Save On Home Insurance in Denton, TX | TGS Insurance Agency

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Denton, TX

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How Much is Home Insurance in Denton, TX?

Homeowners in Denton, TX pay on average $1,581 a year for home insurance. By using TGS Insurance to shop for homeowners insurance, our average customer in Denton pays just $1,406 a year which equals an average savings of $175 a year!

Average Home Value in Denton, TX

The average home in Denton, TX is valued at $257,432 and has been steadily rising since 2011. Since 2011, the average home value in Denton has risen $108,757! 

a chart displaying the average home value in denton,tx from 2010-2020

Comparing the Average Cost of Homeowners Insurance in Denton, TX By Dwelling Coverage Limit

Coverage LevelAverage Annual Premium
$75k Dwelling$1,643
$150k Dwelling$2,184
$200k Dwelling$2,534
$350k Dwelling$3,561

*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Denton, TX.

What Does Denton Home Insurance Cover?

There are a variety of home insurance coverage options available to homeowner in Denton, TX; however, the most popular policy, the HO-3, protects you and your home, and personal possessions from named perils including fires, vandalism/theft, damage from an automobile or aircraft, liability should an injury occur on your property, smoke damage, and much more.

What Homeowners Insurance Add-Ons Are Available That Will Further Protect You?

TGS Insurance offers various insurance add-ons that are dependent upon your needs. No two homes are the same and different families require different coverage options to help protect against the burden of various perils. We help our customers by providing a wide range of add-ons to fit your specific needs. Learn more about some of our most popular homeowners insurance add-ons below:


Water-backup Damage: Many standard policies don’t cover damage to property caused by sewer backups and drain problems. TGS Insurance offers Water Back-Up/Sump Discharge Coverage that protects up to $5,000 in damages.


Jewelry Insurance: Protect your valuables such as fine art, jewelry, or collectibles with special coverage as a standard homeowners insurance policy typically has low limits for items like stolen jewelry.


Umbrella Policy: Umbrella liability policies help you protect your financial future against lawsuits. Homeowners who possess things such as a swimming pool or a luxury automobile can be at risk of being sued for much more than what your standard homeowners insurance can cover. By adding umbrella liability, you protect yourself from losing everything you’ve worked for in the event of a legal battle.


Advantages of Securing Denton Home Insurance with TGS Insurance:


  • Why use a single insurance carrier when you can receive more coverage options? At TGS Insurance, we work with many top-rated providers to ensure that you get the most coverage options for the lowest rate to protect your home.


  • TGS Insurance takes care of everything for you from start to finish to ensure your home insurance process is as seamless as possible. We even work with your mortgage company to complete the process leaving you with peace of mind.


  • Never worry about rate increases again. Our agents work with you year after year to deliver the best coverage for the best price even if your rate were to increase. TGS Insurance will comparison shop for your home again and find the best rate to continue saving you money.


Zip Codes in Denton, TX That We Insure:


Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

Home Insurance Carriers in Denton, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Denton's Premier Home Insurance Provider

Denton neighborhood

Denton, Texas is a beautiful community filled with creativity, originality and growth. The city is also home to the University of North Texas and Texas Women's University. TGS Insurance is proud to be one of the leading home insurance carriers for the city of Denton.

Denton neighborhood

Denton homeowners all want an exceptional homeowners policy at a great rate. At TGS Insurance, we shop your insurance with 35+ carriers to find Denton residents the best policy. As a locally owned agency with thousands of customers, great customer service and extensive knowledge- we win business from Denton natives every day.

Key Home Statistics in Denton


Total Population in Denton, TX


Average Home Value in Denton, TX


Median Household Income in Denton, TX


Median Age in Denton, TX

Trust TGS Insurance in Denton

Data as of June 13, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Denton, TX

Image of The Preserve at Pecan Creek Neighborhood

The Preserve at Pecan Creek

The Preserve at Pecan Creek is one of Denton’s finest neighborhoods. Homeowners in this community have access to a pool, park and clubhouse!

Image of Villages of Carmel Neighborhood

Villages of Carmel

Villages of Carmel is a friendly community with beautiful and modern homes. The neighborhood has a resort-style pool, cabana, playground and walking trails.

Image of Carnegie Ridge Neighborhood

Carnegie Ridge

Carnegie Ridge is a family-friendly neighborhood with amenities that include vast green spaces, a swimming pool and jogging trails.

Image of Beaver Creek Neighborhood

Beaver Creek

Beaver Creek is surrounded by amenities that everyone is sure to love. The neighborhood features a lovely community park, a playground and walking trails.

Image of Robson Ranch Texas  Neighborhood

Robson Ranch Texas

Robson Ranch Texas is a luxurious golf community perfect for active adults above the age of 40. The diverse community has luxurious amenities that include a ballroom, fitness center, clubhouse and salon- just to name a few.

Image of Ryan Ranch  Neighborhood

Ryan Ranch

Ryan Ranch is a well-established neighborhood nestled along Riverpass Drive. The neighborhood features beautiful homes and has a playground for all families to enjoy.

Local Home Resources in Denton, TX

Fire Departments
Denton City - Finance Administration- Fire Department- Fire Station2209 E McKinney St
Denton, TX 76209
(940) 349-8102
Denton City - Finance Administration- Fire Department- Fire Station2110 E Sherman Dr
Denton, TX 76209
(940) 349-8104
Denton City - Finance Administration- Fire Station No 1- Fire Depart217 W McKinney St
Denton, TX 76201
(940) 349-8872
Denton City - Finance Administration- Fire Station No 3- Fire Depart1204 McCormick St
Denton, TX 76201
(940) 349-8103
Denton City - Finance Administration- Fire Station No 5- Fire Depart2230 W Windsor Dr
Denton, TX 76207
(940) 349-8105
Denton County - Fire Marshal Emergency Management110 W Hickory St
Denton, TX 76201
(972) 434-8808
Denton Firefighters Associates215 Cedar St
Denton, TX 76201
(940) 898-1652
Police Departments
Denton County Sheriff127 N Woodrow Ln
Denton, TX 76210
Denton Police Chief601 E Hickory St # E
Denton, TX 76205
Highway Patrol820 N Loop 288
Denton, TX 76209
Sheriff-Criminal Investigation127 N Woodrow Ln
Denton, TX 76210