Save on Home Insurance in Baytown, TX

Instant Home Insurance Quote

All We Need is Your Address

Comparison Shop Home Insurance in Baytown, TX from Multiple A-Rated Carriers in Minutes!

As an independent insurance agency, we don’t work for just one insurance company, we work for you! When you input your address, we’ll shop our bank of top carriers to find you the best policy at an exceptional rate. 

How Much is Home Insurance in Baytown, TX?  

The average cost of homeowners insurance in Baytown is about $2,537/year. The average TGS Insurance policy for Baytown is $1,849 which means our customers are saving an average of $688 per year. In just a few minutes, you could be saving too!

How Much is Flood Insurance in Baytown, TX?

The average cost of flood insurance in Texas is $634 per year through the National Flood Insurance Program (NFIP). On average, TGS Insurance customers in Baytown pay $496 per year- that’s a total average savings of $138 per year! The average flood insurance policy takes 30 days to go into effect and some policies won’t be written due to storms, so don’t put it off and get your flood insurance policy in Baytown, Texas. 

What does Baytown Home Insurance Cover?

Baytown homeowners insurance offers you financial protection and peace-of-mind knowing that your home and personal belongings will always be covered in the event a devastating or weather-related event occurs. The standard Baytown homeowners insurance policy protects your home and any detached structures as well as any personal belongings such as furniture, electronics, jewelry, and other valuables. Homeowners insurance policies also include liability coverage in the event someone is injured while visiting your property and financial assistance should your home become uninhabitable.

Additional Coverages for Your Baytown Home Insurance Policy

Baytown homeowners commonly face weather-related challenges that need to be addressed in your home insurance coverage. Most policies will protect you from common perils such as explosions, fire, hailstorms, theft, vandalism, and windstorms unless it’s specifically excluded. Unfortunately, flood damage is not covered by your standard homeowners insurance policy and you’ll need to purchase a separate flood policy to ensure you’re fully protected against anything. 

Insurance Coverage for Hail Damage in Baytown

Baytown, TX has had over 17 severe weather warnings within the past 12 months with 6 of those storms producing hail. Hail storms can lead to extensive damages and leave you with costly repairs on your home and roof. And unfortunately, hail damage is sometimes excluded as a covered peril in your homeowners insurance policy. 

THE TGS DIFFERENCE: We want you to feel confident knowing you’re protected for anything, which is why we automatically write-in hail protection as part of your standard Baytown home insurance policy, with a 2% hail/windstorm deductible that can be customized for your preference. 

Insurance Coverage for Windstorm Damage in Baytown

Windstorms are very common in the Texas area and Baytown has experienced severe ones in the past, which is why all Baytown homeowners should consider adding windstorm insurance as part of their homeowners policy. Windstorm coverage will provide you with financial protection if your home takes on damage due to a tornado, hurricane, tropical storm, or other peril named in your policy. 

THE TGS DIFFERENCE: We believe you should have coverage for any event, and that includes windstorms. We automatically include windstorm coverage to all of our Baytown homeowners insurance policies with a 2% windstorm/hail deductible. We can simply add or remove windstorm coverage based on your preference. Getting windstorm coverage has never been easier! 

Insurance Coverage for Flood Damage in Baytown

Hurricane Harvey was a catastrophic event that proved that every homeowner in Baytown is vulnerable to flood damage no matter where you live. In Baytown, flood insurance can cost anywhere between $400-2,000 a year depending on where you live. The average TGS Insurance flood insurance policy in Baytown can cost around $496 per year. Homeowners in Baytown, TX can easily bundle their homeowners insurance with their flood insurance policy for the most protection at the best rate!

Home Insurance Carriers in Baytown, TX

Allstate Logo
Progressive Logo
Safeco Logo
Travelers Logo
AIG Logo
Metlife Logo
Allied Trust Logo
Maison Logo
Lighthouse Logo
Anchor Logo
 State Auto Logo
ASI Logo
The Hartford Logo
Foremost Logo
Empower Logo
TWIA Logo
National Lloyds's Logo
Liberty Specialty Logo

TGS Insurance is Baytown's Premier Home Insurance Provider

Baytown neighborhood

Baytown was established in 1948 and has quickly become the third-largest city in Harris County. With having a population of almost 77,000, Baytown is surrounded in a vibrant environment, along with having a powerful historical and economic culture. TGS Insurance is one the top home insurance providers for Baytown residents.

Baytown neighborhood

At TGS Insurance, it’s our goal to provide Baytown homeowners with the best home insurance policy at a great rate from one of our 35 A-rated or better carriers. We win business from Baytown residents every day because we’re a five-star rated agency with thousands of customers and provide an exceptional customer service experience!

Key Home Statistics in Baytown

76,804

Total Population in Baytown, TX

$162,407

Average Home Value in Baytown, TX

$51,874

Median Household Income in Baytown, TX

33

Median Age in Baytown, TX

Trust TGS Insurance in Baytown

Data as of September 30, 2020

14,000

Total
Customers

$3.10B

Total Assets Covered Projected

7,084

Total Homes Insured

2,362

Total Vehicles Insured

Major Neighborhoods in Baytown, TX

Image of Goose Creek Reserve Neighborhood

Goose Creek Reserve

Goose Creek Reserve is in the heart of Baytown. Near the area is Brunson Theater, San Jacinto Museum and a wide range of local restaurants as well as familiar fast-food chains.

Image of Ridgewood Neighborhood

Ridgewood

Ridgewood is along the side of Garth Rd. It is nestled around three enchanting parks, a local market and grocery stores, urgent care, and delicious restaurants.

Image of Sunrise Courts Neighborhood

Sunrise Courts

Sunrise Courts is on the corner of North Main and West Baker. It neighbors Sterling High School, Allenbrook Park, and is right down the road from Houston Methodist Hospital.

Image of Wheatley Acres Neighborhood

Wheatley Acres

Wheatley Acres is an established neighborhood located on Lee Drive. It is nearby Lee College, Carver Jones Park, and is not too far from Baytown Historical Museum and Brunson Theater.

Image of Evergreen Fairways Neighborhood

Evergreen Fairways

Evergreen Fairways is a secluded neighborhood that is near Tabbs Bay. It connects with Evergreen Disc Golf Course and is not too far from Richardson Marine.

Image of Ybarra Estates Neighborhood

Ybarra Estates

Ybarra Estates is right off Hwy 146 and is near the coast of Trinity Bay. There is an abundance of parks, restaurants, and stores surrounding the neighborhood.

Local Home Resources in Baytown, TX

Fire Departments
Baytown City - Fire & Rescue Services220 W De Fee St
Baytown, TX 77520
(281) 420-5367
Baytown Fire & Rescue Service201 E Wye Dr
Baytown, TX 77521
(281) 422-2311
Police Departments
Baytown Police Dept3200 N Main St
Baytown, TX 77521
2814206608
Baytown Police Jail3100 N Main St
Baytown, TX 77523
2814251104
Police Dept3200 N Main St
Baytown, TX 77523
2814206637
Police Dept-Patrol Div3200 N Main St
Baytown, TX 77523
2814206653