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Carrollton, TX

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Get Carrollton, TX Home Insurance Tailored to your Needs

 

When it Comes to Carrollton Homeowners Insurance, Texas Property Owners Can Rely on TGS Insurance Agency for Personalized Coverage.

 

A basic homeowners insurance policy will cover the following:

  • Your home’s structure
  • Replacement costs
  • A limited amount of personal items
  • Living expenses in case of a disaster such as a flood, fire, or severe windstorm.
  • Liability in the event of an injury occurring on your property

You can purchase supplemental policies to add to your home insurance suite such as:

  • Valuable Articles/Floater policies (i.e. Jewelry Insurance)
  • Flood policies
  • Windstorm/hail coverage
  • Umbrella policies (additional liability)
  • Animal Liability (liability issues due to household pets)

Carrollton Home Ownership Costs

In Carrollton, TX, home insurance premiums average $1,218 annually, which is just under the national average of $2,305 per year. Texas comes in with the 5th highest average insurance premiums in the country.

Median Home Value (owner-occupied)1: $217,700
Household Income1: $75,820

Are you a first-time homeowner? Or maybe you are simply looking to reevaluate your home insurance costs? Either way, TGS Insurance is here to help you find the right policy for your home. Our average customer saves around $870 per year!

Most Popular Additional Home Coverages in Carrollton, TX:

Windstorm and Hail Coverage: Tornadoes, severe thunderstorms, even tropical storms pose a major threat to homes in Carrollton, TX. These weather events can produce wind and hail damage that can require costly repairs to your property and without the right coverage, you’ll be stuck paying for them out of pocket. At TGS Insurance, we believe you should be prepared for anything and that includes wind and hail damage. This is why we automatically include a 2% deductible for any windstorm/hail damage in every homeowners insurance policy we write.

Water Backup: Your home may be protected from flooding with a flood insurance policy, but water damage from inside of your home due to sewer or drainage backup can also cost you thousands of dollars. Luckily, TGS Insurance provides add-on protection that can help you restore up to $5,000 worth of damages.

Flood Insurance: A flood event can be wildly unpredictable and cost an extraordinary amount to recover from. Considering 20-25% of flood claims come from homes outside of flood zones, adding flood coverage to protect your home is an important policy for every homeowner.

Most Common Carrollton, TX Home Insurance Questions from Our Clients

 

Do you need home insurance if your house is paid off?

While it may not be required, it is always wise to have. Do you want to replace the cost of everything you own inside as well as paying for your home all over again in the event of a fire or any other peril? Building costs and home values typically increase as time goes by meaning you will pay even more. Always protect yourself and your home with a home insurance policy, even if your home is paid off.

Does homeowners insurance cover tree damage?

Your homeowners insurance policy will cover tree damage sustained by a natural peril such as wind. It will also include protection for an attached garage, but for detached structures such as sheds and fences, you’ll need an additional add-on to cover an event.

Will homeowners insurance pay for a new roof?

If the damage is from wear and tear, you are out of luck; however, for sudden, accidental damage, your homeowners insurance will help you restore your roof should it become damaged. Wind and hail damage may require an additional policy or an add-on, but TGS Insurance offers policy options, add-ons, and we even automatically include this coverage in your homeowners insurance policy at a 2% deductible that can be customized to your personal preference.

Our Featured Agents Are Ready to Help You With Your Carrollton, TX Homeowners Insurance:

TGS Insurance is ready to help you find the right policy to meet your needs and budget with our team of top-rated agents. We deliver a stress-free approach to finding homeowners insurance all while providing unmatched customer service for homeowners throughout Carrollton, TX.

 

Footnotes

1. Census.gov

Home Insurance Carriers in Carrollton, TX

Allstate Logo
Progressive Logo
Safeco Logo
Travelers Logo
AIG Logo
Metlife Logo
Allied Trust Logo
Maison Logo
Lighthouse Logo
Anchor Logo
 State Auto Logo
ASI Logo
The Hartford Logo
Foremost Logo
Empower Logo
TWIA Logo
National Lloyds's Logo
Liberty Specialty Logo

TGS Insurance is Carrollton's Premier Home Insurance Provider

Carrollton neighborhood

Carrollton, Texas is a community located northwest of Dallas. It is an energetic and vibrant city that is a place for business and residency. Locals are attracted to the city’s great quality of life, nature parks, and top-rated schools. TGS Insurance Agency is proud to be one of the top home insurance providers for Carrollton residents.

Carrollton neighborhood

At TGS Insurance, it’s our goal to provide Carrollton homeowners with the best home insurance policy at a great rate from one of our 35 A-rated or better carriers. We win business from Carrollton residents every day because we’re a five-star rated agency with thousands of customers and provide an exceptional customer service experience!

Key Home Statistics in Carrollton

135,710

Total Population in Carrollton, TX

$285,508

Average Home Value in Carrollton, TX

$69,282

Median Household Income in Carrollton, TX

37

Median Age in Carrollton, TX

Trust TGS Insurance in Carrollton

Data as of January 21, 2021

14,000

Total
Customers

$3.10B

Total Assets Covered Projected

9,699

Total Homes Insured

5,360

Total Vehicles Insured

Major Neighborhoods in Carrollton, TX

Image of Rollingwood Estates Neighborhood

Rollingwood Estates

Rollingwood Estates is located along East Trinity Mills Road. Near the neighborhood is Martha Pointer Park, Woodlake Tennis Courts, and Carrollton Greenbelt.

Image of Rosemeade Heights Neighborhood

Rosemeade Heights

Rosemeade Heights can be found off Old Denton Rd. This quaint community features many amenities with the Rosemeade Recreation Center and Rosemeade Dog Park nearby.

Image of Mustang Park  Neighborhood

Mustang Park

Mustang Park is a beautifully master-planned community nestled along Plano Parkway. The neighborhood features a swimming pool, playground, and a private pond.

Image of Oak Valley Estates Neighborhood

Oak Valley Estates

Oak Valley Estates is located along Marsh Lane. The community features a tennis center, parks, playgrounds, walking trails, and tons of outdoor space for fun!

Image of Highlands of Carrollton  Neighborhood

Highlands of Carrollton

Highlands of Carrollton is located on East Rosemeade Parkway. The neighborhood is near Branch Hollow Park and Arbor Hills Nature Preserve.

Image of Timbercreek Estates Neighborhood

Timbercreek Estates

Timbercreek Estates is situated along Dickerson Parkway. The community includes Timber Creek Park and is near tennis courts and Indian Creek Golf Club.

Local Home Resources in Carrollton, TX

Police Departments
Carrollton Police Dept2025 E Jackson Rd
Carrollton, TX 75011
9724663252