Clute Home Insurance Made Simple with Hassle-Free, Accurate Quotes!
Comparison Shop Home Insurance in Clute from Multiple Carriers in Minutes!
Home insurance in Clute, TX costs an average of $1,205 per year. When customers shop their homeowners insurance policy with TGS Insurance, our average customer saves $870 per year! Easily compare your policy across 35+ A-rated (or better) carriers in 15 seconds or less, all with just your address.
When It Comes to Clute Homeowners Insurance, Texas Property Owners Can Rely on TGS Insurance for Individualized Coverage.
The standard homeowners insurance policy in Clute covers the following:
- Dwelling coverage
- Other structures (Ex: fence)
- Personal property coverage (Electronics, jewelry, etc.)
- Loss-of-use coverage
- Personal liability coverage
- Medical payments coverage
Homeowners insurance will cover you and your home from the most common perils, but there are some additional policy add-ons you can get to round out your coverage. Here are the most popular add-ons in Clute:
- Flood insurance
- Water backup
- Animal liability
- Umbrella policies
- Valuable articles or a floater policy (Ex: jewelry insurance)
Clute, TX is located just a bit above the Texas coast and homeowners have seen how destructive some of the hurricanes, tropical storms, and even severe thunderstorms that come in from the gulf can be. Wind and hail protection is imperative for Clute homeowners, which is why we automatically write in a 2% wind/hail deductible into every single homeowners insurance policy we write.
Comparing the Average Cost of Homeowners Insurance in Clute By Dwelling Coverage Limit
| Coverage Level | Average Annual Premium (incl. Wind Coverage) |
|---|---|
| $75k Dwelling | $2,012 |
| $150k Dwelling | $2,789 |
| $200k Dwelling | $3,329 |
| $350k Dwelling | $4,938 |
*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Clute, TX. Includes wind coverage.
Average Home Value in Clute, TX
In 2020, the average home value for Clute, TX is $145,625, which is $56,334 more than the 2010 average of $98,291. The market saw a dip in 2012 when average home values reached a decade low of $90,706 but they’ve since increased around 3-5% year after year since.
*This data is provided by Zillow.com. Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.
Bundle Your Home and Auto Insurance For Even More Savings!
Policyholders can maximize their savings on insurance premiums when they bundle their homeowners and auto insurance policies. Customers who bundle their policyholders can save on average 16% per year!
Bundling your homeowners and auto insurance has never been easier than with TGS Insurance! We’ll take on all the heavy lifting by shopping your policy across 35+ A-rated carriers to find you the best deal at a great rate. Bundling your home and auto insurance has never been easier!
Our Agents Are Ready to Help You With Your Clute Homeowners Insurance:
TGS Insurance offers a stress-free way to shop for homeowners insurance to all of our customers. Our team will handle all the details from start to finish, making getting insurance the easiest it’s ever been! See why hundreds of Clute, TX are already using TGS Insurance for all of their insurance needs today.
