Save On Home Insurance in Dickinson, TX | TGS Insurance Agency

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Dickinson, TX

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TGS Insurance is Your Trusted Home Insurance Partner in Dickinson, TX


When it Comes to Dickinson Home Insurance, Texas property Owners Can Rely on TGS Insurance Agency for Personalized Coverage.


A basic homeowners insurance policy will cover the following:

  • The structure of your house
  • Replacement costs
  • Personal possessions (a set limit)
  • Living expenses if your home becomes uninhabitable (ex: fire) 
  • Personal liability for injuries that occur on your property

Supplemental policies can be purchased to add to your home insurance suite such as:

  • Valuable Articles/Floater policies (i.e. Jewelry Insurance)
  • Flood policies
  • Windstorm/hail policy
  • Umbrella policies (additional liability)
  • Animal Liability (liability issues due to household pets)


Dickinson, TX Home Ownership Costs


In Dickinson, TX, home insurance premiums average around $1,940 annually, which is under the national average of $2,305 per year. 

TGS Insurance customers in Dickinson pay $1,804, which means an average annual savings of $136 with some homeowners earning much more substantial savings.

    • Medium Home Value (Owner-Occupied)1: $159,300
    • Median Household Income1: $66,875

If you’re a new homeowner, or simply want to evaluate your current home insurance policy, an insurance expert can help you find the right policy for your home.


Additional Coverages for Your Dickinson, TX Home Insurance Policy 


Windstorm and hail coverage protects homeowners in Dickinson, TX from destructive wind and hail events including severe thunderstorms, tropical storms, and hurricanes.


The TGS Difference: We add windstorm protection for our client’s home insurance policies automatically with a 2% deductible. TGS Insurance can customize our client’s policies according to your specific coverage preferences. 


Water Back-Up / Sump Discharge Coverage provides protection for your home should you experience sewer or drainage back-up. These events can be destructive and costly for homeowners and having the right coverage can help you restore in the aftermath.


The TGS Difference: We provide our clients with coverage that offers $5,000 in protection as a minimum against damages in the event of a blockage or sump pump failure.


Dickinson, TX is familiar with the unfortunate destruction flooding can bring to your home. Flood Insurance provides the necessary protection for your home to pick up where your homeowners insurance leaves off.


The TGS Difference: We offer our clients both private and government-issued flood insurance policies to find you the best rate with the best coverage.


The Benefits of Using TGS Insurance for Your Home Insurance Needs:


  • Working with TGS Insurance provides you with the best possible coverage options at the lowest available price. Our agents comparison shop more than 35 top-rated insurance carriers to find the best coverage for the best price to fit your needs.


  • You don’t have to worry about rate increases when you are a client of TGS Insurance. Your agent will continue to work with you and your policy to comparison shop year after year should your rate increase. This allows you to maintain your coverage without overpaying.


  • We work from start to finish to ensure that your enrollment process is as smooth as possible. TGS Insurance prides itself on providing great customer service and can even work with your mortgage provider to make sure that everything is in place as it should be.


Common Dickinson Home Insurance Questions from Our Customers


What is a homeowners insurance quote?

Your homeowners insurance quote is an estimate of how much it would be to insure your home. Each carrier is different, but it’s based on factors such as location, age of home, type of construction, among other things.

Are homeowners insurance rates going up?

Yes, as construction costs and disaster claims continue to climb, we are seeing an increase in homeowners insurance rates. This is why it is important to enroll with TGS Insurance today and compare your rates between multiple insurance carriers.

Will homeowners insurance cover tree removal?

This will vary from policy to policy, but if your tree removal is necessary due to damage from a covered peril in your policy, homeowners insurance will cover it.


Our Featured Agents Are Ready to Help You With Your Dickinson, TX Homeowners Insurance:


Working with trusted insurance carriers and providing great customer service, TGS Insurance is here to find you the most coverage for the cheapest rate possible. We serve many homes in Dickinson, TX, and work hard to earn business every day through attention to detail and hard work for our clients. 



Home Insurance Carriers in Dickinson, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Dickinson's Premier Home Insurance Provider

Dickinson neighborhood

Dickinson was established in 1850 and is located in Galveston County. The city received its name from John Dickinson, who was granted the land by Mexico. Dickinson is well known for its agricultural and residential society. TGS Insurance is proud to be one of the leading home insurance agencies for Dickinson.

Dickinson neighborhood

At TGS Insurance, we only work with the best insurance carriers, which is why Dickson residents can always expect a great homeowners insurance policy at a low rate. As an independent agency with thousands of customers, 35+ carriers and exceptional customer service, we win business from Dickinson residents every day.

Key Home Statistics in Dickinson


Total Population in Dickinson, TX


Average Home Value in Dickinson, TX


Median Household Income in Dickinson, TX


Median Age in Dickinson, TX

Trust TGS Insurance in Dickinson

Data as of May 29, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Dickinson, TX

Image of Lakes Of Bay Area Neighborhood

Lakes Of Bay Area

The Lakes of Bay area is secluded off of FM 517. The neighborhood is located near Dickinson Bayou, Bayou Wildlife Zoo and Skeeter Motocross Park.

Image of Green Caye Village Neighborhood

Green Caye Village

Green Caye Village is located off of California Avenue. It is conveniently close to Ray Holbrook Park, Crossfit Kemah and Dickinson High School.

Image of Bay Colony Neighborhood

Bay Colony

Bay Colony is located along Calder Drive. The neighborhood is conveniently near the Gulf Freeway, Bay Colony Pool and League City Skatepark.

Image of Bayou Park Neighborhood

Bayou Park

Bayou Park is on the corner of FM 517 and the Gulf Freeway. The neighborhood is near Paul Hopkins Park, Buc-ee’s and Texas Parks & Wildlife.

Image of Broadway Breeze Neighborhood

Broadway Breeze

Broadway Breeze is located on the corner of Broadway Street and 29th Street. The neighborhood is nestled between the Gulf of Mexico and Dickinson Bay.

Image of Plantation Estates Neighborhood

Plantation Estates

Plantation Estates is located off of FM 517. The subdivision neighbors Dickinson Bayou, Bayou Campground and is surrounded by a variety of local businesses.

Local Home Resources in Dickinson, TX

Fire Departments
Dickinson City - Fire Marshall2716 Main St
Dickinson, TX 77539
(281) 337-6262
Police Departments