Save On Home Insurance in Angleton, TX | TGS Insurance Agency

Save on Home Insurance in
Angleton, TX

We ONLY need your address

Quote looks like this
An Example Quote

See What Our Clients Have to Say


trust star

Based on 2,615 reviews

Showing our 4 & 5 star reviews
Homeowners Insurance  »  Texas  »  


Angleton Home Insurance Just Got A Lot Cheaper!


Comparison Shop Home Insurance in Angleton, TX from Multiple Carriers in Minutes! 

Over 56% of homeowners don’t shop for their insurance policy when it’s time for renewal, which means they could be missing out on some huge savings! Most homeowners don’t shop and compare because it can be time-consuming and hassle trying to find the best insurance rates, but not with TGS Insurance! Our team of agents will shop your policy across 35+ carriers to find you a policy that is balanced with coverage, value, and most of all- a great rate! And we don’t stop there, we’ll do this year after year to ensure you’re always paying the lowest rate possible without sacrificing on coverage. It’s insurance made easy by TGS Insurance!


How Much Does Angleton Homeowners Insurance Cost?

The average cost for homeowners insurance in Angleton, TX is about $1,185 each year. With TGS Insurance, our Texas customers save an average of $870 each year on their home insurance premium.


Calculating Premiums for Home Insurance in Angleton, TX

The cost of your homeowners insurance premiums is determined by several facets but it all boils down to risk. How much risk is the insurance carrier willing to take on to insure you? Insurance carriers look at a number of factors when calculating your premiums, let’s review what they are and how they may affect your rate.

Big Factors

  • Cost to Rebuild Your Home After a Complete Loss- Getting an estimate on your home’s replacement cost will help calculate how much coverage you need to buy. If you don’t have enough coverage, then you will have to pay out of pocket to cover the rest of the damages.
  • Credit Score- If you’ve got a low credit score, you’re more likely to pay a higher premium than those with a high credit score. 
  • Claims History- Insurers will look at your claims history to see how many claims you’ve filed in the past. If you’ve filed a lot of claims, then the carrier may penalize you with a higher rate or opt to not insure you at all since you’re deemed a higher risk. 

Moderate Factors:

  • Where You Live- Things like crime rates or if your home is located near a coastline are all factors that determine your premium.
  • Building Materials- Houses that are made from materials like concrete or metal tend to have the lowest premiums, whereas houses that are made out of wood, vinyl, or aluminum tend to have the highest premiums.
  • Age of Your Home- Typically, if your house is older than 25 years, then you may pay a higher premium because it is more of a risk to insure due to the older plumbing, wiring, and heating. Some providers offer discounts for homes less than 10 years old. 
  • Your Deductible- If you raise your deductible it will lower your premiums rates drastically. For example, If you have a deductible of $1,000 and raise it to $2,000, you can lower your premium by 11%. Likewise, if you lower your deductible then your premium will increase! 

Smaller Factors

  • Protective Devices- Homeowners can get discounts for installing security devices to protect their homes from fires or burglaries. Devices like deadbolt locks, security alarms, or fire extinguishers can get you a  discount of up to 20%! Be sure to ask your agent what discounts could be available to you. 
  • Smoking- Homeowners who smoke increase the risk of a fire, so they tend to have higher premiums than homeowners who don’t smoke, but this can vary by carrier.


How Much is Flood Insurance in Angleton?

The average cost for flood insurance in Angleton, TX is about $692 each year. With TGS Insurance, our Angleton, TX customers pay about $481, which means they are saving $211 annually on flood insurance!

Similar to home insurance premiums, there are a few factors that determine the price of flood insurance:

  • The value of your home
  • Where your home is located
  • Flood risk
  • The price of your deductible 

Angleton, TX is located a few miles away from the Gulf of Mexico. This area also neighbors the Brazos River, which is known for causing a lot of floods in Angleton, TX. Even heavy rainfall has caused the Brazos river to rise and flood many homes in the area. Purchasing flood insurance for Angleton, TX homeowners is so important because it fills in the gaps your homeowners insurance policy doesn’t protect. On average, just one inch of water can cause $25,000 in damages!

Most Popular Additional Home Coverages in Angleton, TX:


Flood Insurance: Your standard homeowners insurance policy does not cover flood damage. A flood insurance policy protects your home and personal items from perils such as hurricanes, tropical storms, or even heavy rainfall. Since Angleton, TX is considered a high-risk area for flooding, purchasing flood insurance is crucial for Angleton, TX homeowners. 


Windstorm and Hail Coverage: Angleton, TX homeowners are no strangers to how disastrous and costly wind and hail storms can be. Typically, hail is covered on the standard homeowners insurance policy, but since Angleton, TX is so close to the coast, your homeowners insurance policy might not cover you for hail or even windstorm damage. Sometimes, windstorm insurance is purchased as a separate policy to ensure your home and personal items are protected. With TGS Insurance, we include a 2% hail/windstorm deductible into every policy we write!


Water Backup: Your homeowners insurance policy won’t cover water damage from sewage or drainage backups or gradual leaks, but it will protect you from a burst pipe. Water backup damage is one of the most common insurance claims made, so adding a water backup to your homeowners insurance will ensure your home is protected and you can avoid paying out of pocket for the damages. This add-on costs anywhere between $50-$250 per year with coverage starting at $5,000.


Our Local, Independent Insurance Agents Are Ready to Help You With Your Angleton Homeowners Insurance:


Our team makes buying insurance an easy and stress-free process. We handle everything from enrollment to payment setup, and customer service tasks like account updates or policy questions.


Home Insurance Carriers in Angleton, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Angleton's Premier Home Insurance Provider

Angleton neighborhood

Angleton was established in 1890 and is located in the center of Brazoria County. It exists at the junction of Hwy 288 and Hwy 35. Angleton blends small town attractions, home to about 20,000 residents, and has a smooth commute to the downtown area. TGS Insurance is one of Angleton’s largest home insurance agencies.

Angleton neighborhood

TGS Insurance works with top-rated carriers and only offers the best home insurance policy at a great rate to Angleton residents. As an independent agency with thousands of customers, 35+ carriers and exceptional customer service team- we win business from Angleton residents every day.

Key Home Statistics in Angleton


Total Population in Angleton, TX


Average Home Value in Angleton, TX


Median Household Income in Angleton, TX


Median Age in Angleton, TX

Trust TGS Insurance in Angleton

Data as of May 28, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Angleton, TX

Image of Bayou Homesites Neighborhood

Bayou Homesites

Bayou Homesites is nestled on a private county road and is surrounded by a variety of parks, trails, and the famous Buc-ee’s gas station.

Image of Brazos Bend Neighborhood

Brazos Bend

Brazos Bend is a secluded neighborhood off River Road. It is surrounded by many bodies of water like the Brazos River, Oyster Creek, and Harris Reservoir.

Image of Colony Square Neighborhood

Colony Square

Colony Square is a cul-de-sac tucked away on Buchta Road. Near this neighborhood is Brushy Bayou Park, restaurants, and UTMB Health Urgent Care.

Image of Greenridge North Neighborhood

Greenridge North

Greenridge North subdivision is off Hwy 288. It is surrounded by grocery stores, restaurants, Angleton Rec Center, and a variety of fellowship churches.

Image of Cannan Heights Neighborhood

Cannan Heights

Cannan Heights is in a convenient location where it is surrounded by iconic restaurants, grocery stores, bakeries, schools and Angleton’s Rec Center.

Image of Harvest Glen Neighborhood

Harvest Glen

Harvest Glen is located off County Rd 48. It is encompassed by local shops and restaurants, Freedom Park, Rancho Isabella Park, and Angleton’s local schools.

Local Home Resources in Angleton, TX

Fire Departments
Angleton Fire Dept221 N Chenango St
Angleton, TX 77515
(979) 849-1265
Angleton Fire Dept2743 N Velasco St
Angleton, TX 77515
(979) 549-0599
Police Departments
Angleton Police Departm...104 Cannan Dr
Angleton, TX 77515-3149
Brazoria County Sheriff3602 County Road 45
Angleton, TX 77515