Bedford Homeowners Insurance Made Effortless with Quick, Accurate Quotes!
When it Comes to Bedford Home Insurance, Texas Property Owners Can Rely on TGS Insurance Agency for Personalized Coverage.
A basic homeowners insurance policy will cover the following:
- The structure of your home
- Replacement costs for stolen or damaged property
- Personal possessions (set limit)
- Living expenses in case of a disaster such as a fire, flood, or severe windstorm
- Liability in the event of an injury occurring on your property
You can purchase supplemental policies to add to your home insurance suite such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Flood policies
- Windstorm/hail coverage
- Umbrella policies (additional liability)
- Animal Liability (liability issues due to household pets)
Bedford Home Ownership Costs
In Bedford, TX, the average home insurance premium costs around $1,940 each year. This is just under the national average of $2,305 per year. Texas homeowners pay the 5th highest average insurance premiums in the country.
If you are a first-time homeowner or even if you just want to re-evaluate your home insurance premiums, TGS Insurance is here to serve Bedford, TX. Our average customer saves around $870 per year!
Most Popular Additional Home Coverages in Bedford, TX:
Flood Insurance: 1 in 4 flood claims come from outside of a flood zone. No matter where you live, flood events can be detrimental to your home and lifestyle. The right flood insurance policy can help you stay protected and rebuild should you suffer from an increasingly common disaster.
Windstorm and Hail Coverage: Texans know that severe storms, tornadoes, and even tropical events such as hurricanes can leave devastating destruction in their path. That’s why we automatically include a 2% deductible for any windstorm/hail damage in every homeowners insurance policy we write.
Water Backup: Sewer or drainage backup can bring tremendous damage to your home and is not covered by most homeowners insurances without additional coverage nor is it covered by flood insurance. TGS Insurance can provide add-on protection that can help you restore damages starting with $5,000 worth of protection due to these perils.
Most Common Bedford, TX Home Insurance Questions from Our Clients
Can homeowners insurance be canceled at any time?
Depending on your policy, you may have to pay a penalty but your homeowners insurance can be canceled at any time. The risk of doing so, however, far outweighs the benefits. TGS Insurance helps you avoid lapses in coverage and switch between carriers should your rates increase.
Does homeowners insurance cover lost jewelry?
While a certain limit may be set within your homeowners insurance to cover lost jewelry, purchasing Jewelry Insurance can help protect more valuable pieces should they become lost or stolen.
What is a homeowners insurance quote?
Your homeowners insurance quote is the estimated monthly cost of how much you will pay to insure your home. Quotes are built by analyzing a variety of factors that insurance companies will gauge to assess the risk of insuring your home.
Our Featured Agents Are Ready to Help You With Your Bedford, TX Homeowners Insurance:
Our team of agents serves the Bedford, TX community by connecting homeowners with the right insurance carriers and policies for their needs. TGS Insurance prides itself on our amazing team providing a stress-free approach and unparalleled customer service for our clients.
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