Save On Home Insurance in Cleburne, TX | TGS Insurance Agency

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With TGS Insurance, Finding The Right Cleburne Home Insurance Policy is as Easy as 1-2-3

How Much is Home Insurance in Cleburne, TX?


Homeowners in Cleburne pay an average of $1,557 a year on home insurance. By using TGS Insurance to shop for homeowners insurance, our average insurance policy costs Cleburne homeowners $1,240 a year for a savings of $317 a year with some clients saving even more!


 Average Home Value in Cleburne, TX


The average home in Cleburne, TX is valued at $175,562 and has risen $79,056 since 2012! 

*This data is provided by Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.

Comparing the Average Cost of Homeowners Insurance in Cleburne, TX By Dwelling Coverage Limit

Coverage LevelAverage Annual Premium
$75k Dwelling$1,604
$150k Dwelling$2,139
$200k Dwelling$2,479
$350k Dwelling$3,465

*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Cleburne, TX.

What Does Cleburne Home Insurance Cover?


Though other types of home insurance are available, the most popular policy in Cleburne, TX,  is the HO3. This policy protects you, your home, and personal possessions from a variety of named perils including explosions, fires, vandalism, theft, rioting, falling objects, and many others.


What Homeowners Insurance Add-Ons Are Available in Cleburne That Will Further Protect You?


TGS Insurance offers our clients a range of additional coverage options that can be added depending on your needs. Each home is different and will require different coverage options to help keep them protected. We assist our customers by tailoring their policies accordingly. Learn more about some of our most popular add-ons available to homeowners:


Flood insurance: A necessary policy to protect your home from destructive flood events. Water damage caused by flooding from outside of your home will not be covered by your home insurance policy and homes in flood zones or with swimming pools can be even more susceptible to such events. Similarly, homes located in areas prone to tornadoes should also consider windstorm/hail coverage to stay protected. 


Water Backup Damage: Sewer backup and drainage issues can cause homeowners many problems and without the right coverage, you’ll be stuck with a costly bill to restore what you have lost. TGS Insurance offers Water Back-Up/Sump Discharge Coverage with a minimum of $5,000 in protection against these perils.


Jewelry Insurance: Your homeowners insurance policy will protect your jewelry up to a particular limit, but more expensive pieces will require additional coverage. This add-on is necessary coverage to protect from lost, stolen or damaged jewelry.


Umbrella Policy: Homeowners with assets and valuables including things such as luxury cars and lavish swimming pools can become at risk of being sued for much more than what your standard homeowners insurance will cover. An umbrella liability policy protects homeowners involved in lawsuits from losing everything they’ve worked for.


Advantages of Securing Cleburne, TX Home Insurance with TGS Insurance:


  • TGS Insurance works with more than 35 top-rated insurance carriers to comparison shop rates and coverage options for our clients. This allows us to provide our clients with the best coverage for the lowest price available.


  • Signing up for home insurance doesn’t have to be complicated and homeowners shouldn’t have to stress over making sure their coverages are in place. We take care of everything for our clients from A to Z and can also work with your mortgage company to see to it that everything is in order.


  • We protect our clients from the yearly rate increases. If your policy will increase its premium, your TGS Insurance agent will help you save money by finding the lowest rate available for the same coverage all over again, year after year. 


Zip Codes in Cleburne, TX That We Insure:


  • 76031
  • 76033
  • 76058

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

Home Insurance Carriers in Cleburne, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Cleburne's Premier Home Insurance Provider

Cleburne neighborhood

Cleburne, Texas is a community enriched in its history. This small-town is known for its highly rated fishing locations, challenging biking trails, and a vibrant arts scene. Its combination of past and present is what makes it an irresistible place to live! TGS Insurance is honored to be one of the leading insurance providers for Cleburne.

Cleburne neighborhood

TGS Insurance works with top-rated carriers and only offers the best home insurance policy at a great rate to Cleburne locals. As an independent agency with thousands of customers, 35+ carriers, and exceptional customer service- we win business from Cleburne residents every day.

Key Home Statistics in Cleburne


Total Population in Cleburne, TX


Average Home Value in Cleburne, TX


Median Household Income in Cleburne, TX


Median Age in Cleburne, TX

Trust TGS Insurance in Cleburne

Data as of July 18, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Cleburne, TX

Image of Carver Park Neighborhood

Carver Park

Carver Park is located off of North Main Street. Near the community is Booker T. Washington Recreation Center, Cleburne Sports Complex, and Hulen Park.

Image of Remington Ridge Neighborhood

Remington Ridge

Remington Ridge is a beautiful community found on the southwest side of Cleburne, Texas. Filled with modern suburban homes, residents can enjoy a family-friendly neighborhood near Gerard Elementary School and Lovell Smith Middle School.

Image of Park Air Estates Neighborhood

Park Air Estates

Park Air Estates is a rural suburb found on the south end of Cleburne, TX. Recreation and fun await residents at the Cleburne Parks Department with shops and places to eat a short drive away.

Image of Belclaire Neighborhood


Belclaire is a newer community featuring beautiful homes built for a contemporary suburban setting. Gerard Elementary School is nearby as are shops, places to dine, and the Texas Health Harris Methodist Hospital.

Image of Lake Pat Cleburne Neighborhood

Lake Pat Cleburne

Lake Pat Cleburne is a neighborhood surrounding a lake of the same name located on the southwest side of Cleburne, Texas. The community is highlighted by its recreational activities on the water and at Buddy Stewart Park.

Image of Coyote Flats Neighborhood

Coyote Flats

Coyote Flats is a rural community found east of Cleburne, TX. Ranches, farms, and reconnecting with nature are all on the menu for residents. Alvarado Lake is also nearby for water-based recreation.

Local Home Resources in Cleburne, TX

Fire Departments
Bono Volunteer Fire Department5536 W Highway 67
Cleburne, TX 76033
(817) 645-0082
Cleburne City - Fire Services- Chief of Emergency Management1650 Airport Dr
Cleburne, TX 76033
(817) 645-0966
Police Departments
Cleburne Police DeptPo Box 677
Cleburne, TX 76033
Cleburne Police DeptPO Box 657
Cleburne, TX 76033
Johnson County Sheriff's Dept1800 Ridgemar Dr
Cleburne, TX 76031