure

  • 27560

Don’t see your zip code? Not a problem! We can help homeowners throughout North Carolina find the best home coverage for their needs. Get started with a free instant quote by providing your address above. 

TGS Insurance is Morrisville's Premier Home Insurance Provider

Morrisville neighborhood

Morrisville, North Carolina, is in the perfect location. Morrisville is a great place for commuters and learners because it is close to Raleigh Durham International Airport and the Research Triangle. Morrisville hosts the East Meets West Festival yearly, where locals and tourists enjoy international food, culture, and music.

Morrisville neighborhood

The TGS Insurance Agency team understands that your home is more than just a place to live. We are grateful that numerous Morrisville homeowners have entrusted us to help protect theirs with the right insurance coverage. Our independent agents are committed to finding each and every Morrisville homeowner the proper coverage at competitive prices while delivering a superior customer service experience!

Key Home Statistics in Morrisville


Total Population in Morrisville, NC


Average Home Value in Morrisville, NC


Median Household Income in Morrisville, NC


Median Age in Morrisville, NC

Major Neighborhoods in Morrisville, NC

Image of Weston Estates Neighborhood

Weston Estates

Weston Estates is an upscale neighborhood in Morrisville known for its well-maintained parks and playgrounds and proximity to schools and shopping centers.

Image of Breckenridge Neighborhood


Breckenridge is a large, master-planned community in Morrisville that features a range of amenities, including a pool, clubhouse, and playgrounds, and is known for its strong sense of community.

Image of Addison Park Neighborhood

Addison Park

This area is loved by residents becuase they can walkto local coffee shops, shopping, and there are beautiful lakes nearby, People also love the top-rated schools.

Local Home Resources in Morrisville, NC

Fire Departments
Morrisville Fire Department339 Page St
Morrisville, NC 27560
(919) 380-8923
Morrisville Fire Department200 Bending Oak Way
Morrisville, NC 27560
(919) 469-2156