Save On Home Insurance in Flower Mound, TX | TGS Insurance Agency

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Flower Mound, TX

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Homeowners Insurance  »  Texas  »  

Flower Mound

Straightforward Flower Mound Home Insurance with Hassle-Free, Accurate Quotes in Seconds!


When it comes to Flower Mound homeowners insurance, Texas property owners can rely on TGS Insurance Agency for personalized coverage.


A basic homeowners insurance policy will cover the following:

  • Your home’s structure
  • Replacement costs
  • A limited amount of personal items
  • Living expenses in case of a disaster such as a flood, fire, or severe windstorm
  • Liability from medical and legal expenses


You can purchase supplemental policies to add to your home insurance suite such as:

  • Valuable Articles/Floater policies (i.e. Jewelry Insurance)
  • Flood policies
  • Windstorm/hail coverage
  • Umbrella policies (additional liability)
  • Animal Liability (liability issues due to household pets)


Flower Mound, TX Home Ownership Costs

In Flower Mound, TX, home insurance premiums average around $3,600 annually, which is over the national average of $2,305 per year. Texas comes in with the 5th highest average insurance premiums in the country.

Median Home Value (owner-occupied)1: $342,200
Median Household Income1: $134,184

If you’re a new homeowner, or simply want to evaluate your current home insurance policy, an insurance expert can help you find the right policy for your home. At TGS Insurance, our customers in Flower Mound, TX pay on average $2,003 per year for homeowners insurance, which means they’re saving $1,597 annually!

Popular Supplemental Home Coverages in Flower Mound, TX:

Windstorm and Hail Coverage: Protecting your home from severe thunderstorms, tornadoes, tropical storms, and hurricanes is of dire importance for homeowners in Flower Mound, TX. Homeowners who fail to protect their homes from these costly, destructive weather events are often left paying for these repairs alone. TGS Insurance understands the importance of having the right coverage to protect from these extreme weather events and helps homeowners prepare by automatically including a 2% deductible for any windstorm/hail damage in every homeowners insurance policy we write.


Water Backup: One of the more disgusting and costly events a homeowner may face is that of sewer or drainage backup. Neither homeowners insurance nor flood insurance cover these issues and repairing what is damaged and restoring what is lost can reach thousands of dollars easily. TGS Insurance provides add-on protection that can help you restore $5,000-$25,000+ worth of damages due to these events and avoid paying for everything out of pocket.


Flood Insurance: Homeowners may be surprised to find out that flood events are not covered by home insurance policies and with as many as 20-25% of flood claims coming from outside of flood zones, all homes need to stay protected. Floods are devastating and costly events that can cause financial stress on top of the emotional and physical damage one may already face during these extreme weather events. TGS Insurance helps our clients stay prepared.

Common Home Insurance Questions from Our Customers Near Flower Mound, TX


How much will a security system lower my homeowners insurance?

Your homeowners insurance will cover lost jewelry; however, only up to the amounts stipulated in your policy. If you’re needing to cover an expensive piece or a collection that exceeds your policy limits, you’ll need to purchase additional jewelry insurance in the event of theft or damage.

Are appliances considered personal property in homeowners insurance?

You may not need regular homeowners insurance but should at least cover yourself from fires and other appropriate perils that can occur during construction. Speaking with your agent will guide you to the right homeowners policy for your home while it is being built.

Are homeowners insurance rates going up?

Yes, thankfully, home insurance will help you restore and rebuild in the event of a fire. While one of the least made claims in home insurance, fires can be one of the most destructive claims a homeowner can endure. Replacing your things and your home can be a stressful and financial burden. Home insurance is there so that you don’t have to face one of these horrifying events alone.

Our Local, Independent Agents Are Ready to Help You With Your Flower Mound, TX Homeowners Insurance:

TGS Insurance works for you. Our team of experts finds you the right coverage for the lowest rate available to give you the most coverage while saving your money. Homeowners in Flower Mound, TX, receive monthly savings and peace of mind provided through our world-class customer service.




Home Insurance Carriers in Flower Mound, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Flower Mound's Premier Home Insurance Provider

Flower Mound neighborhood

Flower Mound, TX, is a town nestled between Dallas and Fort Worth known for the large mund found in the center of its town. Residents are treated to the charm of small town living with quick, easy access to the surrounding cities and their modern conveniences. The town is known for its extensive recreation park, trail systems, and access to Grapevine Lake.

Flower Mound neighborhood

Residents of Flower Mound all want excellent homeowners insurance coverage at the best monthly rate available. TGS Insurance finds the best policies by shopping through 35+ top-rated carriers in Flower Mound, TX. A Texan owned agency, TGS Insurance wins business from residents of Flower Mound, TX, every day through our great customer service and extensive industry knowledge.

Key Home Statistics in Flower Mound


Total Population in Flower Mound, TX


Average Home Value in Flower Mound, TX


Median Household Income in Flower Mound, TX


Median Age in Flower Mound, TX

Trust TGS Insurance in Flower Mound

Data as of July 18, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Flower Mound, TX

Image of Canyon Falls Neighborhood

Canyon Falls

A newer community in Flower Mound, TX, Canyon Falls residents can enjoy the best of modern amenities in a family-focused community.

Image of The Pinnacle at River Walk Neighborhood

The Pinnacle at River Walk

The Pinnacle at River Walk is a vibrant community featuring easy access to the River Walk and featring many modern townhomes.

Image of Orchid Flower Neighborhood

Orchid Flower

Orchid Flower is a modern take on retirement communities. This is the place perfect for retirees with a more eccentric, active lifestyle.

Local Home Resources in Flower Mound, TX

Police Departments
Flower Mound Police Dept4150 Kirkpatrick Ln
Flower Mound, TX 75028
Flowermound Police Dept4150 Kirkpatrick Ln
Flower Mound, TX 75028