Freeport Home Insurance Made Simple with Instant, Precise Quotes!
Comparison Shop Home Insurance in Freeport, TX from Multiple Carriers in Minutes!
When you don’t shop your homeowners insurance policy you could be missing out on huge savings! Only 44% of homeowners compare and shop their policy when it is time for their renewal. At TGS Insurance, our team of agents will take away the hassle of comparing insurance providers by doing the hard work for you! We search through our bank of highly-rated insurance companies to find you an insurance policy that fits your needs and budget.
How Much is Home Insurance in Freeport, TX?
The average cost for homeowners insurance in Freeport, TX is $1,156 each year. At TGS Insurance, our Texas customers save an average of $870 per year when they shop their homeowners insurance policy with us! Don’t wait to see how much you could be saving.
Comparing the Average Cost of Homeowners Insurance in Freeport By Dwelling Coverage Limit
| Coverage Level | Average Annual Premium (incl. Wind Coverage) |
|---|---|
| $75k Dwelling | $2,746 |
| $150k Dwelling | $4,102 |
| $200k Dwelling | $4,968 |
| $350k Dwelling | $7,443 |
*Information used from Help Insure from the Texas Department of Insurance. Averages are based on quotes for a homeowner with average credit, no claims within the past 5 years, and a brick home between 10-34 years of age in Freeport, TX. Includes Wind Coverage.
How Much is Flood Insurance in Freeport, TX?
The average cost for flood insurance in Freeport, TX is about $692 each year. At TGS Insurance our Freeport, TX customers pay $389 per year for flood insurance, this means they are saving $303 annually!
Freeport, TX is located right on the coastline near the Gulf of Mexico, which means this area is at a higher risk for flooding. This is due to the sheer number of hurricanes, tropical storms, and severe thunderstorms that occur in the area with an average of 52 inches of rain per year. Because living on the Texas coast can come with a major flooding risk, Freeport, TX homeowners should consider purchasing flood insurance to help fill in any of the holes your standard homeowners insurance policy might not cover.
Additional Home Coverages Popular in Your Area:
Hailstorm Insurance: Homeowners who live on the Texas coastline, are not always covered for hail damage by their standard homeowners insurance policy. Freeport, TX homeowners can add hail coverage to their homeowners policy to ensure they are protected.
The TGS Difference: We want our Freeport, TX customers to have the most protection without breaking the bank. This is why we automatically write-in hail coverage as a part of your standard homeowners insurance policy with a 2% hail/windstorm deductible that is customized to your insurance needs..
Windstorm Insurance: Freeport, TX homeowners are no strangers to the destruction that windstorms can bring. Making sure you have windstorm coverage is important for Freeport, TX homeowners because the standard homeowners insurance policy may not protect you. Windstorm insurance protects your home and personal items from gusty storms such as tropical storms, tornadoes, and hurricanes.
The TGS Difference: To make sure our Freeport, TX customers are fully covered, we include a 2% wind/hail deductible into all of our homeowners insurance policies.
Bundle Your Home and Auto Policies for Added Savings!
When you bundle your home and auto insurance policies with one insurance provider, Freeport, TX homeowners can get a discount anywhere from 15-20% off on their premiums.
At TGS Insurance, we make combining your home and auto policies simple! Our agents take away the stress of shopping and comparing premiums by finding a policy from over 35+ A-rated insurance providers to find you the best coverage options for bundling your home and auto policies together.
Zip Codes in Freeport, TX That We Insure:
- 77541
- 77542
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!
