Save On Home Insurance in Cleveland, TX | TGS Insurance Agency

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Cleveland, TX

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Comparison Shop Home Insurance in Cleveland, TX from Multiple Carriers in Minutes!

On average, homeowners in Cleveland, TX are paying $1,621 per year for homeowners insurance. At TGS Insurance are customers are paying an average of $1,319 annually which equals an average savings of $302 per year. Easily compare over 35 A-Rated (or better) carriers in a snap!

When It Comes to Cleveland Homeowners Insurance, Texas Property Owners Can Rely on TGS Insurance Agency for Personalized Coverage.

Your standard homeowners insurance policy in Cleveland, TX will cover: 

  • Dwelling coverage 
  • Other structures (fence, detached garage, etc.) 
  • Personal property coverage (furniture, electronics, etc.)  
  • Loss-of-use coverage
  • Personal liability coverage
  • Medical payments coverage 

You can purchase supplemental policies to add to your home insurance suite such as:

  • Flood insurance 
  • Sewer backup 
  • Animal liability (liability protection for household pets) 
  • Umbrella policies (for additional liability protection) 
  • Valuable articles or a floater policy (for additional protection for high-value items such as jewelry) 

You’ll notice windstorm or hail storm coverage is not included above because at TGS Insurance we include windstorm and hail storm coverage with every single policy we issue. So protection is always baked into every homeowners insurance policy issued in Cleveland, TX! 

Comparing the Average Cost of Homeowners Insurance in Cleveland, TX By Dwelling Coverage Limit

Coverage LevelAverage Annual Premium
$75k Dwelling$1,706
$150k Dwelling$2,421
$200k Dwelling$2,922
$350k Dwelling$4,317
*Information used from Help Insure from the Texas Department of Insurance. Averages are based on quotes for a homeowner with average credit, no claims within the past 5 years, and a brick home between 10-34 years of age in Cleveland, TX. 

Average Home Value in Cleveland, TX 

The average home value in Cleveland, TX as of 2020 is $142,182. When compared to just $89,669 in 2010, the average home’s value has increased by $52,513 in the past 10 years. 

*This data is provided by Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.

Bundle and Save Even More on Your Cleveland, TX Homeowners Insurance!

Bundling your homeowners insurance and auto insurance offers customers in Cleveland a great opportunity to save even more. When you purchase two policies from the same carrier, customers can save on average 16% per year on their premiums! 

At TGS Insurance, we make it easy to bundle your home and auto insurance. We’ll shop your policies through dozens of A-rated or better carriers to find you the best deal without compromising on coverage.

Our Agents Are Ready to Help You With Your Cleveland, TX Homeowners Insurance:

TGS Insurance has built a team of knowledgeable insurance industry leaders ready to work for you! Our team will work to find you the best homeowners insurance policy packed with savings and protection. We’ll handle everything from start to finish so you can have peace-of-mind knowing all of your insurance needs are taken care of year after year. It’s homeowners insurance in Cleveland, TX made easy!

4 Fun Facts About Texas:


  • Texas uses its own power grid, separate from the U.S.
  • Dr. Pepper comes from Dallas, TX and was invented in 1885.
  • The infamous phrase, “Don’t Mess With Texas” came from an anti-litter campaign.
  • King Ranch in south Texas covers 1,289 square miles and is bigger than the state of Rhode Island.


Home Insurance Carriers in Cleveland, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Cleveland's Premier Home Insurance Provider

Cleveland neighborhood

Cleveland is nestled on the northside of Houston and lies along Highway 59. The city was established in 1885 and has prospered into a community that focuses on green energy and forestry. TGS Insurance is proud to serve Cleveland natives as one of its leading home insurance providers.

Cleveland neighborhood

At TGS Insurance, it’s our goal to provide Cleveland homeowners with the best home insurance policy at a great rate from one of our 35 A-rated or better carriers. We win business from Cleveland residents every day because we’re a five-star rated agency with thousands of customers and provide an exceptional customer service experience!

Key Home Statistics in Cleveland


Total Population in Cleveland, TX


Average Home Value in Cleveland, TX


Median Household Income in Cleveland, TX


Median Age in Cleveland, TX

Trust TGS Insurance in Cleveland

Data as of May 29, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Cleveland, TX

Image of Fostoria Oaks Neighborhood

Fostoria Oaks

Fostoria Oaks is nestled in between Highway 105 and Highway 59. It provides a rural secluded atmosphere and is near Peach Creek and 105 Speedway.

Image of Hidden Acres Neighborhood

Hidden Acres

Hidden Acres is tucked away and surrounded by many trees. The neighborhood is near Olde Security Square Flea Market, a soccer field, and various local shops.

Image of Oakridge Ranch Neighborhood

Oakridge Ranch

Oakridge Ranch is nestled around trees that provide a secluded and private environment. Near the neighborhood is Peach Creek, a dog training facility, and local shops.

Image of Greenbelt Estates Neighborhood

Greenbelt Estates

Greenbelt Estates is nestled around a forest of trees. Lawrence Creek intersects with the neighborhood and a variety of local businesses are near the area.

Image of North Woods Neighborhood

North Woods

North Woods is located on Morgan Cemetery Road. Near the neighborhood is Splendora Gardens, Peach Creek and a variety of local businesses.

Image of Freeway Forest Neighborhood

Freeway Forest

Freeway Forest is right off Highway 59. Near the area is Creekside Off-Road Ranch, Finders Keepers Antiques, a flea market, and various local restaurants and shops.

Local Home Resources in Cleveland, TX

Fire Departments
Bear Creek Volunteer Fire Dept11550 Fm 1725 Rd
Cleveland, TX
(281) 354-6276
Bearcreek Volunteer Fire11550 Fm 1725 Road
Cleveland, TX 77328
(281) 592-0161
Cleveland City - Fire Dept- Fire Alarm Only203 E Boothe St
Cleveland, TX 77327
(281) 592-3434