Save On Home Insurance in Farmers Branch, TX | TGS Insurance Agency

Save on Home Insurance in
Farmers Branch, TX

We ONLY need your address

Quote looks like this
An Example Quote

See What Our Clients Have to Say


trust star

Based on 2,615 reviews

Showing our 4 & 5 star reviews
Homeowners Insurance  »  Texas  »  

Farmers Branch

We Shop 35+ Carrier to Find You The Best Deal on Your Farmers Branch Home Insurance Every Time


How Much is Home Insurance in Farmers Branch, TX?

The average cost for home insurance in Farmers Branch, Texas is $1,820 per year among TGS Insurance Agency customers. This average premium includes windstorm and hail coverage with a 2% deductible and is based on policies with an average home value of $321,290. At TGS Insurance, we understand that each homeowner’s insurance needs are different and that’s why we shop 35+ carriers to find YOU the coverage you need at the best price available. To get started with a free quote, all we need is your address

Farmers Branch Homeowners Insurance Rates By Home Value

Home value is one of many factors that influences your home insurance rate. Below is a comparison of the average home insurance quote from TGS Insurance Agency in Farmers Branch by home value. Below, home values are rounded to the nearest $25,000 so $100,000 includes homes in the $75,000 to $125,000 range.

Home ValueAverage Annual Premium (incl. Wind Coverage)

What Does Home Insurance in Farmers Branch Cover?

While home insurance policy combinations are almost infinite in possibilities due to customization based on your needs, standard homeowners insurance consists of six main coverages:

  • Dwelling Coverage for the structure of your home
  • Other Structures Coverage for detached structures on your property such as detached garages, sheds, and fences
  • Personal Property Coverage for your personal possessions inside your home such as your appliances, electronics, furniture, jewelry, and other valuables (policy limits do apply).
  • Loss-of-Use Coverage helps you pay for living expenses should your home become unlivable and require you to vacate the premises. An example would be the cost of staying at a nearby hotel due to your home becoming damaged during a fire.
  • Liability Coverage is there for you should you find yourself involved in a lawsuit. This coverage helps pay for legal expenses and should be at an amount that is large enough to cover the value of your home and assets including your finances.
  • Medical payments coverage helps you pay for medical bills should someone get injured on your property and needs medical attention with the standard coverage amount being around $5,000.  The members of your home are excluded from this coverage. 


Having adequate coverage in these areas is important for homeowners to avoid being underinsured and paying out-of-pocket to cover such expenses. Always check with your agent to make sure you have the proper coverage levels for your situation. 

Most Popular Additional Home Coverages in Farmers Branch, TX:

Home insurance policies can protect you from a lot but focus on the basics of protecting your home. Homeowners looking to gain further protection can add coverages to their policies to help fill any gaps they might have otherwise. Some popular home insurance add-ons in Farmers Branch, TX include:


Water Backup Coverage: Sewer and drainage backup can lead to messy and expensive repairs and without this additional coverage option, homeowners will find that they are not covered by a standard homeowners insurance policy. Adding water backup coverage can help save you money with protections costing only $50-$250 per year with protection ranging between $5,000 and $25,000.


Windstorm/Hail Storm Coverage: Homeowners in Texas know all too well the power of windstorms and hail events. Between hurricanes, tropical storms, tornadoes, and severe thunderstorms, there are a lot of bad weather events that can leave a path of destruction. Homeowners in Farmers Branch, TX need to protect themselves with a proper windstorm and hail storm policy to avoid paying for hefty repairs due to wind or hail damage. To help our clients stay protected for anything, TGS Insurance automatically includes a 2% wind/hail deductible into all of our policies!


Scheduled Personal Property Coverage: While a standard home insurance policy offers as much as 50-70% in personal property coverage depending on your dwelling coverage, valuables that exceed your policy limits can leave you exposed to paying to restore them on your own in the aftermath of a peril. Homeowners will need to add scheduled personal property coverage to their homeowners policy to gain financial assistance in replacing those items should a loss occur.


Zip Codes in Farmers Branch, TX That We Insure:


  • 75006
  • 75234
  • 75244
  • 75254
  • 75358
  • 75381

Don’t see your zip code? Not a problem! As long you are in Texas, we can find you a home insurance policy to cover your home!

About TGS Insurance Agency


Based in Texas, TGS Insurance Agency sets itself apart from other insurance agencies by providing a better experience for our customers. We understand that our customers don’t want to waste hours answering questionnaires that go on forever or on the phone speaking with an agent only for it to take days to get your quote. At TGS Insurance, all we need is your address and we can deliver you a personalized quote in just 15 seconds! From there, your dedicated agent will further personalize your quote by comparing your policy through more than 35 A-rated (or better) insurance carriers while crafting your coverage to meet your needs at a rate that fits your budget. This creates a perfectly balanced quote in both value and coverage. Our excellent customer experience doesn’t stop there; we do much more than provide a great quote, we’ll also handle the entire enrollment process from start to finish for a stress-free home insurance experience that runs smoothly. Shopping for home insurance in Farmers Branch, TX has never been easier!

Home Insurance Carriers in Farmers Branch, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Farmers Branch's Premier Home Insurance Provider

Farmers Branch neighborhood

Dubbed "The City in a Park," Farmers Branch, TX is a town nestled just north of Dallas in the Dallas-Forth Worth metroplex area. The gorgeous city boasts 30 award-winning parks, a community garden, several rose gardens, and walking trails for everyone to enjoy. Folks in this town love its small-town charm while still being close to all the big-city amenities. Farmers Branch, TX is never short on activities, from city-wide events to local shopping and eateries- it's no wonder why so many Texans call Farmers Branch, TX home! TGS Insurance is proud to be one of the leading insurance providers for Farmers Branch, TX residents.

Farmers Branch neighborhood

TGS Insurance provides home insurance in Farmers Branch, TX from over 35+ A-rated insurance carriers, with names such as Allstate, Geico, State Auto, and Progressive just to name a few. All Farmers Branch, TX residents want the same thing- the best home insurance policy at the lowest price. As an independent, Texas-owned agency with thousands of customers across the Lone Star state, strong partnerships with top-rated carriers, and exceptional customer service, we win business from Farmers Branch, TX homeowners every day!

Key Home Statistics in Farmers Branch


Total Population in Farmers Branch, TX


Average Home Value in Farmers Branch, TX


Median Household Income in Farmers Branch, TX


Median Age in Farmers Branch, TX

Trust TGS Insurance in Farmers Branch

Data as of July 18, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Farmers Branch, TX

Image of Branch Crossing Neighborhood

Branch Crossing

Branch Crossing is located just along the I-35 Expressway near the infamous Farmers Branch Historical Park. Homeowners in this highly sought after neighborhood are within walking distance to local shops, eateries, rose gardens, bird sanctuaries, and so much more.

Image of Mercer Crossing Neighborhood

Mercer Crossing

Mercer Crossing is located southeast of the 635 and Luna Road intersection. Homeowners in this gorgeous community enjoy amenity centers, boardwalk restaurants, scenic walking trails, an outdoor amphitheater, a swimming pool, retail shops, and other activities close by.

Image of Farmington Park Estates Neighborhood

Farmington Park Estates

Farmington Park Estates is located just between the I-35 Expressway and LBJ Freeway. This quaint and quiet community is close to several shopping centers and eateries, as well as the various parks that make Farmers Branch, TX famous.