Getting a Roanoke Rapids Home Insurance Quote Has Never Been Easier!
Finding the right Roanoke Rapids homeowners insurance can be confusing and time-consuming. TGS Insurance Agency is here to change that. Our expert home insurance agents do the hard work for you, making your home insurance shopping experience easy and stress-free. Getting started is simple; enter your address for a free, no-obligation instant quote. Our helpful team will take it from there!
What is Covered in Roanoke Rapids Home Insurance?
Don’t let unexpected losses threaten your home and personal belongings. With home insurance in Roanoke Rapids, you can have peace of mind knowing you’re covered against various risks. A standard policy typically covers your home’s structure, personal belongings, liability, and additional living expenses. But not all policies are created equal, so it’s important to work with an agent who can help you customize your coverage to fit your unique needs. Whether you need more protection for your high-value items or want to add coverage for specific risks like earthquakes or floods, we’ve got you covered.
How Much Does Roanoke Rapids Home Insurance Cost?
On average, a TGS customer in Roanoke Rapids would pay $1,368 per year for home insurance. Home insurance rates vary based on several factors. This includes your home’s age, value, and location, as well as your credit score and desired coverage levels. This average is based on policies with an average home value of $251,306 and includes windstorm and hail coverage with a 2% deductible. TGS Insurance Agency offers customizable options to all our customers so you can find the right policy and pay what you want. Get started with a free instant home insurance quote by providing your address above.
Average Homeowners Insurance Cost by Coverage Level in Roanoke Rapids
The cost to replace your home is essential to determine the dwelling coverage you need on your home insurance policy; this limit directly impacts your home insurance premium. On top of affecting your average annual costs, having an accurate replacement cost can prevent you from being underinsured if a covered loss takes your entire house. These are the average annual home insurance costs in Roanoke Rapids, North Carolina, based on dwelling coverage limits associated with the policy.
Dwelling Coverage Limits Average Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00 $953.99
$200,000.00 - $299,999.00 $1,394.54
$300,000.00 - $399,999.00 $1,772.15
$400,000.00 - $499,999.00 $2,135.98
$500,000.00-$599,999.00 $2,414.53
How Square Footage Affects Your Roanoke Rapids Home Insurance
When you chat with your insurance agent, they will want to know the square footage of your home. They do this because the more square footage you have, the more your house will inevitably cost to rebuild if you lose it due to a covered loss. Rebuild costs- known as replacement cost in the insurance world- are a big part of determining how much you will pay in insurance premiums. Below we have a breakdown of average annual premiums in Roanoke Rapids, Noth Carolina, based on the size of your home.
Who is the Most Popular Home Insurance Carrier in Roanoke Rapids, North Carolina?
We want you to find the perfect homeowners insurance in Roanoke Rapids, North Carolina. Knowing what the best insurance carriers in your area charge for home insurance is a great way to know if your policy is competitive. We pulled together some data from TGS customers in your area and found that SageSure is the most popular in Roanoke Rapids. People with SageSure pay an average of $1,042 annually. Another popular carrier in Roanoke Rapids is Travelers. Travelers’ rates differ slightly from SageSure, with an average cost of $1,142 annually. Check out our data below for the four most popular carriers in Roanoke Rapids and their average annual home insurance premiums.
Roanoke Rapids Zip Codes We Insure
- 27870
Zip code not listed? Don’t worry! We can help homeowners throughout North Carolina save money on their home insurance. Start with a free instant quote by providing your address above.
