Alvin Home Insurance Made Simple with Hassle-Free, Accurate Quotes!
Comparison Shop Home Insurance in Alvin from Multiple Carriers in Minutes!
Alvin, TX homeowners pay $1,937 per year on average for homeowners insurance. TGS Insurance customers in Alvin, TX pay $1,710 per year, which means an average annual savings of $227, with some savings substantially more! Easily compare your rate across 35+ A-rated (or better) carriers in 15 seconds or less, with just your address. Shopping for homeowners insurance has never been easier or more affordable.
When It Comes to Alvin Homeowners Insurance, Texas Property Owners Can Count on TGS Insurance for Tailored Coverage.
A standard homeowners insurance policy in Alvin, TX covers the following:
- Dwelling coverage
- Other structures (Ex: Detached garage)
- Personal property coverage
- Loss-of-use-coverage
- Personal liability coverage
- Medical payments coverage
The standard homeowners insurance policy will cover all of the most common perils that your home could face. But, there are several things not included in your standard policy or limits where you’d like to see more coverage. Here are just a few of the common policy add-ons you may want to consider:
- Flood insurance
- Water backup
- Animal liability
- Umbrella policies
- Valuable articles or a floater policy (Ex: jewelry insurance)
Alvin, TX isn’t too far away from the Texas coastline and homeowners know all-too-well the dangerous hurricanes, tropical storms, and even severe thunderstorms that can come in from the Gulf. These storms can bring in devastating hail and wind gusts that can destroy and damage your home. At TGS Insurance, we believe you should be prepared for everything, which is why we automatically write in a 2% wind/hail deductible into every policy we write for Alvin, TX homeowners!
Comparing the Average Cost of Homeowners Insurance in Alvin, TX By Dwelling Coverage Limit
| Coverage Level | Average Annual Premium (incl. wind coverage) |
|---|---|
| $75k Dwelling | $1,937 |
| $150k Dwelling | $2,881 |
| $200k Dwelling | $3,490 |
| $350k Dwelling | $5,199 |
*Information used from Help Insure from the Texas Department of Insurance. Data is based on an assumption of a homeowner with average credit, a home between 10-34 years of age, made of brick in Alvin, TX. Includes wind coverage.
Average Home Value in Alvin, TX
The average home value in Alvin, TX in 2020 is $191,013, which is $58,323 more than the 2010 average of $132,690. Alvin, TX home values saw a decade low of $122,124 in 2012, but have been steadily increasing since.
*This data is provided by Zillow.com. Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.
Bundle and Save Even More on Your Homeowners Insurance!
One of the best ways to save money on your homeowners insurance is to bundle your auto insurance with the same carrier. On average, policyholders can save up to 16% per year on their premiums by bundling!
Bundling your home and auto is super easy with TGS Insurance. We’ll do all the heavy lifting and shop your policies among our bank of 35+ A-rated carriers to find you a winning deal with great coverage. Shopping for insurance has never been easier!
Our Agents Are Ready to Help You With Your Alvin, TX Homeowners Insurance:
All homeowners in Alvin, TX want the same thing, an exceptional insurance policy at a great rate- and that’s at the core of what we do at TGS Insurance. We don’t believe great insurance coverage should break the bank, nor do we believe it should be a stressful process. We provide a seamless, easy shopping experience and will handle everything from start to finish.
