TGS Insurance is Your Trusted Home Insurance Partner in Benbrook, TX
How Much Does Benbrook, TX Homeowners Insurance Cost?
Homeowners insurance in Benbrook, TX costs an average of $3,741 per year. At TGS Insurance, our customers in Benbrook are paying $1,694 per year, which means we’re saving our customers near you an average of $2,047 per year!
Calculating Premiums for Home Insurance in Benbrook, TX
Your home insurance premium is calculated based on how much risk the insurance carrier would take on by insuring your home. So, the riskier your home is to insure, the higher your premium will be.
Insurers usually look at a few things to assess your home’s risk level. First, they look at property-specific factors like the size of your home, the age of your home, and add-ons like swimming pools or a guest house. Insurers also look at regional factors such as crime rates, home pricing in your neighborhood, and common weather perils in your area, such as tornadoes or hurricanes.
If your home is located on a flood plain or in a high-risk zone, you should expect your home insurance premium to be higher than someone in another area. Similarly, if you live in an area with higher crime rates, that may also raise your insurance costs.
Luckily, there are certain things you can do to help knock off some dollars on your homeowners insurance premium. You can install a security system, motion-sensor lights, and home surveillance cameras to help lower your rates. Also, if you have great credit you can also see savings!
Most Popular Additional Home Coverages in Benbrook, TX:
Windstorm and Hail Coverage: Benbrook, TX is no stranger to some severe weather, with some storms producing damaging hail and wind. At TGS Insurance, we want you to be prepared for anything, which is why we automatically include a 2% wind/hail deductible into every policy we write! Coverage can be easily customized for your personal preference.
Water Backup: Benbrook, TX homeowners should consider a water backup add-on to their homeowners insurance policy. This offers financial protection for property damage caused by a clogged sewer line, backed-up drain, or failed sump pump. Coverage starts at $5,000 and can go all the way up to $25,000.
Umbrella policies: If you’re looking for additional protection outside the limits of your homeowner insurance policy, an umbrella policy is a great option. Homeowners insurance policies usually average at a liability limit of $250,000, but if someone were to get injured on your property and sue you for an amount that exceeds that limit and you were to be found to be to blame, you’d be on the hook for the remaining balance. Umbrella policies are a popular option for homeowners seeking the most protection.
The TGS Insurance Advantage:
- TGS Insurance makes shopping for homeowners insurance as easy and stress-free as possible. Our team will shop and compare your policy premium among 35+ A-rated carriers to ensure you’re getting the best coverage at a super-low rate.
- Our customer care team will provide exceptional service from start to finish. From enrollment to canceling any existing policies, and even working with your mortgage company to get payment set in place- we handle it all!
- Our next-level customer service doesn’t stop just at enrollment, you will receive a dedicated agent that will service your account year after year. If your rates ever increase, we’ll immediately begin shopping your policy so you’re always paying the lowest price without sacrificing on coverage.
Zip Codes in Benbrook, TX That We Insure:
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!