Save On Home Insurance in Corpus Christi, TX | TGS Insurance Agency

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Corpus Christi, TX

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Homeowners Insurance  »  Texas  »  

Corpus Christi

Corpus Christi, TX Home Insurance Made Easy: We Shop. You Save.


How Much Does Corpus Christi Home Insurance Cost?

Home insurance in Corpus Christi costs an average of $1,573 per year among TGS Insurance Agency customers. This average includes windstorm and hail coverage with a 2% deductible and is based on policies with an average home value of $242,495. While every policy is different and dependent on multiple factors, including your home’s value and the type of coverage you get, we have been able to save our Texas customers an average of $870 per year on their home insurance premiums when they switch to us. Finding out how much you can be saving is as easy as providing your address above for an instant quote– really!

Comparing Homeowners Insurance Premiums in Corpus Christi by Home Value

Below is a comparison of the average home insurance quote from TGS Insurance Agency in Corpus Christi, by home value. Home value is one of many factors that influences your home insurance rate. Below, home values are rounded to the nearest $25,000 so $200,000 includes homes in the $175,000 to $225,000 range, etc.

Home ValueAverage Annual Premium (incl. Wind Coverage)

Common Home Insurance Endorsements in Corpus Christi, TX


Jewelry, Fine Arts & Collectibles:

This type of policy can be used to protect one or multiple pieces of jewelry, art, or collectibles. Your homeowners insurance may offer little to no coverage for these valuable items, so adding this endorsement to your policy will ensure they are protected should their value exceed your policy limits. 


Wind/Hail Insurance:

Damage caused by wind and hail are two of the most common claims filed in Texas. Since Corpus Christi, TX is located on the coast of the Gulf of Mexico, it’s extremely important for homeowners in this area to have the proper amount of wind/hail coverage so you aren’t left paying out of pocket for costly repairs. At TGS Insurance we automatically include a 2% hail/wind deductible into every policy we write so you are always fully protected! 


Flood Coverage:

Did you know that 43% of homeowners think that flood insurance is covered by their homeowners insurance policy? Unfortunately, this is untrue. Corpus Christi, TX homeowners need to purchase a separate flood insurance policy to ensure their home and personal belongings are protected by flood damage caused by hurricanes, tropical storms, or even heavy rainfall. The average TGS Insurance customer pays $528 per year for flood insurance and when compared to the average flood claim of $43,000, we think it’s a worthy investment!


Common Home Insurance Questions from Our Customers in Corpus Christi, TX


Are appliances considered personal property in homeowners insurance?


Since appliances are usually considered personal property, the standard homeowners insurance policy will protect your appliances from fire, wind, hail, falling objects, and other listed perils. Homeowners insurance will not cover normal wear and tear.


How much will a security system lower my homeowners insurance?


Installing a home security system in your home can reduce your homeowners insurance policy by up to 20%. This is because it lessens the chance of you filing a claim for theft or vandalism. Always talk to your insurance agent to see if you qualify for any discounts!


Is foundation repair covered under homeowners insurance?


The foundation of your home is protected under your homeowners insurance unless your insurance provider explicitly excludes it. For example, if your home’s foundation cracks or sinks because of a broken plumbing issue, then your homeowners insurance policy will cover you. Be sure to check with your insurance agent to see what foundation repairs would qualify under your home insurance policy. 


Zip Codes in Corpus Christi, TX That We Insure:


Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered! Get started today with a FREE, instant quote by entering your address above

Home Insurance Carriers in Corpus Christi, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Corpus Christi's Premier Home Insurance Provider

Corpus Christi neighborhood

Corpus Christi is located in the southernmost area of Texas right along the Gulf of Mexico. This beachside community is home to some of Texas' most famous beaches including Padre and Mustang Island as well as the Texas State Aquarium being a top attraction. Corpus Christi, TX is also where history buffs can find the USS Lexington, a WW2 aircraft carrier turned naval aviation museum. From the gorgeous beaches and landscapes, plentiful fishing and water-based recreational activities, to one-of-a-kind dining and nightlife, it's easy to see why so many people call Corpus Christi, TX home!

Corpus Christi neighborhood

Residents of Corpus Christi, TX love their community and are all looking for the same thing- excellent homeowners insurance coverage at the best rate on the market. TGS Insurance finds the best policies for homeowners by shopping through our bank of 35+ top-rated carriers. As a Texan owned agency, TGS Insurance wins business from residents of Corpus Christi, TX, every day through great customer service and our extensive knowledge!

Key Home Statistics in Corpus Christi


Total Population in Corpus Christi, TX


Average Home Value in Corpus Christi, TX


Median Household Income in Corpus Christi, TX


Median Age in Corpus Christi, TX

Trust TGS Insurance in Corpus Christi

Data as of May 28, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Corpus Christi, TX

Image of Flour Bluff Neighborhood

Flour Bluff

A large neighborhood in Corpus Christi, Flour Bluff is filled with plenty of shops and restaurants. Residents can enjoy the Gulf of Mexico after a short ride or the Humble Channel in their "backyard".

Image of North Beach Neighborhood

North Beach

As the name suggests, North Beach is a neighborhood on the northside of Corpus Christi where residents can enjoy food, shops, and plenty of recreational activities thanks to the Corpus Christi Bay, Nueces Bay, and Sunset Lake Park. The USS Lexington is also stationed here.

Image of Annaville Neighborhood


Annaville is the perfect neighborhood for residents who love the beach but don't want to reside on the beach. A bit more inland than most of Corpus Christi, this community provides suburban living for its residents with quick access to restaurants, shops, and I-37.

Local Home Resources in Corpus Christi, TX

Fire Departments
Annaville Fire Dept11551 Leopard St
Corpus Christi, TX 78410
(361) 241-1372
City of Corpus Christi Fire Station6713 Weber Rd
Corpus Christi, TX 78413
(361) 851-1580
City of Corpus Christi Fire Station1550 Horne Rd
Corpus Christi, TX 78416
(361) 852-1103
Corpus Christi City - Fire- Fire Prevention Bureau2402 Leopard St
Corpus Christi, TX 78408
(361) 826-3930
Fire Station #1514202 Commodores Dr
Corpus Christi, TX 78418
(361) 949-2510
Firestation 42388 Rodd Field Rd
Corpus Christi, TX 78414
(361) 906-1247
Flour Bluff Volunteer Fire Department337 Yorktown Blvd
Corpus Christi, TX 78418
(361) 937-2645
Government - Fire- Fire Prevention Bureau201 N Chaparral St
Corpus Christi, TX 78401
(361) 880-3930
Police Departments
Corpus Christi Police AthleticPo Box 9572
Corpus Christi, TX 78469
Corpus Christi Police Criminal321 John Sartain St
Corpus Christi, TX 78480
Corpus Christi Police Criminal321 John Sartain St
Corpus Christi, TX 78401
Corpus Christi Police Dept321 John Sartain St
Corpus Christi, TX 78401
Highway Patrol1922 S Padre Island Dr
Corpus Christi, TX 78480
Highway Patrol1922 S Padre Island Dr
Corpus Christi, TX 78416
Nueces County Sheriff's Dept901 Leopard St
Corpus Christi, TX 78480
Sheriff's Dept901 Leopard St
Corpus Christi, TX 78480