Save On Home Insurance in Brazoria, TX | TGS Insurance Agency

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Brazoria Homeowners Insurance Made Effortless with Quick, Accurate Quotes!


Comparison Shop Home Insurance in Brazoria from Multiple Carriers in Minutes!

The average cost for home insurance in Brazoria is $1,732 for TGS Insurance Agency customers. This average is based on an average home value of $182,895 and includes windstorm coverage. Homeowners in Texas who use TGS Insurance to shop and compare their home insurance policies save on average $870 per year compared to their previous policy! All we need is your address to instantly shop your rate across 35+ A-rated (or better) carriers in 15 seconds or less. No gimmicks, just great coverage and even better savings.


Comparing the Average Cost of Homeowners Insurance in Brazoria By Home Value

Below is a comparison of the average home insurance quote from TGS Insurance Agency in Brazoria, by home value. Home value is one of many factors that influences your home insurance rate. Below, home values are rounded to the nearest $25,000 so $100,000 includes homes in the $75,000 to $125,000 range.

Home ValueAverage Annual Premium (incl. Wind Coverage)



Average Home Value in Brazoria, TX 


The typical home value in Brazoria, TX in 2020 was $176,234, which was $48,717 more than in 2010. Brazoria, TX typical home values hit a decade low in 2012 of $117,569 but have since bounced back and increased steadily year after year.

*This data is provided by Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.

When It Comes to Brazoria Homeowners Insurance, Texas Property Owners Can Rely on TGS Insurance for Individualized Coverage.


The standard homeowners insurance policy will cover the following: 

  • Dwelling coverage (Your home) 
  • Other structures (Detached garage or fence) 
  • Personal property coverage (Appliances, electronics, etc.) 
  • Loss-of-use coverage (Ex: your home becomes unlivable due to water damage) 
  • Personal liability coverage (If a guest were to try and sue you after getting injured on your property) 
  • Medical payments coverage (Would cover medical bills if the injured guest needed medical attention) 


The standard homeowners insurance policy will typically cover you against some of the most common perils a homeowner could face, however, some things are not included. Some homeowners purchase policy add-ons to help bridge any gaps in coverage, here are a few of the most common ones: 

  • Flood insurance 
  • Water backup 
  • Animal liability 
  • Umbrella policies 
  • Valuable articles or a floater policy (Ex: jewelry insurance)

If you’re in a coastal area or live somewhere prone to windstorms, wind and hail coverage is incredibly important to have. Some homeowners are forced to purchase a separate policy outside of their HO3 homeowners, which could be more expensive. At TGS Insurance, we want to make things easy, which is why we automatically write in a 2% wind/hail deductible into every single homeowners insurance policy we write, saving you time and money! Coverage can be easily customized based on your preference.

Bundle Your Home and Auto Insurance For Even More Savings!


One of the best and easiest ways to save on homeowners insurance is to bundle your policy with your auto insurance! On average, policyholders can save 16% a year, with some saving substantially more. 


Shopping and bundling your home and auto insurance is easy and stress-free with TGS Insurance. We’ll shop your policies across 35+ A-rated carriers to find you the best-bundled deal that offers the best savings and coverage! Bundling your home and auto insurance has never been easier.


Our Agents Are Ready to Help You With Your Brazoria Homeowners Insurance:


Homeowners in Brazoria, TX all want the same thing, a great homeowners insurance policy that protects the things they love most at a fair price. At TGS Insurance, we offer an easy insurance shopping experience to all of our customers and will handle all of your insurance needs from A to Z. Get started with your free quote today


Home Insurance Carriers in Brazoria, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Brazoria's Premier Home Insurance Provider

Brazoria neighborhood

Brazoria was founded in 1828 and is located in Brazoria County. The city is nestled between the Brazos and San Bernard rivers and provides with a secluded suburban atmosphere. TGS Insurance proudly serves Brazoria residents as one of the top insurance agencies for all of their insurance needs.

Brazoria neighborhood

At TGS Insurance, we only work with the best insurance carriers, which is why Brazoria residents can always expect a great homeowners insurance policy at a low rate. As an independent agency with thousands of customers, 35+ carriers and exceptional customer service, we win business from Brazoria residents every day.

Key Home Statistics in Brazoria


Total Population in Brazoria, TX


Average Home Value in Brazoria, TX


Median Household Income in Brazoria, TX


Median Age in Brazoria, TX

Trust TGS Insurance in Brazoria

Data as of April 24, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Brazoria, TX

Image of Fenns Neighborhood


Fenns is located on FM 521, north of Brazoria. Near the area is a range of churches, Heritage Rose Elementary, and Northwinds Park.

Image of Gulf View Acres Neighborhood

Gulf View Acres

Gulf View Acres is located off of Hwy 6. Near the area is Houston Southwest Airport, Arcola Municipal Court, as well as various churches and restaurants.

Image of Shadow Creek Ranch  Neighborhood

Shadow Creek Ranch

Shadow Creek Ranch is in between Hwy 288 and FM 521. Around the neighborhood is an assortment of lakes, Biscayne Bay Rec Center, and HCA Houston Healthcare Hospital.

Image of Cobblestone Neighborhood


Cobblestone is located off of South Main St. Marys Creek runs through the neighborhood and is near Centennial Park, Delores Fenwick Nature Center and various restaurants and stores.

Image of Creekside Neighborhood


Creekside is located off of South Main Street. In the neighborhood is Golfcrest Country Club, Riverstone Ranch Amenity Center, and various well-known restaurants.

Image of Colonial Estates Neighborhood

Colonial Estates

Colonial Estates is near Broadway St and Hwy 288. In the area is Southwyck Golf Club, Cinemark movie theater, as well as a variety of well-known restaurants and stores.

Local Home Resources in Brazoria, TX

Fire Departments
Brazoria City - City Administrator Tax Office Utility Department- City Hall- Fire Depart201 S Main St
Brazoria, TX 77422
(979) 798-2489
Brazoria Fire Dept202 N Brooks St
Brazoria, TX 77422
(979) 798-2277
Brazoria Fire Dept1015 S Brooks St
Brazoria, TX 77422
(979) 798-2277
Police Departments
Brazoria Police Dept114 E Texas St
Brazoria, TX 77422