Save On Home Insurance in Bellaire, TX | TGS Insurance Agency

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Bellaire, TX

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Straightforward Bellaire Home Insurance with Hassle-Free, Accurate Quotes in Seconds!


Comparison Shop Home Insurance in Bellaire, TX from Multiple Carriers in Minutes!


Did you know that about 56% of homeowners don’t shop and compare their homeowners insurance policy each year? If you don’t you’re doing yourself a huge disservice and could be missing out on major savings! At TGS Insurance, we do all the heavy lifting for you. We’ll shop your homeowners insurance policy across 35+ carriers to find you the best policy with the most coverage, at a great price. What’s even better? We’ll continue to shop your rate year after year so you’ll never overpay for home insurance again. 


How Much is Home Insurance in Bellaire, TX?


Bellaire, TX homeowners pay about $1,489 each year for homeowners insurance. Our Texas customers save about $870 each year by switching to TGS Insurance!


Comparing the Average Cost of Homeowners Insurance in Bellaire By Dwelling Coverage Limit

Coverage LevelAverage Annual Premium (incl. Wind Coverage)
$75k Dwelling$1,716
$150k Dwelling$2,410
$200k Dwelling$2,880
$350k Dwelling$4,226

*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Bellaire, TX. Includes Wind Coverage.

How Much is Flood Insurance in Bellaire, TX?

Flood insurance in Bellaire, TX averages about $882 each year. At TGS Insurance, our Bellaire, TX customers pay about $610 per year for flood insurance, which means we are saving our customers $272 annually!

Bellaire, TX is more likely to experience floods from tropical storms and hurricanes due to its proximity to the Gulf of Mexico. Also, this area neighbors Brays Bayou WaterShed, which poses a major flood threat to Bellaire, TX. The combination of the climate and urban growth of the area contributes to frequent flooding and Bellaire, TX homeowners should strongly consider purchasing flood insurance. Contrary to popular belief, the standard homeowners insurance policy does not cover flood damage

Additional Home Coverages Popular in Your Area:


Windstorm Insurance: Windstorm coverage is there to protect your home and personal items from gusty storms like hurricanes, tornadoes, and tropical storms. Having windstorm coverage is something every Bellaire, TX homeowner should consider because of how close this area is to the Texas coastline.


The TGS Difference: We include windstorm coverage to every single Bellaire, TX homeowners insurance policy we write with a 2% windstorm and hail deductible.


Windstorm Insurance: Since Bellaire, TX is located near the Texas coast, the standard homeowners insurance policy might not cover your home and personal items from hail damage. Bellaire, TX has experienced six hail reports in 2019, so making sure you have hail coverage is important for this area.


The TGS Difference: We automatically include a 2% hail/windstorm deductible into every Bellaire, TX homeowners insurance policy we write.


Bundle Your Home and Auto Policies for Added Savings!


By bundling your home and auto insurance policies together, Bellaire, TX homeowners can save 15-20% on their premiums every year! 


At TGS Insurance we make bundling your home and auto policies simple and easy! We work with several highly-rated insurance companies that provide you with the best bundling options for your Bellaire, TX insurance needs. 


Zip Codes in Bellaire, TX That We Insure:


  • 77401
  • 77402

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!


Home Insurance Carriers in Bellaire, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Bellaire's Premier Home Insurance Provider

Bellaire neighborhood

Bellaire was founded in 1908 and is located southwest of Houston in Harris County. It has a population of almost 19,000 residents who have the luxury of living in a suburban area while still being close to the downtown attractions. TGS Insurance is proud to be one of the top insurance agencies serving the Bellaire area.

Bellaire neighborhood

TGS Insurance works with top-rated carriers and only offers the best home insurance policy at a great rate to Bellaire residents. As an independent agency with thousands of customers, 35+ carriers and exceptional customer service- we win business from Bellaire residents every day.

Key Home Statistics in Bellaire


Total Population in Bellaire, TX


Average Home Value in Bellaire, TX


Median Household Income in Bellaire, TX


Median Age in Bellaire, TX

Trust TGS Insurance in Bellaire

Data as of June 13, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Bellaire, TX

Image of Cedar Oaks Neighborhood

Cedar Oaks

Cedar Oaks is located off 610 and is a combination of older and newer homes. Around the area is an abundance of parks, schools, and NRG Stadium.

Image of Pin Oak Estates Neighborhood

Pin Oak Estates

Pin Oak Estates is located near a variety of churches, restaurants, bars, parks, West University Rec Center, Colonial Park Pool, and Whole Foods.

Image of Maplewood Neighborhood


Maplewood is located near Beechnut St and Brays Bayou. In the area is various grocery stores, schools, retail shops, Robindell Neighborhood Pool, and Gail Reeve Park.

Image of Oakdale Neighborhood


Oakdale is right off 610 and is in between Pin Oak Middle School and Episcopal High School. Around the area is an assortment of parks, retail stores and grocery stores.

Image of Mulberry Manor Neighborhood

Mulberry Manor

Mulberry Manor is located off Bissonnet St. Near the neighborhood is Judson Park, a Charging station for electric cars, retail shops, restaurants, and USPS.

Image of Warwick Village Neighborhood

Warwick Village

Warwick Village is on the corner of 610 and Beechnut St. It neighbors Bellaire High School and is near Nature Discovery Center, the YMCA, and is not too far from the Houston Zoo.

Local Home Resources in Bellaire, TX

Fire Departments
Bellaire Fire Dept7008 S Rice Ave
Bellaire, TX 77401-4411
Bellaire Fire Dept5101 Jessamine St
Bellaire, TX 77401
(713) 662-8203
Police Departments
Bellaire City Police5110 Jessamine St
Bellaire, TX 77402
Bellaire City Police5110 Jessamine St
Bellaire, TX 77401-4425
Bellaire Police Department5110 Jessamine St
Bellaire, TX 77401-4425
Bellaire Police Dept7008 S RICE AVE
BELLAIRE, TX 77401-4411