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How Much Does Balch Springs, TX Homeowners Insurance Cost?

 

Homeowners insurance in Balch Springs, TX costs an average $1,937 annually. At TGS Insurance, our customers in Balch Springs, TX are paying $1,397 per year, which means we’re saving our customers $540 per year on their homeowners insurance premiums! 

 

Calculating Premiums for Home Insurance in Balch Springs, TX 

 
Insurers use a specific set of calculations to determine how much your home insurance premium will be. Usually, this is based on how much risk the carrier would take on to insure your home. So the higher the risk, the higher you can expect your premium to be. 

 

Carriers usually look at a few things to assess your home’s risk. Your carrier will first look at property-specific factors such as the size and age of your home, as well as any add-ons such as a swimming pool. Regional factors play a huge role as well, so things such as average home value in your neighborhood, crime rates, and common weather perils (ex: tornadoes) in your area. 

 

If you’re located in a high-risk flood zone or on a flood plain, that’s deemed a higher risk to insure, therefore, a higher premium. Likewise, you live in an area where crime is higher than in other areas, your premium will be higher than a home maybe 10 minutes away. 

 

However homeowners are not left with no help to lower their premiums, insurance carriers offer all sorts of discounts to help their policyholders save. Common discounts come from installing a security system, motion-sensor lights, and home surveillance cameras! And if you have a high credit score, that can help your rates as well. 

 

Most Popular Additional Home Coverages in Balch Springs, TX:

 

Windstorm and Hail Coverage: Balch Springs, TX isn’t too far from Red River Valley, where the most tornadoes in Texas occur. These storms can produce severe wind and hail that can destroy and damage your home. To give our customers in Balch Springs, TX peace-of-mind in any weather-related event, we automatically write in a 2% wind/hail deductible into every homeowner insurance policy we write!

 

Water Backup: Water damage due to a clogged sewer line, backed-up drain, or failed sump pump is both a gross and costly repair to fix- and usually isn’t covered by your standard HO3 homeowners insurance policy. This policy add-on provides you with the financial protection to help replace and repair anything lost starting at $5,000 going up to $25,000. It can cost anywhere between $50-$250 per year depending on how much coverage you want.

 

Umbrella policies: The average liability on a standard homeowners insurance policy is around $250,000 and if you’re looking for additional financial protection outside of that, you’ll need an umbrella policy. Umbrella policies cover claims that exceed your standard home, auto, or watercraft policy coverage. If you’ve got a lot to lose, an umbrella policy is a great way to keep you and the things you’ve worked hard for, protected.

 

The Benefits of Using TGS Insurance Agency:

 

  • TGS Insurance makes it easy to compare and save on your homeowners insurance policy. Our team will shop your policy across 35+ A-rated carriers to find you a policy that best fits your needs and budget! 

 

  • We don’t stop at just finding you a great homeowners insurance policy, we’ll handle everything from start to finish. From getting your policy in place to canceling any existing policies and even working with your mortgage company, we handle it all for an easy, seamless experience. 

 

  • Once you’re a customer with TGS Insurance, we’ll assign you a dedicated account rep who will service your account in any way you need. If that’s a question about your policy, getting help filing a claim, we’re here to help. We’ll also monitor your premium year after year, and if at any time it increases, we’ll shop your rate so you’re always getting the same great coverage while never overpaying for insurance. 

 

Zip Codes in Balch Springs, TX That We Insure:

 

  • 75180
  • 75181

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

Home Insurance Carriers in Balch Springs, TX

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Progressive Logo
Safeco Logo
Travelers Logo
AIG Logo
Metlife Logo
Allied Trust Logo
Maison Logo
Lighthouse Logo
Anchor Logo
 State Auto Logo
ASI Logo
The Hartford Logo
Foremost Logo
Empower Logo
TWIA Logo
National Lloyds's Logo
Liberty Specialty Logo

TGS Insurance is Balch Springs' Premier Home Insurance Provider

Balch Springs neighborhood

Balch Springs is about 15 minutes southeast of downtown Dallas. The city was founded in 1870 and is a part of Dallas County. The community creates an energetic atmosphere and that makes it a desirable place to live, work, play, and grow. TGS Insurance Agency is one of the leading home insurance providers for Balch Springs.

Balch Springs neighborhood

TGS Insurance works with top-rated carriers and only offers the best home insurance policy at a great rate to Balch Spring residents. As an independent agency with thousands of customers, 35+ carriers, and exceptional customer service- we win business from Balch Springs locals every day.

Key Home Statistics in Balch Springs

25,357

Total Population in Balch Springs, TX

$160,277

Average Home Value in Balch Springs, TX

$45,308

Median Household Income in Balch Springs, TX

26

Median Age in Balch Springs, TX

Trust TGS Insurance in Balch Springs

Data as of January 24, 2021

14,000

Total
Customers

$3.10B

Total Assets Covered Projected

9,699

Total Homes Insured

5,360

Total Vehicles Insured

Major Neighborhoods in Balch Springs, TX

Image of Pioneer Bluffs Neighborhood

Pioneer Bluffs

Pioneer Bluffs is tucked away off of Lyndon B. Johnson Freeway. Near the area is the Balch Springs Recreation Department, as well as a variety of parks and churches.

Image of Oaks Neighborhood

Oaks

Oaks is adjacent to I-20 and Lyndon B. Johnson Freeway. Near the neighborhood is Oak Ridge Park, Willow Lake Pond, and Baseball Nation South Ballpark.

Image of Spring Oaks Neighborhood

Spring Oaks

Spring Oaks is located along Pioneer Road. Near the community is Woodland Park, Kleberg-Rylie Recreation Center, as well as various churches.

Image of Kissells Elam Park Neighborhood

Kissells Elam Park

Kissells Elam Park is on the corner of Elam and South Peachtree Road. Near the area is Walter E. Luedeke Park and The Cove Aquatic Center at Crawford.

Image of Buford Jett Neighborhood

Buford Jett

Buford Jett is near major highways making it more accessible. Near the area is Crawford Memorial Park which features trails, sports fields, and picnic areas.

Image of Fossil Ridge  Neighborhood

Fossil Ridge

Fossil Ridge is nestled off of Lyndon B. Johnson Freeway. The neighborhood is near Valley Creek Park, retail stores, restaurants, and churches.

Local Home Resources in Balch Springs, TX

Police Departments
Balch Springs Police Chief12500 Elam Rd
Balch Springs, TX 75180
9725576011