Brazoria Homeowners Insurance Made Effortless with Quick, Accurate Quotes!
Comparison Shop Home Insurance in Brazoria from Multiple Carriers in Minutes!
Brazoria, TX homeowners pay an average of $1,204 per year for homeowners insurance, with some paying substantially more. Homeowners in Texas who use TGS Insurance to shop and compare their home insurance policies save on average $870 per year! All we need is your address to instantly shop your rate across 35+ A-rated (or better) carriers in 15 seconds or less. No gimmicks, just great coverage and even better savings
When It Comes to Brazoria Homeowners Insurance, Texas Property Owners Can Rely on TGS Insurance for Individualized Coverage.
The standard homeowners insurance policy will cover the following:
- Dwelling coverage (Your home)
- Other structures (Detached garage or fence)
- Personal property coverage (Appliances, electronics, etc.)
- Loss-of-use coverage (Ex: your home becomes unlivable due to water damage)
- Personal liability coverage (If a guest were to try and sue you after getting injured on your property)
- Medical payments coverage (Would cover medical bills if the injured guest needed medical attention)
The standard homeowners insurance policy will typically cover you against some of the most common perils a homeowner could face, however, some things are not included. Some homeowners purchase policy add-ons to help bridge any gaps in coverage, here are a few of the most common ones:
- Flood insurance
- Water backup
- Animal liability
- Umbrella policies
- Valuable articles or a floater policy (Ex: jewelry insurance)
If you’re in a coastal area or live somewhere prone to windstorms, wind and hail coverage is incredibly important to have. Some homeowners are forced to purchase a separate policy outside of their HO3 homeowners, which could be more expensive. At TGS Insurance, we want to make things easy, which is why we automatically write in a 2% wind/hail deductible into every single homeowners insurance policy we write, saving you time and money! Coverage can be easily customized based on your preference.
Comparing the Average Cost of Homeowners Insurance in Brazoria By Dwelling Coverage Limit
| Coverage Level | Average Annual Premium (incl. Wind Coverage) |
|---|---|
| $75k Dwelling | $2,187 |
| $150k Dwelling | $3,325 |
| $200k Dwelling | $4,072 |
| $350k Dwelling | $6,166 |
*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Brazoria, TX. Includes wind coverage.
Average Home Value in Brazoria, TX
The average home value in Brazoria, TX in 2020 is $176,234, which is $48,717 more than the 2010 average of $127,517. Brazoria, TX home values hit a decade low in 2012 of $117,569 but have since bounced back and increased steadily year after year.
*This data is provided by Zillow.com. Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.
Bundle Your Home and Auto Insurance For Even More Savings!
One of the best and easiest ways to save on homeowners insurance is to bundle your policy with your auto insurance! On average, policyholders can save 16% a year, with some saving substantially more.
Shopping and bundling your home and auto insurance is easy and stress-free with TGS Insurance. We’ll shop your policies across 35+ A-rated carriers to find you the best-bundled deal that offers the best savings and coverage! Bundling your home and auto insurance has never been easier.
Our Agents Are Ready to Help You With Your Brazoria Homeowners Insurance:
Homeowners in Brazoria, TX all want the same thing, a great homeowners insurance policy that protects the things they love most at a fair price. At TGS Insurance, we offer an easy insurance shopping experience to all of our customers and will handle all of your insurance needs from A to Z.
