Straightforward Bellaire Home Insurance with Hassle-Free, Accurate Quotes in Seconds!
Comparison Shop Home Insurance in Bellaire, TX from Multiple Carriers in Minutes!
Did you know that about 56% of homeowners don’t shop and compare their homeowners insurance policy each year? If you don’t you’re doing yourself a huge disservice and could be missing out on major savings! At TGS Insurance, we do all the heavy lifting for you. We’ll shop your homeowners insurance policy across 35+ carriers to find you the best policy with the most coverage, at a great price. What’s even better? We’ll continue to shop your rate year after year so you’ll never overpay for home insurance again.
How Much is Home Insurance in Bellaire, TX?
Bellaire, TX homeowners pay about $1,489 each year for homeowners insurance. Our Texas customers save about $870 each year by switching to TGS Insurance!
Comparing the Average Cost of Homeowners Insurance in Bellaire By Dwelling Coverage Limit
| Coverage Level | Average Annual Premium (incl. Wind Coverage) |
|---|---|
| $75k Dwelling | $1,716 |
| $150k Dwelling | $2,410 |
| $200k Dwelling | $2,880 |
| $350k Dwelling | $4,226 |
*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Bellaire, TX. Includes Wind Coverage.
How Much is Flood Insurance in Bellaire, TX?
Flood insurance in Bellaire, TX averages about $882 each year. At TGS Insurance, our Bellaire, TX customers pay about $610 per year for flood insurance, which means we are saving our customers $272 annually!
Bellaire, TX is more likely to experience floods from tropical storms and hurricanes due to its proximity to the Gulf of Mexico. Also, this area neighbors Brays Bayou WaterShed, which poses a major flood threat to Bellaire, TX. The combination of the climate and urban growth of the area contributes to frequent flooding and Bellaire, TX homeowners should strongly consider purchasing flood insurance. Contrary to popular belief, the standard homeowners insurance policy does not cover flood damage
Additional Home Coverages Popular in Your Area:
Windstorm Insurance: Windstorm coverage is there to protect your home and personal items from gusty storms like hurricanes, tornadoes, and tropical storms. Having windstorm coverage is something every Bellaire, TX homeowner should consider because of how close this area is to the Texas coastline.
The TGS Difference: We include windstorm coverage to every single Bellaire, TX homeowners insurance policy we write with a 2% windstorm and hail deductible.
Windstorm Insurance: Since Bellaire, TX is located near the Texas coast, the standard homeowners insurance policy might not cover your home and personal items from hail damage. Bellaire, TX has experienced six hail reports in 2019, so making sure you have hail coverage is important for this area.
The TGS Difference: We automatically include a 2% hail/windstorm deductible into every Bellaire, TX homeowners insurance policy we write.
Bundle Your Home and Auto Policies for Added Savings!
By bundling your home and auto insurance policies together, Bellaire, TX homeowners can save 15-20% on their premiums every year!
At TGS Insurance we make bundling your home and auto policies simple and easy! We work with several highly-rated insurance companies that provide you with the best bundling options for your Bellaire, TX insurance needs.
Zip Codes in Bellaire, TX That We Insure:
- 77401
- 77402
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!
