Save On Home Insurance in Pineville, NC | TGS Insurance Agency

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Getting a Pineville Home Insurance Quote Has Never Been Easier!

Finding the right Pineville homeowners insurance can be confusing and time-consuming. TGS Insurance Agency is here to change that. Our expert home insurance agents do the hard work for you, making your home insurance shopping experience easy and stress-free. Getting started is simple; enter your address for a free, no-obligation instant quote, and our helpful team will take it from there!    


Pineville Homeowners Insurance Coverage Explained

Your home is more than just a building – it’s where memories are made and cherished. That’s why having the right home insurance in Pineville is so important. A standard policy typically covers losses caused by weather, theft, and accidents and includes essential coverages like protection for your home’s structure, personal belongings, liability, and additional living expenses. But every homeowner’s needs differ, so working with a trusted agent who can help you customize your coverage is important. From adding flood insurance to increasing your liability limits, we’re here to help you protect what matters most.


What Does Home Insurance Cost in Pineville?

Homeowners insurance in Pineville costs $1,026 a year, or $85.50 a month, for TGS customers. The cost of your home insurance premium will vary based on a few different things. This can be from your credit, location, value of your home, and what year your home was built. It is normal for your home insurance to vary from this average and other numbers you see online. The great thing about it is that you can completely customize your coverage.TGS has helped over 15,000 customers save on their home insurance premiums. To lock in your savings, type your address above for an instant quote! 


Average Homeowners Insurance Cost by Coverage Level in Pineville

The cost to replace your home is essential to determine the dwelling coverage you need on your home insurance policy; this limit directly impacts your home insurance premium. On top of affecting your average annual costs, having an accurate replacement cost can prevent you from being underinsured if a covered loss takes your entire house. These are the average annual home insurance costs in Pineville, North Carolina, based on dwelling coverage limits associated with the policy. 

Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$713.38
$200,000.00 - $299,999.00$932.72
$300,000.00 - $399,999.00$1,115.23
$400,000.00 - $499,999.00$1,373.12


Pineville Home Insurance Quotes and Your Home’s Age

Many factors go into calculating your home insurance premium, including your home’s age. Typically, older homes are more expensive to insure because their structure and other components tend to be outdated (Ex. using galvanized piping instead of PEX) and experienced years of all-around wear and tear. 

Age is not the only influencing factor for your home insurance premium. Carriers look at a variety of other things, including: 

  • Attractive nuisances 
  • Pet breeds
  • Claims history
  • Credit score
  • Crime rate 
  • Location
  • Marital status
  • Size
  • Replacement cost
  • And much more!


How Different Insurance Carriers in Pineville Differ in Price

When searching for a new home insurance policy, you want to ensure it fits your needs and is within your budget. The carrier you decide to use is one of the biggest factors affecting your premium cost. Carrier rates differ because they have different ways of determining your risk to them. Say your house is a bit older- one carrier may see that as not a huge deal, but another will take that seriously and charge you more for your premium. In Pineville, the least expensive carrier is SageSure, and on average, Pineville residents pay $780 a year. Here is a breakdown of the five most popular carriers in Pineville and how their averages differ.

Pineville, NC Home Insurance Prices by Carrier


When picking which carrier is right for you, the cheapest may not always be the best. But there is no need for endless days of researching, quoting, and aggravation. At TGS, we shop around for you. You get all the prices and coverages given to you. Then you can decide which is your perfect match!


Pineville Zip Codes TGS Insurance Agency Covers

  • 28134

If your zip code is not listed, fret not! We have access to amazing rates for homeowners all across North Carolina. Simply enter your address above to get started with a free instant quote.


TGS Insurance is Pineville's Premier Home Insurance Provider

Pineville neighborhood

Pineville, North Carolina, is in the Piedmont region of the state. This area is well known for it being the birthplace of the 11th U.S. President, James Polk. With a population of around 10,000, Pineville is a great place for young couples and families. The strong sense of history and community of this area in North Carolina is what the residents love.

Pineville neighborhood

The TGS Insurance Agency team understands that your home is more than just a place to live. We are grateful that numerous Pineville homeowners have entrusted us to help protect theirs with the right insurance coverage. Our independent agents are committed to finding each and every Pineville homeowner the proper coverage at competitive prices while delivering a superior customer service experience!

Key Home Statistics in Pineville


Total Population in Pineville, NC


Average Home Value in Pineville, NC


Median Household Income in Pineville, NC


Median Age in Pineville, NC

Major Neighborhoods in Pineville, NC

Image of Woodside Falls Neighborhood

Woodside Falls

Woodside Falls is a beloved area in Pineville. This area is known for its beautiful landscaping and gardening. Residents are seen walking, biking, and enjoying the safety of this neighborhood.

Image of Cardinal Woods Neighborhood

Cardinal Woods

This luxury neighborhood is sought after in Pineville, North Carolina. Cardinal Woods has big, beautiful homes perfectly hidden in this town's hills.

Image of McCullough Neighborhood


McCullough is a great neighborhood in Pineville, North Carolina. This area has historical homes and access to great dining, local shops, and entertainment that the whole family will enjoy.

Local Home Resources in Pineville, NC

Police Departments
Charlotte Mecklenburg Police Department12701 Lancaster Hwy
Pineville, NC 28134-6333
Pineville Police Dept300 Main St
Pineville, NC 28134