TGS Insurance is Your Trusted Home Insurance Partner in Dickinson, TX
When it Comes to Dickinson Home Insurance, Texas property Owners Can Rely on TGS Insurance Agency for Personalized Coverage.
A basic homeowners insurance policy will cover the following:
- The structure of your house
- Replacement costs
- Personal possessions (a set limit)
- Living expenses if your home becomes uninhabitable (ex: fire)
- Personal liability for injuries that occur on your property
Supplemental policies can be purchased to add to your home insurance suite such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Flood policies
- Windstorm/hail policy
- Umbrella policies (additional liability)
- Animal Liability (liability issues due to household pets)
Dickinson, TX Home Ownership Costs
In Dickinson, TX, home insurance premiums average around $1,940 annually, which is under the national average of $2,305 per year.
TGS Insurance customers in Dickinson pay $1,804, which means an average annual savings of $136 with some homeowners earning much more substantial savings.
If you’re a new homeowner, or simply want to evaluate your current home insurance policy, an insurance expert can help you find the right policy for your home.
Additional Coverages for Your Dickinson, TX Home Insurance Policy
Windstorm and hail coverage protects homeowners in Dickinson, TX from destructive wind and hail events including severe thunderstorms, tropical storms, and hurricanes.
The TGS Difference: We add windstorm protection for our client’s home insurance policies automatically with a 2% deductible. TGS Insurance can customize our client’s policies according to your specific coverage preferences.
Water Back-Up / Sump Discharge Coverage provides protection for your home should you experience sewer or drainage back-up. These events can be destructive and costly for homeowners and having the right coverage can help you restore in the aftermath.
The TGS Difference: We provide our clients with coverage that offers $5,000 in protection as a minimum against damages in the event of a blockage or sump pump failure.
Dickinson, TX is familiar with the unfortunate destruction flooding can bring to your home. Flood Insurance provides the necessary protection for your home to pick up where your homeowners insurance leaves off.
The TGS Difference: We offer our clients both private and government-issued flood insurance policies to find you the best rate with the best coverage.
The Benefits of Using TGS Insurance for Your Home Insurance Needs:
- Working with TGS Insurance provides you with the best possible coverage options at the lowest available price. Our agents comparison shop more than 35 top-rated insurance carriers to find the best coverage for the best price to fit your needs.
- You don’t have to worry about rate increases when you are a client of TGS Insurance. Your agent will continue to work with you and your policy to comparison shop year after year should your rate increase. This allows you to maintain your coverage without overpaying.
- We work from start to finish to ensure that your enrollment process is as smooth as possible. TGS Insurance prides itself on providing great customer service and can even work with your mortgage provider to make sure that everything is in place as it should be.
Common Dickinson Home Insurance Questions from Our Customers
What is a homeowners insurance quote?
Your homeowners insurance quote is an estimate of how much it would be to insure your home. Each carrier is different, but it’s based on factors such as location, age of home, type of construction, among other things.
Are homeowners insurance rates going up?
Yes, as construction costs and disaster claims continue to climb, we are seeing an increase in homeowners insurance rates. This is why it is important to enroll with TGS Insurance today and compare your rates between multiple insurance carriers.
Will homeowners insurance cover tree removal?
This will vary from policy to policy, but if your tree removal is necessary due to damage from a covered peril in your policy, homeowners insurance will cover it.
Our Featured Agents Are Ready to Help You With Your Dickinson, TX Homeowners Insurance:
Working with trusted insurance carriers and providing great customer service, TGS Insurance is here to find you the most coverage for the cheapest rate possible. We serve many homes in Dickinson, TX, and work hard to earn business every day through attention to detail and hard work for our clients.