Save On Home Insurance in Pinehurst, NC | TGS Insurance Agency

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Pinehurst, NC

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Homeowners Insurance  »  North Carolina  »  


Getting a Pinehurst Home Insurance Quote is as Easy as 1-2-3!

Getting the best homeowner’s insurance in Pinehurst is easy when you use TGS Insurance’s proprietary online quoting tool for a free, no-obligation quote. Did we mention it only takes 15 seconds?

  1. Enter your address
  2. View your quote 
  3. Customize your coverage with the guidance of one of our expert independent agents


Pinehurst Home Insurance Coverage

The beauty of home insurance is that it can be tailored to fit you and your situation. Typically, a standard home insurance policy covers the following:

  • Coverage for your home and other structures on your property, like detached garages
  • Coverage for your belongings inside your home, like clothes and furniture
  • Liability coverage for guests that may be injured on your property
  • It covers additional living expenses if you need temporary lodging while your home is being repaired


What Does Home Insurance Cost in Pinehurst?

Homeowners insurance in Pinehurst costs $1,569 a year, or $130.75 a month, for TGS customers. The cost of your home insurance premium will vary based on a few different things. This can be from your credit, location, value of your home, and what year your home was built. It is normal for your home insurance to vary from this average and other numbers you see online. The great thing about it is that you can completely customize your coverage. TGS has helped over 15,000 customers save on their home insurance premiums. To lock in your savings, type your address above for an instant quote! 


Average Cost of Pinehurst Home Insurance by Dwelling Coverage Amount

Typical home insurance includes dwelling coverage which covers the costs of repairing or rebuilding your home if it sustains damage or is destroyed due to a covered event. The limit of your dwelling coverage should match the rebuilding cost of your home, and the higher the limit, the more substantial the impact on home insurance premiums since the insurance company bears more risk. For TGS customers with a $200,000 dwelling coverage limit, their premium averages at $1,287 per year. 

Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$888.50
$200,000.00 - $299,999.00$1,287.30
$300,000.00 - $399,999.00$1,564.86
$400,000.00 - $499,999.00$1,876.46


Pinehurst Home Insurance Quotes and Your Home’s Age

Many factors go into calculating your home insurance premium, including your home’s age. Typically, older homes are more expensive to insure because their structure and other components tend to be outdated (Ex. using galvanized piping instead of PEX) and experienced years of all-around wear and tear. 

Age is not the only influencing factor for your home insurance premium. Carriers look at a variety of other things, including: 

  • Attractive nuisances 
  • Pet breeds
  • Claims history
  • Credit score
  • Crime rate 
  • Location
  • Marital status
  • Size
  • Replacement cost
  • And much more!


Best Pinehurst Home Insurance Carriers

Knowing who will give you a competitive premium in your area is a big part of choosing your home insurance. Among TGS customers, the most popular carrier in Pinehurst is Travelers. The average annual premium with Travelers is $1,467. Other popular carriers are SageSure and SafePort. Choosing a carrier is more than just the price; however, here at TGS Insurance Agency, we know that price is one of the more important factors. Check out the table below to see the average price for Pinehurst based on the insurance provider.

Best Pinehurst Home Insurance Carriers


Pinehurst Zip Codes TGS Insurance Agency Covers

  • 28374

If your zip code is not listed, fret not! We have access to amazing rates for homeowners all across North Carolina. Simply enter your address above to get started with a free instant quote.


TGS Insurance is Pinehurst's Premier Home Insurance Provider

Pinehurst neighborhood

Pinehurst, North Carolina, is most known for its beautiful and historic golf courses. The first golf course to be put in Pinehurst was in 1897-1898. Since then, amateur championships, major golf tournaments, and golf celebrities have played in Pinehurst. With tourism from these tournaments being so beneficial economically, there are many local shops and dining experiences.

Pinehurst neighborhood

The TGS Insurance Agency team understands that your home is more than just a place to live. We are grateful that numerous Pinehurst homeowners have entrusted us to help protect theirs with the right insurance coverage. Our independent agents are committed to finding each and every Pinehurst homeowner the proper coverage at competitive prices while delivering a superior customer service experience!

Key Home Statistics in Pinehurst


Total Population in Pinehurst, NC


Average Home Value in Pinehurst, NC


Median Household Income in Pinehurst, NC


Median Age in Pinehurst, NC

Major Neighborhoods in Pinehurst, NC

Image of Garren Hill Neighborhood

Garren Hill

Garren Hill is a suburb in Pinehurst, North Carolina. This area attracts retirees because of the high safety rating and peaceful streets.

Image of Jackson Hamlet Neighborhood

Jackson Hamlet

Jackson Hamlet is another coveted neighborhood in Pinehurst, North Carolina. It is a mix of seniors and families that enjoy the quiet and relaxed feel of the area.

Image of Pinehurst East Neighborhood

Pinehurst East

Pinehurst East is an area in Pinehurst, North Carolina that has more military families than most other neighborhoods in the country. Residents love the area because of its local amenities.

Local Home Resources in Pinehurst, NC

Police Departments
Pinehurst Police DeptPO Box 693
Pinehurst, NC 28374
Pinehurst Police Dept420 Magnolia Rd
Pinehurst, NC 28374