With TGS Insurance, Finding The Right Crowley Home Insurance Policy is as Easy as 1-2-3
How Much is Home Insurance in Crowley?
Homeowners in Blue Ridge, TX pay an average of around $1,940 a year on home insurance. By using TGS Insurance to shop for homeowners insurance, our average customer saves an average of $870 a year on their premiums with some saving substantially more!
Average Home Value in Crowley, TX
The typical home in Blue Ridge, TX is valued at $271,148 and has risen since 2011 by $130,114!
*This data is provided by Zillow.com. Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.
Comparing the Average Cost of Homeowners Insurance in Crowley, TX By Dwelling Coverage Limit
| Coverage Level | Average Annual Premium |
|---|---|
| $75k Dwelling | $1,714 |
| $150k Dwelling | $2,313 |
| $200k Dwelling | $2,690 |
| $350k Dwelling | $3,769 |
*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Crowley, TX.
What Does Home Insurance Cover?
Though there are many different options, the HO3 most popular policy option for homeowners in Crowley, TX. This policy protects you, your home, and personal possessions from several named perils including fire and lightning, sudden and accidental damage from electrical currents that are artificially generated, smoke damage, vandalism, theft, sudden and accidental damage of specific household systems, damage from an aircraft or automobile, and many others!
What Additional Coverage Options Are Available?
We provide several additional coverage options for homeowners to help protect themselves from a variety of perils. Each home and situation is different and TGS Insurance helps our clients by tailoring their homeowners policies to their specific needs through additional coverage options. Learn more about some of the add-ons TGS Insurance provides its clients:
Flood insurance: The average flood insurance claim is more than $43,000 and with 20-25% of all claims coming from outside flood zones, every home needs to take the necessary steps to protect their homes from such extreme weather events. TGS Insurance offers our clients the best flood insurance rate by shopping private and government-issued flood policies to find the best coverage for the lowest price.
Windstorm coverage: Windstorms and hail can also bring substantial damage. We recommend that our clients consider windstorm/hail coverage additional options to protect against tornadoes, severe thunderstorms, tropical storms, and hurricanes. We automatically write in a 2% wind/hail deductible into every policy we issue to Crowley, TX homeowners. Coverage can be easily customized based on your needs!
Water Backup Damage: Water Back-Up/Sump Discharge Coverage helps protect our clients from paying for repairs due to drainage and sewer issues out of pocket. This coverage offers a minimum of $5,000 in protection and can even reach beyond $25,000 depending on your policy limits.
Jewelry Insurance: While your homeowners insurance policy will protect to a certain limit, more expensive pieces will require an additional policy.
Umbrella Policy: Homeowners with things such as luxury cars and lavish swimming pools can be targets of excessive lawsuits that surpass what their normal homeowners insurance policy may cover. An umbrella liability policy can help you protect everything you’ve worked so hard to have.
Advantages of Teaming Up with TGS Insurance for Your Crowley Home Insurance Needs:
- Finding our clients the best rate with the most coverage is what TGS Insurance does best. By working with over 35 top-rated insurance carriers, we can provide a wider range of policy options for our clients and comparison shop to find the best price for your coverage.
- You shouldn’t have to worry about making sure all of the details are covered for your homeowners insurance and with TGS Insurance, you won’t have to. We work from start to finish to make sure everything is in order and can also work with your mortgage lender to ensure your policy is in place the way it should be.
- Rate increases can cut into the value of your policy. TGS Insurance helps our clients by providing world-class customer service and should your rate increase, we will help you save money by finding your coverage for the lowest rate all over again, year after year.
Zip Codes in Crowley, TX That We Insure:
- 76036
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!
