TGS Insurance is Your Trusted Home Insurance Partner in Belton, TX
How Much is Home Insurance in Belton, TX?
Home insurance in Belton, TX costs an average of $1,150 for TGS Insurance Agency customers. While the cost of your home insurance policy can vary based on several factors, including home value and the amount of coverage you need, our premium average is $787 less than the city average of $1,937 per year. To see how much you can be saving, provide your address above for a free, instant quote.
Comparing the Average Cost of Homeowners Insurance in Belton, TX By Dwelling Coverage Limit
Below is a comparison of the average home insurance quote provided by TGS Insurance Agency within two of the most common home value ranges for Belton, Texas. Home value is just one of many factors that influences your home insurance premium.
| Home Value | Average Annual Premium (incl. Wind Coverage) |
|---|---|
| $325,000-$375,000 | $1,145 |
| $375,001-$425,000 | $1,173 |
Building Comprehensive Belton, TX Home Insurance Coverage Tailored To Your Needs
The amount you pay for your homeowners insurance in Belton, TX depends on several factors including your home’s characteristics (age of home, building materials, etc.) and carrier risks (you live in a hurricane-prone area), but a primary factor is what and how much coverage you choose. Every home and situation is different, so your insurance agent can help work with you to determine what’s best for you and your family.
Property or Dwelling Coverage
Property or Dwelling Coverage will pay to repair or rebuild your home if it’s damaged or destroyed by a covered peril to its current value.
Personal Liability Coverage
Personal Liability Coverage will protect you if someone is injured on your property or their property is damaged and you are to blame. When choosing liability coverage limits, take into consideration how much money you make and your assets, such as your home, cars, or any savings you may have. Your personal liability coverage should be high enough to protect all of your assets should you be sued.
Assistance With Medical Coverage for Others
Medical Coverage covers all medical expenses for guests that are injured on your property and you’re found to be at fault. It’s important to keep in mind that this does not cover members of your household.
Assistance With Additional Living Expenses
If your home becomes inhabitable because of a covered loss, such as a fire, your homeowners insurance policy will pay for additional living expenses such as a hotel room, while the damage is assessed and your home is rebuilt or repaired.
Personal Property Coverage
Your home is filled with appliances, electronics, furniture, clothing, and other valuable items- both monetarily and sentimentally. Personal property insurance helps replace these items if they are lost, stolen, or destroyed as a result of a covered loss.
Scheduled Personal Property Coverage For More Expensive Belongings
If you have special or expensive possessions such as jewelry, fine art, antiques, or collectibles you may want to talk to your agent about this supplemental coverage. Scheduled Personal Property Coverage extends protection beyond the standard homeowners insurance policy.
If You Rent Out Your Home
If you rent out your home, as a landlord you may have the option to buy optional liability coverage for risks posed by the tenant-occupied dwellings.
Every home is unique and we understand that at TGS Insurance. Talk to one of our agents today to find out how you can get the best price and value on Belton, TX a home insurance policy!
We’re Your “One-Stop-Shop” for Insurance – Bundle Our Services and Save!
Belton, TX homeowners who bundle their various insurance policies, such as home and auto, can get some serious savings, some as much as 25%! Do you need an umbrella policy? Do you own a boat? Bundling all of these policies can help you save!
Talk to a TGS Insurance agent about all of your insurance policies to see what bundled savings we can find you.
Zip Codes in Belton, TX That We Insure:
- 76513
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!
